Canada
Canada Trades Vendor Directory
Independent reviews of 26 Canada-relevant vendors and regulators across 5 categories, for Canadian contractors: which software lists prices in US dollars or bills in CAD, GST and PST on invoices, Quebec payroll support, CRA remittances and Records of Employment, the Red Seal Program, and Ontario rules from Skilled Trades Ontario, ESA, TSSA and WSIB.
Deciding between two options?
See CA vendors compared side by side: pros and cons, CA-specific notes and pricing, head to head.
What's different about CA trades vendor selection
Three things shape the Canadian picture. First, currency and sales tax vary by vendor: Jobber, founded in Edmonton in 2011, lists its plans in US dollars and adds sales tax where the province taxes software as a service; Housecall Pro prices in US dollars and applies only one tax rate per invoice; Method:CRM and ServiceBox say Canadian customers are billed in CAD or local currency. Second, trade certification is provincial: a Red Seal endorsement facilitates labour mobility across more than 50 trades, but provinces and territories remain responsible for apprenticeship and certification, and the program states that the endorsement does not by itself certify a person to carry on a trade. Third, Quebec payroll needs checking: it adds Revenu Quรฉbec remittances, QPP, QPIP and RL-1 reporting, per Wagepoint, which added built-in Quebec payroll in September 2026; Employment Hero directs Quebec businesses to Humi by Employment Hero, and Payworks and Knit People do not describe Quebec payroll on their main pages.
Field service software
Field service and job management software sold to Canadian contractors. Canadian-based options include Jobber (founded in Edmonton in 2011; plans listed in US dollars), ServiceBox (Regina; Canadian customers billed in local currency), ProgressionLIVE (Quebec; app listed in English, French and Spanish) and Method:CRM (Toronto; Canadian customers billed in CAD). Housecall Pro (San Diego) and ServiceTitan (Glendale, California, with a Canadian subsidiary) are US-based, and Housecall Pro lists several payment and tax features as unavailable in Canada. LMN, sold by Granum, is built for landscaping and priced in US dollars.
Jobber (Canadian-founded)
Tier S ยท Published pricesField service software founded in Edmonton, sold in Canada with plans listed in US dollars
Jobber is field service management software for home and commercial service businesses, founded in 2011 in Edmonton by Sam Pillar and Forrest Zeisler. It is privately held; General Atlantic led its $100 million USD Series D in 2023. Jobber says more than 100,000 businesses and 400,000 service pros in over 50 industries and more than 70 countries use it, and its careers page lists office hubs in Edmonton, Toronto, Kitchener-Waterloo and Vancouver.
CA-specific note
Jobber's help center says its pricing plans are listed in USD, and sales tax is added to the subscription when the billing address is in a province that taxes software as a service. For client invoices, Jobber lets you set up several tax rates and combine them into a tax group that shows each rate separately, so GST and PST can appear as separate lines, and a tax ID such as a GST number can print on every invoice. The Jobber pages we read do not advertise CAD pricing or French-language support.
Pros
- + Canadian company: founded in Edmonton, with office hubs in Edmonton, Toronto, Kitchener-Waterloo and Vancouver
- + Published pricing, from $49/mo month-to-month and less when billed annually
- + Several tax rates can be grouped and shown as separate lines on quotes and invoices
- + 14-day free trial of the Grow plan with no credit card
Cons
- โ Plans are listed in US dollars, not CAD
- โ Sales tax is added to the subscription where the province taxes SaaS
- โ Extra users cost $29/mo each, so the bill rises with crew size
- โ No French-language support advertised on the pages we read
Housecall Pro (CA)
Tier S ยท Published pricesSan Diego field service software used by Canadian pros, priced in USD, with some payment and tax features US-only
Housecall Pro is field service software for home service businesses, founded in 2013 and based in San Diego; it says over 200,000 home service professionals use it. Its help center covers businesses in Canada, but several payment and tax features are limited or unavailable there. The pricing page lists one set of plans, in USD.
CA-specific note
Housecall Pro's pricing page says all prices are in USD and exclude sales tax. Its help center says card readers, ACH payments, Wisetack consumer financing and Automated Sales Tax are not available to Canadian businesses, and Instapay instant payouts are capped at $10,000 per transaction for Pros in Canada, against $50,000 in the US. Only one tax rate can be applied to an invoice at a time, which matters in provinces that charge GST and PST separately.
Pros
- + Published pricing, from $59/mo billed annually (USD)
- + 14-day free trial with no credit card required
- + Scheduling, dispatching, invoicing and customer communication in one app
- + Instapay instant payouts work for Pros in Canada
Cons
- โ Prices are in USD and exclude sales tax
- โ Card readers, ACH payments and Wisetack financing are not available in Canada
- โ Automated Sales Tax is not available to Canadian Pros, and only one tax rate applies per invoice
- โ Instapay is capped at $10,000 per transaction in Canada, against $50,000 in the US
ServiceTitan (CA)
Tier A ยท ListedNasdaq-listed field service platform for trades contractors, with a Canadian subsidiary and quote-only per-technician pricing
ServiceTitan is a software platform for trades contractors covering dispatching, scheduling, call booking, invoicing and pricebooks. ServiceTitan, Inc. is listed on Nasdaq (TTAN) and based in Glendale, California; its annual report counts approximately 10,800 Active Customers as of January 31, 2026. It has a Canadian subsidiary, ServiceTitan Software Canada ULC, and staff in the United States, Canada, Armenia and other locations.
CA-specific note
ServiceTitan's annual report lists a Canadian subsidiary, ServiceTitan Software Canada ULC, says it has staff in Canada, and describes expanding outside the United States and Canada as a future opportunity. In 2019 it partnered with Financeit so Canadian contractors could offer homeowners integrated financing. Its pricing page publishes no prices in any currency: pricing is per technician and quoted on request.
Pros
- + Canadian subsidiary and staff in Canada, according to its annual report
- + Dispatching, scheduling, call booking, invoicing and pricebook in one platform
- + Financeit integration for Canadian homeowner financing, announced in 2019
- + Public company that files audited annual reports with the SEC
Cons
- โ No published prices: per-technician pricing is quoted on request
- โ No free trial or self-serve sign-up on the pricing page
- โ No currency or Canada-specific terms shown on the pricing page
ServiceBox
Tier S ยท Published pricesField service management software from Regina, Saskatchewan, for commercial HVAC, plumbing, electrical and multi-trade contractors
ServiceBox is field service management software run by Jobbox Software, whose terms give an address in Regina, Saskatchewan. It covers customer, site and equipment records, scheduling and dispatch, mobile work orders with an offline mode, timesheets, preventive maintenance, quoting and invoicing, and on the Premium plan vendor orders, inventory and multi-location operations. It targets commercial HVAC, plumbing and mechanical, electrical, refrigeration, fire and life-safety and industrial maintenance contractors.
CA-specific note
ServiceBox describes itself as Built For Canada and is run by Jobbox Software from Regina, Saskatchewan. It integrates with Sage 50 Canada as well as QuickBooks Online and QuickBooks Desktop, and its pricing page says Canadian customers are billed in local currency.
Pros
- + Run from Regina, Saskatchewan (Jobbox Software)
- + Integrates with Sage 50 Canada, QuickBooks Online and QuickBooks Desktop
- + Published plan prices, with 10% off for annual billing
- + Work orders, dispatch, timesheets, preventive maintenance and invoicing, with an offline mobile mode
Cons
- โ Standard and Premium start at six licensed users; the $75 Starter option is only for qualifying two-user operations
- โ Vendor orders, inventory and multi-location need the $330 Premium plan
- โ The pricing page does not label the currency of its prices or list the cost of users beyond six
- โ Onboarding scope and cost are confirmed with sales, not published
ProgressionLIVE
Tier A ยท ListedField service and dispatch software from Quebec, owned by Valsoft since 2025, with a mobile app in English, French and Spanish
ProgressionLIVE is field service management software from Diffusion Solutions Intรฉgrรฉes Inc. (Progression), a Quebec-based company operating since 2006. Montreal-based Valsoft Corporation announced its acquisition of Progression on August 14, 2025 and said the company would keep operating autonomously with its leadership in place. The product covers customer intake, scheduling, technician dispatch, real-time updates, mobile invoicing, electronic signatures, photos, SMS notifications and accounting integration. Valsoft says Progression has more than 900 customers and over 20,000 users in HVAC, plumbing, electrical, construction and other field service industries.
CA-specific note
Progression is based in Quebec, and the ProgressionLIVE app on Apple's Canadian App Store is listed in English, French and Spanish. Since August 2025 it has been owned by Valsoft, a Montreal-based company that acquires vertical market software businesses.
Pros
- + Quebec-based company operating since 2006, now owned by Montreal-based Valsoft
- + Mobile app listed in English, French and Spanish
- + Covers intake, scheduling, dispatch, real-time job updates, mobile invoicing and e-signatures
- + Integrates with accounting systems
Cons
- โ Prices, plans and contract terms not confirmed: the vendor's website blocked our checks
- โ Changed ownership in August 2025, so confirm current terms before signing
- โ Built around dispatching work from an office to field technicians, more than a solo operator may need
LMN (by Granum)
Tier S ยท Published pricesLandscaping business software for budget-based estimating, scheduling, crew time tracking and job costing, now sold by Granum
LMN (Landscape Management Network) is software for landscaping companies built around budget-based estimating, with scheduling, crew time tracking, job costing, invoicing and online payments. LMN says it has served landscapers since 2009 and that more than 3,000 North American landscaping companies have adopted it. LMN merged with SingleOps in November 2024, and in October 2025 the combined company launched Granum as its parent brand, which also sells SingleOps and Greenius. Granum's terms name Granum, LLC of Atlanta, Georgia, and its contact page lists offices in Atlanta and Toronto.
CA-specific note
Granum lists an office in Toronto and remote staff across Canada, but LMN publishes its prices in US dollars only, and Granum's privacy policy tells Canadian users that the information it collects is stored in the United States. In August 2025 Greenius, LMN and Marsh Canada announced an insurance program for contractors across Canada that gives a premium discount for completing approved risk management training.
Pros
- + Bids built from your company budget so each proposal is priced to a target margin
- + Crew app in English and Spanish with an offline mode
- + Estimate versus actual job costing while the job is live
- + Published per-company prices with office and crew licenses included
Cons
- โ Prices are in US dollars only, billed monthly after a one-time onboarding fee whose amount is not published
- โ Starter connects to QuickBooks Online only; QuickBooks Desktop needs the $648 Professional plan
- โ Built for landscaping, not general trades
- โ No free plan or free trial shown on the pricing page
Method:CRM
Tier S ยท Published pricesToronto-based CRM with a real-time, two-way QuickBooks sync, plus a separate CRM for Xero users
Method:CRM is made by Method Integration, whose careers page places its office in downtown Toronto. It is a customizable CRM built around what Method calls a real-time, two-way sync with QuickBooks Online and QuickBooks Desktop, with a separate version for Xero, and covers leads, estimates, customer portals, work orders and workflow automation. Scheduling and dispatch for field crews are sold separately as Method:Field Services. Method says more than 18,000 users rely on it.
CA-specific note
Method Integration's office is in downtown Toronto, and its pricing page says Canadian customers are billed in CAD while all other customers are billed in USD. The listed prices are shown in US dollars only.
Pros
- + Real-time, two-way sync with QuickBooks Online and Desktop, and a separate Xero version
- + Canadian customers are billed in CAD
- + Customizable fields, templates and workflows
- + 10-day free trial with no credit card
Cons
- โ Per-user pricing ($35 to $97 per user a month) grows with headcount
- โ Crew scheduling and dispatch is a separate Method:Field Services product with its own licenses
- โ A general small-business CRM, not built only for trades, so it needs setup for your workflow
- โ CAD amounts are not shown on the pricing page
Lead-generation platforms
HomeStars is owned by Angi Inc., also the parent of HomeAdvisor; Angi Inc. says its international businesses, HomeStars included, earn mainly from lead fees and membership subscriptions paid by pros. HomeStars carries a reputation warning. TrustedPros is a separate Toronto directory and referral service, RenovationFind certifies and grades the contractors it lists, Jiffy (owned by Intact since 2024) sends pre-priced booked jobs, and Bark sells credits to respond to requests shared with up to five pros, also with a reputation warning.
HomeStars
Tier F ยท Reputation warningToronto home services marketplace owned by Angi Inc., the parent of Angi and HomeAdvisor
โ Reputation warning
HomeStars Inc is not BBB accredited, and its BBB profile lists 37 complaints closed in the last three years (checked 30 September 2026). Its parent company, Angi Inc., also owns HomeAdvisor, which is under a 2023 FTC consent order (up to $7.2 million) over deceptive marketing of leads to service providers. Angi Inc. says its international businesses, HomeStars included, earn mainly lead fees for consumer matches and membership subscriptions from pros, so confirm lead prices, the membership term and cancellation rules in writing before signing up.
HomeStars is a Toronto-based marketplace that connects Canadian homeowners with home service pros. HomeAdvisor, then part of IAC, acquired it in 2017, and Angi Inc. (Nasdaq: ANGI) lists HomeStars among the international businesses it owns in its 2025 annual report. Angi Inc. says revenue in that segment comes mainly from lead fees for consumer matches and membership subscriptions paid by pros.
CA-specific note
HomeStars is Angi Inc.'s Canadian marketplace. Angi Inc. also owns HomeAdvisor, whose 2023 FTC consent order (up to $7.2 million) covered deceptive marketing of leads to service providers in the US. HomeStars' own site could not be read this run, so its current pro plans, lead prices and contract terms are not stated here; get them in writing before you sign.
Pros
- + Canada-focused home services marketplace based in Toronto
- + Backed by Angi Inc., which runs home services marketplaces in several countries
- + Pros can buy leads for consumer matches or a membership subscription, per Angi Inc.
Cons
- โ Not BBB accredited, with 37 complaints closed in three years
- โ Same parent as HomeAdvisor, which is under a 2023 FTC consent order over lead marketing
- โ No pro prices or contract terms readable on HomeStars' site this run
- โ Lead fees and memberships are the main costs, per Angi Inc.
TrustedPros
Tier A ยท ListedToronto contractor directory and referral service, in business since 2004 and separate from Angi's HomeStars
TrustedPros is a Canadian contractor directory and referral service run by TrustedPros Inc of Toronto, which its BBB profile says started in 2004. It is not among the home services businesses that Angi Inc. lists in its 2025 annual report, which name HomeStars as Angi's Canadian marketplace. TrustedPros' website blocks automated reads, so its current services and prices were not confirmed this run.
CA-specific note
TrustedPros Inc is based at 111 Peter St in Toronto, according to its BBB profile, which shows no accreditation and no complaints closed in the last three years (checked 30 September 2026). Angi Inc.'s 2025 annual report names HomeStars, not TrustedPros, as its Canadian marketplace, so TrustedPros is a separate option for contractors who want to avoid the Angi group.
Pros
- + Canadian operator based in Toronto, in business since 2004 according to its BBB profile
- + Separate from Angi Inc., which owns HomeStars and HomeAdvisor
- + No BBB complaints closed in the last three years (checked 30 September 2026)
Cons
- โ Not BBB accredited
- โ Current membership prices could not be confirmed because its site blocks automated reads
- โ Little recent news coverage: the latest press release we found dates from 2017
Jiffy
Tier A ยท ListedToronto-founded on-demand home maintenance app, owned by Intact since 2024: sends pros booked jobs at set rates
Jiffy is a home maintenance app founded in Toronto in 2015 that lets homeowners book a vetted pro at a pre-determined rate instead of collecting quotes. Intact Financial Corporation acquired Jiffy in 2024, and BetaKit reported that Jiffy keeps its own brand as an Intact division. For tradespeople, Jiffy says it sends firm jobs and handles payment, invoicing and customer service, making it a booking channel rather than a quote-request directory.
CA-specific note
At the time of the Intact deal, BetaKit reported Jiffy served the Greater Toronto Area, Ottawa and Calgary; an April 2025 trade-press report said it planned to expand to Vancouver and Edmonton. Jiffy's February 2024 release listed more than 40 home services, including plumbing, electrical, HVAC and roofing.
Pros
- + Sends firm, pre-priced jobs rather than leads to quote on
- + Jiffy handles payment, invoicing and customer service (per Jiffy)
- + Owned by Intact Financial Corporation since 2024
- + Covers core trades such as plumbing, electrical, HVAC and roofing
Cons
- โ Limited to the cities Jiffy operates in
- โ Jiffy sets the rate the customer pays
- โ Pro fees or commission not published
- โ Aimed at smaller home maintenance jobs
RenovationFind
Tier A ยท ListedCanadian directory of renovation contractors that RenovationFind certifies after background, licence, insurance and workers' comp checks
RenovationFind is a directory of home renovation and building companies in Canadian cities, such as Calgary, that it lists as RenovationFind Certified. RenovationFind says certified companies pass legal and credit background checks and are checked for a business licence, insurance and WCB or WSIB coverage. It grades certified companies with its own rating of A-, A or A+, where BBB accreditation counts toward the higher grades.
CA-specific note
RenovationFind's certification checks Canadian workers' compensation coverage (WCB or WSIB) along with business licences and insurance, and its listings are organized by province and city. Contractor fees and membership terms were not confirmed because its website blocked our checks.
Pros
- + Certification checks background, business licence, insurance and WCB or WSIB coverage
- + Listings organized by Canadian province and city
- + RenovationFind publishes the criteria behind its A-, A and A+ grades
Cons
- โ Contractor fees and membership terms were not found in any source we could read
- โ The A-, A and A+ grades are RenovationFind's own rating, not a BBB rating
- โ Certification asks for a proven service record, so new businesses may not qualify
Bark (CA)
Tier F ยท Reputation warningLondon-based services marketplace with a Canadian site where pros spend credits to respond to requests shared with up to five pros
โ Reputation warning
Bark's BBB profile shows no BBB accreditation for the company that runs Bark's Canadian site. The profile, for Bark.com Global Limited under an Austin, Texas address, showed 85 complaints closed in the last three years when checked on September 30, 2026. Under Bark's Canadian terms you spend credits to respond before you can reach the customer, up to five professionals can contact the same customer, and credits are refunded only if you report invalid contact details within 7 days.
Bark is an online services marketplace founded in the UK in 2014 and headquartered in London; private equity firm EMK Capital acquired a majority stake in April 2022. Its careers site says it launched in Canada in 2019, and the Canadian site covers business, events, health, home and lessons categories, including plumbing, electrical, roofing and landscaping. Customers post a request and professionals spend credits to respond, and Bark's terms say a maximum of five professionals will contact the customer on a general request.
CA-specific note
Bark runs a Canadian site at bark.com/en/ca, launched in 2019 according to its careers site, but its Canadian terms name Bark.com Global Limited of London, England, as the operator. The Canadian pricing page explains the credit system without listing any dollar prices.
Pros
- + No commission on jobs you win, and follow-up messages are free
- + Canadian site covering trades and many other service categories
- + If your first credit pack wins no business, Bark returns the credits once
Cons
- โ You spend credits to respond before you know whether the customer will answer
- โ Up to five professionals can contact the same customer
- โ No dollar prices on the Canadian pricing page, and credits expire after 3 months
- โ Refunds only for invalid contact details reported within 7 days
Business insurance
Brokers and insurers for Canadian contractors: Zensurance, a Toronto brokerage and Travelers subsidiary that says it works with more than 50 insurance providers; APOLLO, a Vancouver digital broker owned by Gallagher since August 2026, whose business pages are built around professions rather than trades; Intact Insurance, sold through independent brokers; and Foxquilt, a Toronto-founded insurtech that underwrites its own products. Neither Zensurance nor APOLLO includes Quebec among the provinces on its site.
Zensurance
Tier A ยท ListedToronto online insurance brokerage for Canadian small businesses and contractors, a Travelers subsidiary
Zensurance is a licensed insurance brokerage founded in Toronto in 2016 that sells small business insurance through online applications backed by licensed brokers. It says it works with a partner network of more than 50 insurance providers and is trusted by 100,000+ Canadian small businesses. The Travelers Companies lists Zensurance Inc. and Zensurance Brokers Inc. among its subsidiaries as of December 31, 2025, and they were not among the Canadian insurers Travelers sold on January 2, 2026.
CA-specific note
Zensurance's contractor page says contractor insurance starts from $450 a year for a basic CGL policy with a $2M limit for a small or medium-sized business, and quotes start with a 5-minute online application; it does not say every policy can be bound online. Its site has location pages for Ontario, Alberta, British Columbia, Saskatchewan, Manitoba, Nova Scotia, New Brunswick, Newfoundland and Prince Edward Island, but none for Quebec. As a broker it places you with an insurer, and it does not name its insurer partners on the pages we read.
Pros
- + Licensed brokerage with online quoting plus licensed brokers for advice and claims support
- + Says it works with more than 50 insurance providers
- + Published starting point for contractors: from $450 a year for a basic $2M CGL policy
- + Contractor coverages include CGL, tools and equipment, pollution liability, builder's risk and installation floater
Cons
- โ No Quebec location page; confirm coverage if you work in Quebec
- โ Starting prices are minimums; Zensurance says actual rates vary by business profile
- โ Insurer partners are not named on the pages we read
- โ A subsidiary of insurer Travelers; ask which insurer each quote comes from
APOLLO Insurance
Tier A ยท ListedVancouver digital insurance broker, owned by Gallagher since August 2026, selling small business liability cover online
APOLLO is a Vancouver-based digital insurance broker and managing general agency, focused mainly on tenant insurance, that also sells general liability, professional liability and contents insurance to small businesses online. Arthur J. Gallagher & Co. announced its acquisition of Apollo Insurance Solutions Ltd. on August 5, 2026, and APOLLO's site says both APOLLO companies are subsidiaries of Arthur J. Gallagher Canada Limited. APOLLO says it manages insurance for over 500,000 Canadians and works with carriers including Lloyd's of London, Tokio Marine Canada and Zurich Canada.
CA-specific note
APOLLO sells its business policies online: it says you can get insured instantly, on any device, any time, with policy documents emailed right away. Its business menu is built around professions such as consultants, trainers and retailers plus an Independent Contractor page, and the pages we read do not list trades such as electricians or plumbers as eligible; APOLLO notes that physical labour, heavy machinery and client property raise risk and cost. Its site lists nine provinces and does not mention Quebec.
Pros
- + Online quote and purchase, with policy documents emailed instantly
- + Part of Arthur J. Gallagher's Canadian brokerage operations since August 2026
- + Named carriers include Lloyd's of London, Tokio Marine Canada and Zurich Canada
- + General liability, professional liability and contents cover for independent contractors
Cons
- โ Business menu is built for professions; no trade-specific pages for electricians, plumbers or HVAC
- โ Site lists nine provinces and does not mention Quebec
- โ Main focus is tenant insurance, according to Gallagher's acquisition release
- โ No fixed business prices, only a $30-$100 a month guide for independent contractors
Intact Insurance
Tier A ยท ListedIntact Financial's Canadian P&C insurer: commercial and contractor coverage sold through brokers
Intact Insurance is the Canadian insurance brand of Intact Financial Corporation (TSX: IFC), which describes itself as the largest provider of property and casualty insurance in Canada and reports $25 billion in total annual operating direct premiums written. For trades, Intact offers commercial coverage for contractors and construction businesses, including commercial general liability and surety bonds. Intact says it works with more than 6,000 independent broker offices across Canada.
CA-specific note
Business policies are arranged through independent insurance brokers rather than bought online from Intact directly; the broker handles quotes, renewals, changes and claim support. Intact's construction coverage is split into Contractor and Project Construction packages.
Pros
- + Large Canadian P&C carrier (Intact Financial, TSX-listed)
- + Contractor and construction coverage, including liability and surety bonds
- + Nationwide broker network (more than 6,000 broker offices, per Intact)
Cons
- โ No direct online quotes for business insurance: a broker is required
- โ No public prices; premiums depend on trade, coverage and broker
- โ Terms and service vary by broker
Foxquilt
Tier A ยท ListedToronto-founded insurtech that develops, underwrites and sells commercial insurance for small businesses in Canada and the US
Foxquilt is an insurance technology company founded in Toronto in 2016 that, in its own words, develops, underwrites and distributes commercial insurance products for small businesses in the United States and Canada through its Foxden platform. BetaKit reported in 2023 that its lines included general liability, professional liability, workers' compensation, cyber and commercial auto. In September 2026 it launched errors and omissions cover in 10 US states with Markel as capacity partner.
CA-specific note
Foxquilt was founded in Toronto, and its September 2026 company description says it sells commercial insurance to small businesses in both Canada and the United States. Which trades, provinces and coverage lines it offers in Canada could not be checked because its website blocked our checks.
Pros
- + Founded in Toronto in 2016 and still selling in Canada and the US as of September 2026
- + Develops and underwrites its own commercial insurance products
- + Automated underwriting and digital distribution through its Foxden platform
Cons
- โ Premiums, eligible trades and provinces not confirmed: Foxquilt's website blocked our checks
- โ Its newest product, errors and omissions cover launched in September 2026, is US-only
- โ Coverage lines may differ between Canada and the US, so confirm what is sold in your province
Payroll software
Canadian payroll for CRA remittances and Records of Employment. Quebec handling differs: Wagepoint added built-in Quebec payroll on September 22, 2026, Employment Hero points Quebec businesses to Humi by Employment Hero, and Payworks and Knit People do not describe Quebec payroll on their main pages. Wagepoint and Knit People publish plan prices; Payworks is quote-based, and Employment Hero publishes add-on prices but quotes its core plans.
Wagepoint
Tier S ยท Published pricesCanadian payroll for small businesses, from $20/mo plus $4 per employee or contractor
Wagepoint is online payroll software that serves only small businesses in Canada; it was founded in 2012, Providence Strategic Growth took a majority stake in 2020, and its legal entity, Wagepoint Holdings Inc., is in Calgary. Wagepoint says it calculates and submits CRA remittances each pay run, files T4 and T4A slips electronically, submits Records of Employment to Service Canada and applies federal and provincial rules across all provinces and territories. It counts 30,000+ Canadian small businesses and bookkeepers as customers.
CA-specific note
On September 22, 2026 Wagepoint added built-in Quebec payroll at no additional cost: Revenu Quebec remittances, QPP, QPP2, QPIP, CNESST, Health Services Fund and RL-1 reporting, with the platform available in French and English. Wagepoint says businesses with Quebec employees no longer need a second payroll system or a manual process, so this feature is new as of September 2026. It integrates with QuickBooks Online, Xero and FreshBooks.
Pros
- + Published pricing: Solo $20/mo plus $4 per employee or contractor, no contracts
- + CRA remittances, T4 and T4A filing and ROE submissions handled for you
- + Quebec payroll built in since September 2026 at no extra cost, in French and English
- + Two-way integration with QuickBooks Online, Xero and FreshBooks
Cons
- โ Serves only businesses in Canada
- โ Solo allows one pay run and one pay group a month; weekly payrolls need Unlimited
- โ Quebec payroll only launched in September 2026
- โ The pricing page does not label the currency
Payworks
Tier A ยท ListedWinnipeg-based Canadian payroll, HR and time software, quote-based pricing
Payworks is a Canadian payroll and workforce management provider headquartered in Winnipeg, offering payroll, HR, employee self service, and time and absence tools. Payworks says it has served businesses across Canada for more than 25 years and onboards more than 4,000 customers each year. UK private equity firm Hg invested in the company in September 2025.
CA-specific note
Payworks says it submits ROEs to Service Canada and handles tax remittances and WCB premiums for clients, with support from a Canadian National Service Centre. It also runs a French-language website.
Pros
- + Canadian payroll provider with more than 25 years in business (per Payworks)
- + Payroll, HR, self service and time and absence in one suite
- + ROE submission, tax remittances and WCB premiums handled
- + Serves employers from one employee to thousands (per Payworks)
Cons
- โ No published price list; pricing comes from a quote
- โ Canada-only product
- โ Website does not describe Quebec-specific payroll features
Knit People
Tier S ยท Published pricesToronto-built payroll and HR software for Canadian businesses with 1 to 100 employees
Knit People is a Toronto-based payroll and HR platform aimed at Canadian small businesses with 1 to 100 employees, adding hiring, HR and time tracking tools to payroll. Knit says it has been in business for 11 years and serves more than 1,700 small business clients. Its plans are priced per employee per month with a monthly base fee and a 30-day free trial.
CA-specific note
Knit says its payroll handles CRA source deduction remittances, year-end T4s, Records of Employment, and WCB, WSIB and EHT remittances. Its payroll and pricing pages do not mention Quebec payroll (Revenu Quรฉbec filings).
Pros
- + Published per-employee pricing with a 30-day free trial
- + T4s, ROEs and CRA remittances handled in the platform
- + WCB, WSIB and EHT remittances included (per Knit)
- + Optional time and attendance and Employer of Record add-ons
Cons
- โ Built for 1 to 100 employees; larger firms need the quote-based Concierge plan
- โ Quebec payroll support not stated on its main pages
- โ Monthly base fee applies on top of per-employee charges
Employment Hero (formerly Humi)
Tier A ยท ListedHumi is now Employment Hero in Canada; Humi by Employment Hero remains for existing clients and Quebec
Employment Hero acquired Humi in 2025 and says that as of September 2025 it has fully moved to the Employment Hero brand across Canada. Humi by Employment Hero continues to serve existing clients and is the product Employment Hero recommends for businesses in Quebec or needing French-language support. The main Employment Hero platform covers HR, payroll, recruitment, benefits, and time and attendance.
CA-specific note
Employment Hero's Canadian payroll calculates federal and provincial income tax, CPP, CPP2 and EI, prepares CRA remittance schedules and T4 packages, and generates ROEs when Payroll and HR are both active, applying provincial rules for the provinces it supports. For Quรฉbec, Employment Hero points customers to Humi by Employment Hero, which it says is built for Quebec compliance, with data stored on AWS servers in Canada.
Pros
- + HR, payroll, benefits, recruitment and time tracking on one platform
- + Separate Humi by Employment Hero product for Quebec and French-language needs
- + T4 packages, CRA remittance schedules and ROEs handled in the platform
- + Payroll add-on price published ($7 per employee per month)
Cons
- โ Core plans are custom-quoted
- โ 10-user minimum on subscriptions
- โ Two products in Canada: Quebec customers use Humi by Employment Hero, others the Employment Hero platform
- โ ROE generation needs both Payroll and HR active
National + provincial certifications
The Red Seal Program sets interprovincial standards for more than 50 trades, and its endorsement facilitates labour mobility, but provinces and territories remain responsible for trade certification. In Ontario, Skilled Trades Ontario issues trade certificates, ESA licenses electrical contractors, TSSA registers fuels contractors and certifies gas technicians, and WSIB runs workplace insurance and construction clearance certificates. HRAI is a national HVACR trade association, not a licensing body.
Red Seal Program
Tier A ยท ListedInterprovincial standard for skilled trades: a Red Seal endorsement on a provincial or territorial trade certificate
The Interprovincial Standards Red Seal Program sets common standards to assess the skills of tradespeople across Canada. The Canadian Council of Directors of Apprenticeship (CCDA) is responsible for the program, with a Secretariat sponsored by Employment and Social Development Canada. A Red Seal endorsement on a provincial or territorial trade certificate shows the holder passed the Red Seal exam for that trade, and the program says it facilitates labour mobility.
CA-specific note
Provinces and territories remain responsible for apprenticeship training and trade certification; the program states that a Red Seal endorsement does not by itself certify a person to carry on a trade. More than 50 trades are designated Red Seal, including Construction Electrician, Plumber, Gasfitter (Class A and B), Refrigeration and Air Conditioning Mechanic, Sheet Metal Worker, Carpenter and Roofer.
Pros
- + Common national standard for more than 50 trades
- + Endorsement facilitates labour mobility across Canada (per the program)
- + Covers core construction trades: electrical, plumbing, gas, refrigeration, sheet metal, carpentry, roofing
- + Occupational standards and exam preparation tools published for each trade
Cons
- โ Does not replace provincial or territorial trade certification
- โ Not all trades are designated Red Seal
- โ Exams are run and priced by each province or territory, so fees differ
HRAI (Heating, Refrigeration and Air Conditioning Institute of Canada)
Tier A ยท ListedCanadian HVACR trade association (founded 1968): design designations, refrigerant courses and a contractor locator
The Heating, Refrigeration and Air Conditioning Institute of Canada (HRAI) is a non-profit national trade association founded in 1968 that says it represents more than 1,150 member companies in heating, ventilation, air conditioning and refrigeration. Members join through its Contractors, Wholesalers or Manufacturers Divisions or as associates. For contractors, HRAI runs training, RASDT/RHDT/RVDT design designations, a Certified Installers & Designers listing and ODP/ODS refrigerant courses.
CA-specific note
HRAI's online ODP/ODS program (Canada's Ozone Layer Protection Awareness Program) leads to an ODP wallet card in Ontario or an ODS wallet card in other provinces, which HRAI says is needed to buy or handle refrigerants. It also offers a Low GWP/A2L refrigerants course and heat pump training.
Pros
- + National HVACR association with contractor, wholesaler and manufacturer divisions
- + RASDT/RHDT/RVDT designations with a public certification lookup
- + ODP/ODS refrigerant card course plus Low GWP/A2L training
- + Contractor Locator for homeowners
Cons
- โ HVACR only
- โ A trade association, not a licensing body: provincial trade certification is separate
- โ Membership fees not published
TSSA (Technical Standards and Safety Authority)
Tier A ยท ListedOntario's technical safety regulator: fuels contractor registration and gas technician certification
The Technical Standards and Safety Authority (TSSA) is a not-for-profit organization mandated by the Government of Ontario to administer technical safety regulations for fuels, boilers and pressure vessels, elevating devices, amusement devices, ski lifts and operating engineers. For trades, TSSA registers fuels contractors and certifies fuels technicians such as G.1, G.2 and G.3 gas technicians and oil burner technicians. TSSA states that Registered Fuels Contractors are the only businesses legally authorized to do fuels-related work in Ontario.
CA-specific note
Ontario only; other provinces have their own safety regulators. Homeowners can check a company on TSSA's Find a Registered Fuels Contractor lookup, which TSSA says is not an endorsement or referral.
Pros
- + Clear legal pathway: fuels contractor registration plus technician certificates
- + Public lookup to verify a registered fuels contractor
- + Published fee schedules
- + Certificates cover gas, oil burner, propane and gas piping work
Cons
- โ Ontario only
- โ Annual contractor registration fees rise with technician count
- โ Separate fee schedules for natural gas, propane and liquid fuels
ESA / ECRA (Electrical Safety Authority, Ontario)
Tier A ยท ListedOntario's electrical safety regulator: licenses the electrical contractors allowed to do electrical work for hire
The Electrical Safety Authority (ESA) holds a mandate from the Ontario government to improve public electrical safety. ESA states that in Ontario only electrical contractors licensed by ESA may do electrical work for hire, and each Licensed Electrical Contractor (LEC) carries a 7-digit ECRA/ESA licence number. A licensed business must be, or employ at all times, at least one ESA-licensed Master Electrician.
CA-specific note
Ontario only; fuels work is regulated separately by TSSA. Homeowners can check a licence number with ESA's Find a Licensed Electrical Contractor tool. ESA says a hired LEC arranges the notifications to ESA, and ESA issues a Certificate of Acceptance once the work has been reviewed and passed.
Pros
- + Clear legal requirement: only ESA-licensed contractors may do electrical work for hire
- + 7-digit ECRA/ESA licence number that customers can look up
- + Published licensing fees
- + Channel for reporting unlicensed electrical work
Cons
- โ Ontario only
- โ Licensed business must keep a Master Electrician on staff at all times
- โ Annual licence fees plus separate permit and notification fees
WSIB (Workplace Safety and Insurance Board, Ontario)
Tier A ยท ListedOntario's workplace insurance board; construction businesses need coverage and hiring parties need clearance certificates
The Workplace Safety and Insurance Board (WSIB) runs workplace insurance in Ontario. WSIB says people who own or run a construction business, with or without employees, must have WSIB coverage and register, with some exceptions. Under WSIB's construction clearance policy, a principal who directly hires a contractor must get a clearance certificate confirming the contractor is in good standing before work begins; without one, the principal can be liable for the contractor's unpaid amounts up to the labour portion of the contract.
CA-specific note
WSIB covers Ontario only. A clearance certificate is valid for up to 90 calendar days and is renewable, and starting construction work without one is an offence for both the principal and the contractor. Householders who directly hire a contractor for exempt home renovation work on their own home are outside the clearance requirement.
Pros
- + Clearance certificates let a hiring party confirm a contractor is in good standing with WSIB
- + Clearances can be requested online through WSIB's eClearance service
- + The 2026 average premium rate fell to $1.23 per $100 of insurable payroll
- + Rates reflect the shared risk of your class and your own claims experience
Cons
- โ Covers Ontario only
- โ Mandatory for most construction business owners, including independent operators and sole proprietors, with or without employees
- โ Clearances last up to 90 days, so they must be renewed on longer jobs
- โ New contractors make an advance payment set by WSIB before their first clearance is issued
Skilled Trades Ontario
Tier A ยท ListedOntario's agency for apprenticeship and skilled trades certification, which replaced the Ontario College of Trades
Skilled Trades Ontario (STO) is an agency of Ontario's Ministry of Labour, Immigration, Training and Skills Development, established under the Building Opportunities in the Skilled Trades Act, 2021, and responsible for apprenticeship and skilled trades certification in Ontario. It launched in 2022 as the replacement for the Ontario College of Trades. On April 2, 2025, STO took on statutory responsibility for registering training agreements, administering examinations and issuing Certificates of Apprenticeship; it also issues Certificates of Qualification, runs trade equivalency assessments and keeps a public register of certified tradespeople.
CA-specific note
To work in one of Ontario's 23 compulsory trades, such as plumber, electrician or steamfitter, you must hold a valid Certificate of Qualification, Provisional Certificate of Qualification or Registered Training Agreement, and journeypersons renew their certificate each year. STO says it granted 20,832 Red Seal endorsed Certificates of Qualification from 2023 to 2026.
Pros
- + Public register lets anyone check a tradesperson's certification
- + Certifying exams delivered by STO at its headquarters and exam centres across Ontario
- + Apprentices 18 and over can register and manage their apprenticeship online through the STO Portal
- + Trade equivalency assessments for experienced workers without Ontario certification
Cons
- โ Covers Ontario only
- โ Journeypersons in compulsory trades pay an annual fee of $60 plus HST
- โ A failed exam means a 30-day wait and paying the $150 plus HST fee again
- โ Its responsibilities changed in April 2025, so older guidance on where to register may be out of date
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