Business insurance ยท Jordan

JOFICO (Jordan French Insurance)

Established Jordanian-French insurer with a full engineering line

Tier A ยท Workable

Market position

Founded 1976 with a French insurance-group partnership; a mid-to-upper-tier multi-line insurer, ASE-listed, well-regarded for corporate and engineering lines.

Jordan-specific note

Its own product page explicitly lists Contractors All Risks (ู…ุฎุงุทุฑ ุงู„ู…ู‚ุงูˆู„ูŠู† ุงู„ุดุงู…ู„), Plant & Machinery, Machinery Breakdown and Erection All Risks โ€” the strongest first-party verification of CAR cover of any Jordanian insurer we found.

Pros

  • + Contractors All Risks + engineering named explicitly on its own site
  • + Operating since 1976; French technical heritage
  • + ASE-listed and transparent
  • + Local Jordanian company

Cons

  • โˆ’ Engineering page is Arabic-only
  • โˆ’ No online quote
  • โˆ’ Mid-size balance sheet vs the market leaders
  • โˆ’ English depth thinner

Typical Jordan pricing

Quote-only via broker/agent.

Why this matters for Jordan trades

The ISTD runs tax (16% GST, income tax) and the mandatory JoFotara e-invoicing clearance platform (live since 1 April 2025, all businesses, UBL 2.1 + QR, only cleared invoices deductible); JCCA working membership plus a contractor classification (Govt Works Regulation 71/1986) is the legal gate to bidding public works; Jordan Engineers Association (JEA) registration is mandatory to practice engineering; companies register at the Companies Control Department (CCD); and every employer must enrol in Social Security (SSC) from the first worker (~21.75% of the insured wage).

Jordanian construction & trades software selection is dominated by one force: the JoFotara national e-invoicing mandate, which is live and enforced โ€” a centralized clearance model run by the Income & Sales Tax Department (ISTD), mandatory for all businesses with no threshold since Phase 2 on 1 April 2025, where only cleared invoices are tax-deductible and non-compliance bars you from public tenders. Add 16% General Sales Tax, mandatory Social Security (SSC) from the first employee, JCCA contractor classification gating public works, and a dinar pegged to the US dollar.

Frequently asked

Is JOFICO (Jordan French Insurance) a good fit for Jordan trades?

Founded 1976 with a French insurance-group partnership; a mid-to-upper-tier multi-line insurer, ASE-listed, well-regarded for corporate and engineering lines. Its own product page explicitly lists Contractors All Risks (ู…ุฎุงุทุฑ ุงู„ู…ู‚ุงูˆู„ูŠู† ุงู„ุดุงู…ู„), Plant & Machinery, Machinery Breakdown and Erection All Risks โ€” the strongest first-party verification of CAR cover of any Jordanian insurer we found.

What does JOFICO (Jordan French Insurance) cost in Jordan?

Quote-only via broker/agent.. Pricing and availability can change by region โ€” confirm current Jordan pricing on the vendor's site before committing.

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