Saudi Arabia ยท ุงู„ู…ู…ู„ูƒุฉ ุงู„ุนุฑุจูŠุฉ ุงู„ุณุนูˆุฏูŠุฉ

ุงู„ุนุฑุจูŠุฉ

Saudi Construction & Trades Software Directory

Independent reviews of 26 Saudi-relevant vendors and official bodies: project platforms from global vendors (Oracle Aconex, Primavera P6, Autodesk, Procore, PlanRadar, Bentley), construction ERPs sold in Saudi Arabia (First Bit, PACT), accounting and ERP systems whose vendors say they support ZATCA e-invoicing (Qoyod, Wafeq, Daftra, Medad, Onyx), facility-management software, contractor insurers and project leads, with the local compliance context (SCE, contractor classification, Balady, Saudi Building Code, ZATCA e-invoicing, Nitaqat, Saudi Contractors Authority, Etimad).

14
software
3
insurance
1
lead-gen
8
certification
~117k
contractors registered with SCA (Arab News, July 2026)
SAR 187.5k
ZATCA Wave 25 turnover threshold (per EY)

Deciding between two options?

See Saudi vendors compared side by side: a short verdict, pros and cons, Saudi-specific notes, and pricing, head to head.

Compare Saudi vendors โ†’

โœ… Compliance guide ยท Wave 25: comply with Phase 2 from 1 Feb 2027 (per EY)

ZATCA Phase 2 e-invoicing for construction companies

EY reports that ZATCA's Wave 25 covers taxable turnover above SAR 187,500 and that businesses in it should prepare to comply with Phase 2 starting from 1 February 2027; Wave 24 (above SAR 375,000) had its integration window from 1 April to 30 June 2026, also per EY. What Phase 2 asks of your invoicing system, what to test for progress claims and retention, and which platforms say they support Phase 2.

Read the guide โ†’

What's different about choosing software in Saudi Arabia

Saudi construction software selection has structural differences from the US. First, ZATCA e-invoicing (Fatoora) is mandatory: Phase 2, rolled out in waves by turnover, requires businesses to integrate their invoicing systems with ZATCA's Fatoora platform and send e-invoices to it, so check that your accounting or ERP vendor says it supports Phase 2. Second, check language and currency: some tools here have Arabic interfaces or Saudi websites, while others show prices only in USD or other foreign currencies (PlanRadar, Bentley, Daftra) or have no Arabic website option (Procore). Third, government bodies may not accept a bid on a project subject to classification unless the contractor is classified in that field, activity and grade; government tenders run on Etimad; and Argaam reported in 2018 that firms must join the Saudi Contractors Authority before bidding for tenders. Nitaqat Saudization (via Qiwa) places each entity in a range that decides which services it can use, from new expatriate visas to work permit renewals, a concept with no US equivalent. Finally, a large project owner's platform choice can shape your tools: Oracle announced in January 2026 that Red Sea Global had selected Aconex and Primavera P6, and King Salman International Airport said in July 2026 that it had begun a unified digital construction management rollout with Tasama and Procore.

Construction & trades software

Project platforms from global vendors (Oracle Aconex, Primavera P6, Autodesk, Procore, PlanRadar, Bentley), construction ERPs sold in Saudi Arabia from Riyadh offices (First Bit, PACT), accounting and ERP systems whose vendors say they support ZATCA e-invoicing (Qoyod, Wafeq, Daftra, Medad, Onyx), and Focus Softnet's facility-management (CAFM) software.

Oracle Aconex

Tier A ยท Listed

Oracle's cloud document control and project collaboration platform

Oracle Aconex is a cloud platform where every party on a project shares documents, formal correspondence (Mail) and review workflows in one auditable record; Oracle announced its purchase of Aconex in December 2017. Oracle's Aconex status page lists a Saudi Arabia (KSA1) instance and a separate Middle East (MEA) instance. In January 2026 Oracle announced that Red Sea Global had selected Aconex and Primavera P6 to connect more than 23,000 users.

Saudi-specific note

Aconex suits main contractors, consultants and project owners who need one shared record of documents and correspondence across many companies. It does not issue tax invoices, so ZATCA e-invoicing stays in your accounting or ERP system.

Pros

  • + Documents, Mail and approval workflows in one shared project record
  • + Saudi Arabia (KSA1) instance listed by Oracle
  • + Selected by Red Sea Global in January 2026 (per Oracle)
  • + Oracle Aconex Mobile app for site teams

Cons

  • โˆ’ No public prices: quote from Oracle
  • โˆ’ Built for multi-party projects, more than a small contractor needs
  • โˆ’ Not an accounting or ZATCA e-invoicing tool
  • โˆ’ Support Central help is not offered in Arabic
Typical Saudi pricing: Quote-based; no public price list found.

Oracle Primavera P6

Tier A ยท Listed

Oracle's project scheduling and portfolio management software

Oracle Primavera P6 comes as P6 EPPM (enterprise, cloud or on-premises) and P6 Professional, which Oracle describes as built for large-scale, multifaceted projects. Oracle sells cost and business-process control separately in Primavera Unifier. In January 2026 Oracle announced that Red Sea Global had selected Primavera P6 together with Aconex.

Saudi-specific note

P6 suits planners at main contractors, consultants and project owners who run detailed programmes; Red Sea Global is one Saudi owner that selected it. If a tender or contract names a scheduling format, check the exact requirement in that document before you buy.

Pros

  • + Planning and scheduling across projects, programs and portfolios
  • + Cloud or on-premises deployment (P6 EPPM)
  • + Links to Oracle's Unifier, Analytics and Aconex products
  • + Selected by Red Sea Global in January 2026 (per Oracle)

Cons

  • โˆ’ No public prices found: quote from Oracle or a partner
  • โˆ’ Needs a trained planner to run well
  • โˆ’ More than a small contractor usually needs
  • โˆ’ Not an accounting or ZATCA e-invoicing tool
Typical Saudi pricing: Quote-based through Oracle or a partner; no price could be confirmed on Oracle's pages this run.

Autodesk Forma (formerly Autodesk Construction Cloud)

Tier A ยท Listed

Autodesk's construction cloud, now sold as Autodesk Forma

Autodesk Construction Cloud became part of Autodesk Forma on 24 March 2026, and its products were renamed (for example Forma Build and Forma Data Management). Autodesk sells it in three bundles: Model Management (model coordination and design collaboration), Preconstruction (takeoff, estimating and bidding) and Construction Operations (field and document management).

Saudi-specific note

Most useful for firms that already work in Autodesk design tools or join projects where the client runs its model and documents in Autodesk. It does not issue tax invoices, so ZATCA e-invoicing stays in your accounting or ERP system.

Pros

  • + Model coordination, preconstruction and field tools from one vendor
  • + Model Management bundle includes Navisworks Manage and Model Coordination (per Autodesk)
  • + User-, project- or account-based pricing options (per Autodesk)
  • + 30-day money-back guarantee (per Autodesk)

Cons

  • โˆ’ No public prices for the bundles: quote only
  • โˆ’ Product names changed in March 2026, so older guides use ACC names
  • โˆ’ BIM coordination is more than simple fit-out or MEP jobs need
  • โˆ’ Not an accounting or ZATCA e-invoicing tool
Typical Saudi pricing: Quote-based: Autodesk's construction pricing page lists three bundles (Model Management, Preconstruction, Construction Operations) with 'Get a quote' and no prices; Autodesk says it offers user-, project- and account-based pricing and a 30-day money-back guarantee.

Procore

Tier A ยท Listed

Construction project management, quality, safety and financials

Procore Technologies (NYSE: PCOR) opened its first Middle East and North Africa office in Dubai Internet City in September 2022 and has no Saudi-specific website. Its platform covers project management, quality and safety, financial management and Procore AI, and every contract includes unlimited users and data storage, per Procore. In July 2026 King Salman International Airport said it had begun a unified digital construction management rollout with Tasama and Procore.

Saudi-specific note

Procore runs budgets, change orders and project records, not VAT accounting, so Saudi firms still need a ZATCA-compliant accounting or ERP system for e-invoicing. Procore's regional office and phone line are in Dubai.

Pros

  • + Unlimited users and data storage in every contract (per Procore)
  • + Project management, field, quality and financial tools on one platform
  • + 500+ integrations, including Oracle Primavera P6 and Microsoft Project (per Procore)
  • + Rollout begun at King Salman International Airport in July 2026

Cons

  • โˆ’ No public prices: annual fee per product based on turnover
  • โˆ’ No Saudi site or Saudi office; served from the UAE
  • โˆ’ Website offers no Arabic option
  • โˆ’ Not an accounting or ZATCA e-invoicing tool
Typical Saudi pricing: Quote-based; no public prices. Procore's UAE pricing page says it charges an annual fee per product based on your annual construction turnover, with unlimited users, data storage, support, implementation and training included.

PlanRadar

Tier S ยท Published prices

Site inspections, snagging and defect management

PlanRadar, founded in Vienna in 2013 and privately held, runs a Saudi website in English and Arabic and lists a KSA office in Riyadh. Its app covers defect and snag tracking, inspections and reports on digital plans, with unlimited free access for subcontractors. PlanRadar says it has more than 200,000 users in over 75 countries.

Saudi-specific note

PlanRadar lists a KSA office in Al Malqa, Riyadh, and its Saudi site is available in Arabic and English. Prices are shown in foreign currencies, so check the SAR amount and VAT on your quote or invoice.

Pros

  • + Published prices from $32 per month, with a 30-day free trial
  • + Saudi website in Arabic and English, and a Riyadh office
  • + Subcontractors join free on every plan
  • + Pro plan adds BIM models and custom report templates

Cons

  • โˆ’ Prices only in USD, EUR, GBP or AUD, not SAR
  • โˆ’ Starter and Pro plans are capped at 10 users; more needs Enterprise
  • โˆ’ 4% innovation fee from the second billing period
  • โˆ’ Site execution tool, not full project finance or ZATCA e-invoicing
Typical Saudi pricing: Published in USD per user per month: Basic $32 (1 user, 10 plans), Starter $107 (up to 10 users, 30 plans per user), Pro $159 (up to 10 users, 100 plans per user, 1 BIM model per user); Enterprise by quote. Monthly or annual billing, with annual saving more than 10%; PlanRadar bills annually in advance unless the contract says otherwise and adds a 4% innovation fee from the second billing period. 30-day free trial.

Bentley Systems

Tier S ยท Published prices

Infrastructure design, BIM and 4D construction planning software

Bentley Systems makes engineering and infrastructure software, including SYNCHRO 4D for construction planning, OpenBuildings Designer for building BIM, MicroStation and ProjectWise. It lists a Saudi office, Bentley Systems Saudi Arabia, in Al Khobar. Single-user subscriptions can be bought online with published starting prices.

Saudi-specific note

Most relevant for engineers and planners on infrastructure, utilities or large building packages rather than small fit-out firms. Bentley lists a Saudi office in Al Khobar with a local phone number.

Pros

  • + Published starting prices for single-user subscriptions
  • + SYNCHRO 4D links schedules (including P6) to 3D models
  • + Free trials on product pages
  • + Saudi office in Al Khobar

Cons

  • โˆ’ Specialist engineering tools that need trained users
  • โˆ’ Subscriptions auto-renew each year per named user
  • โˆ’ Online prices shown in USD or EUR, not SAR
  • โˆ’ Not for back-office accounting or ZATCA e-invoicing
Typical Saudi pricing: Published in USD on bentley.com as 12-month Virtuoso subscriptions for one named user, auto-renewing: SYNCHRO 4D from $4,980 and OpenBuildings Designer from $3,844, each with 2 training Keys. Prices shown depend on your location; enterprise licensing is by quote.

First Bit ERP

Tier A ยท Listed

Construction ERP: project cost control, procurement, finance and payroll

First Bit, founded in Moscow, sells a construction ERP in Saudi Arabia from a Riyadh office and in the UAE from Dubai. Its modules cover project cost control, project management, procurement, accounting, taxes, HR and payroll, warehouse and equipment. First Bit says more than 2,000 Middle East companies have chosen it and that it sends ZATCA Phase 2 e-invoices to the Fatoora portal.

Saudi-specific note

First Bit says its Saudi version generates VAT and withholding-tax returns in ZATCA format and sends Phase 2 e-invoices to the Fatoora portal with digital signatures. Ask for a live demo of the Fatoora integration before you sign.

Pros

  • + Built for construction firms: project cost control, procurement, equipment
  • + ZATCA Phase 2 e-invoicing, VAT and WHT returns (per First Bit)
  • + Arabic and English, with a Riyadh office
  • + Cloud or on-premises deployment

Cons

  • โˆ’ No public prices: quote based on users and implementation
  • โˆ’ A full ERP needs implementation time and setup
  • โˆ’ Heavier than a simple accounting app for small firms
  • โˆ’ Evaluation is through a requested demo
Typical Saudi pricing: Quote-based; no public prices. First Bit says cost depends on the number of users and implementation needs, and that the subscription includes updates, support, onboarding and training.

PACT ERP

Tier A ยท Listed

Contracting ERP: project planning, cost control, procurement and payroll

PACT Software, founded in 1998 and headquartered in India, sells a contracting ERP in Saudi Arabia from an office in Riyadh; it also has offices in the UAE, Qatar, Kenya and the USA. Its construction module covers project scheduling, budget and cost tracking, procurement, inventory, payroll and timesheets, with Arabic support. PACT says it has more than 12,000 customers worldwide.

Saudi-specific note

PACT's site says its ERP complies with Saudi VAT and e-invoicing rules, and its construction page mentions automated tax calculations. Ask to see a Phase 2 invoice cleared through Fatoora in the demo before you commit.

Pros

  • + Construction module with project costing, budget alerts and procurement
  • + Payroll, attendance and timesheets in the same system
  • + Arabic and English, with a Riyadh office
  • + Cloud or on-premises deployment

Cons

  • โˆ’ No public prices: quote only
  • โˆ’ Site claims ZATCA e-invoicing support but no ZATCA approval
  • โˆ’ ERP setup and implementation effort
  • โˆ’ Construction detail such as BOQ or retention billing not described on the site
Typical Saudi pricing: Quote-based; no public prices.

Medad ERP

Tier A ยท Listed

Saudi accounting and ERP software: finance, sales, inventory and payroll

Medad, sold by Medad LLC under Saudi law, is accounting and ERP software for small and medium Saudi businesses, covering the general ledger, sales and invoicing, purchasing, inventory, fixed assets and HR and payroll. It comes as Medad Online (cloud, priced by number of users) or Medad Desktop. Medad says it is approved for ZATCA's second e-invoicing integration phase and has more than 20,000 users.

Saudi-specific note

A Saudi option for smaller contracting firms whose first need is ZATCA-compliant accounting and payroll rather than detailed project controls. Medad says it meets ZATCA's first and second e-invoicing phases; confirm Fatoora integration in the demo account.

Pros

  • + ZATCA Phase 2 e-invoicing approval (per Medad)
  • + Arabic interface with English, and Hijri and Gregorian calendars
  • + Finance, inventory and payroll in one system
  • + Cloud or desktop versions

Cons

  • โˆ’ No public prices: contact sales or request a demo account
  • โˆ’ Contracting page describes cost centres, not BOQ or progress billing
  • โˆ’ Subscriptions auto-renew; refunds only within 10 days if unused
  • โˆ’ No company address shown on the website
Typical Saudi pricing: Quote-based; no public prices. Medad Online is priced by number of users, and fees are charged in Saudi riyals on an auto-renewing subscription (per Medad's terms).

Onyx Pro ERP

Tier A ยท Listed

Arabic and English ERP from Jeddah-based Ultimate Solutions

Onyx ERP is sold by Ultimate Solutions, which says it was founded in Jeddah in 2007 and lists offices in Riyadh, Dammam and other Saudi cities. The system covers accounting, inventory, procurement, sales and POS, fixed assets, HR and payroll, with project management and real estate modules. Ultimate Solutions says it issues ZATCA second-phase e-invoices linked to the Fatoora platform.

Saudi-specific note

Ultimate Solutions lists offices in ten Saudi cities and offers deployment, training, consulting and technical support services. Its product page lists a project management module but no contractor-specific features, so ask for a demo of project costing before you buy.

Pros

  • + Phase 2 e-invoicing linked to Fatoora (per Ultimate Solutions)
  • + Arabic and English interface
  • + Offices in Jeddah, Riyadh, Dammam and other Saudi cities
  • + Broad module list, including project management and payroll

Cons

  • โˆ’ No public prices: request for quotation
  • โˆ’ The Onyx ERP page does not describe contracting features
  • โˆ’ No customer count or case studies on the product page
  • โˆ’ Module pages give few functional details
Typical Saudi pricing: Quote-based; no public prices (request for quotation).

Qoyod

Tier S ยท Published prices

Saudi cloud accounting with ZATCA e-invoicing, inventory and POS

Qoyod is a Saudi cloud accounting platform founded in Riyadh in 2016 and operated by Automated Cloud for Communications and Information Technology Company, a Saudi limited liability company. It covers accounting, ZATCA e-invoicing, inventory, POS, HR and CRM, and also serves Jordan from an office in King Hussein Business Park. Qoyod says more than 35,000 Saudi businesses use it.

Saudi-specific note

Qoyod says it is certified by ZATCA and issues Phase 1 and Phase 2 e-invoices, sending each invoice to the Fatoora platform in real time with a QR code, digital signature and cryptographic stamp. Its 2025 plan guide puts Phase 2 integration and project tracking on the Pro and Advanced plans only, so a business that ZATCA has called into a Phase 2 wave needs Pro or Advanced.

Pros

  • + Saudi company with a Riyadh office and Saudi terms of service
  • + Qoyod says it is ZATCA-certified and submits invoices to Fatoora in real time
  • + Projects and tasks on the Pro and Advanced plans
  • + 14-day free trial, no card required

Cons

  • โˆ’ Phase 2 e-invoicing integration starts on the Professional plan, not Basic
  • โˆ’ Basic plan covers only Phase 1 e-invoicing and excludes projects and purchases
  • โˆ’ Plans cap users and locations (1, 3 or 5); extra users are charged separately
  • โˆ’ Accounting software, not construction project management
Typical Saudi pricing: Published on Qoyod's plan page (yearly billing, Saudi riyals): Basic 1,200 a year (1 user, 1 branch, Phase 1 e-invoicing), Professional 1,800 a year (3 users, 3 branches, Phase 2 integration), Advanced 2,211 a year on a 33% three-year discount from 3,300 (5 users, 5 branches); Business is custom-priced. Add-ons: payroll 120 per employee a year, POS 600 per user a year, extra users 240 a year, extra branches 480 a year. Monthly billing is also offered; 14-day free trial.

Wafeq

Tier S ยท Published prices

Cloud accounting with ZATCA e-invoicing and project and cost-centre tracking

Wafeq is cloud accounting software from Wafeq FZ-LLC, a UAE company, sold in Saudi Arabia through an Arabic and English Saudi site with SAR prices and Saudi phone lines. It covers invoicing, ZATCA e-invoicing, inventory, payroll and 40+ financial reports, and tracks projects and cost centres as reporting dimensions. Wafeq says more than 18,000 companies use it.

Saudi-specific note

Wafeq says it is a ZATCA-compliant e-invoicing solution that supports Phase 2 and connects directly to ZATCA's Fatoora platform. Its Saudi plans are priced in SAR, and its developer documentation shows projects and cost centres that can filter the profit and loss report, which lets a contractor see profit by job.

Pros

  • + Published SAR prices, monthly or yearly
  • + Wafeq says it supports ZATCA Phase 2 and links directly to Fatoora
  • + Projects and cost centres can filter the profit and loss report
  • + 14-day free trial, no card required

Cons

  • โˆ’ Prices exclude VAT
  • โˆ’ Contract is with a UAE entity, with disputes in Dubai's DIFC Courts
  • โˆ’ Accounting software, not construction project management
  • โˆ’ Enterprise tier is quote-only and billed yearly
Typical Saudi pricing: Starter SAR 119/month, or SAR 1,190/year (SAR 99/month); Plus SAR 149/month, or SAR 1,430/year (SAR 119/month); Premium SAR 249/month, or SAR 2,390/year (SAR 199/month); Enterprise quote-based, yearly only. Add-ons from SAR 24/month. Prices exclude VAT. 14-day free trial, no card required.

Daftra

Tier S ยท Published prices

Arabic and English cloud ERP with a contracting module and ZATCA e-invoicing

Daftra is a cloud accounting and business-management system operated by Izam, Inc., which says it has headquarters in the United States and Egypt; it serves Saudi Arabia with an Arabic and English site and a Saudi phone line. Its contracting module covers projects, progress-payment statements with retention, labour and materials costing and per-project profit reports. Daftra says more than 45,000 companies use it.

Saudi-specific note

Daftra says it is fully compliant with ZATCA Phase 1 and Phase 2, connects to the Fatoora platform, adds the QR code automatically and includes e-invoicing updates at no extra cost. It says contractor progress-payment statements issued in Daftra meet ZATCA requirements.

Pros

  • + Contracting module with progress-payment statements and retention
  • + Per-project labour, materials and profitability reports
  • + Daftra says it meets ZATCA Phase 1 and Phase 2 at no extra cost
  • + Published prices and a 14-day trial with no card required

Cons

  • โˆ’ Priced in USD, not SAR
  • โˆ’ Each plan includes one user; extra users cost $7-9.33 a month
  • โˆ’ Lower plans cap monthly invoices (100 or 500) and clients
  • โˆ’ No Saudi office address published; the contract is with Izam, Inc.
Typical Saudi pricing: Basic $30/month, or $240/year ($20/month); Advanced $55/month, or $495/year ($41.25/month); Premium $70/month, or $600/year ($50/month); prices in USD as shown on daftra.com. Each plan includes one user; extra users $7-9.33/month. Daftra's terms say taxes may be charged on top. 14-day free trial, no card required.

Focus Softnet (Focus CAFM)

Tier A ยท Listed

Facility-management (CAFM) software from ERP vendor Focus Softnet

Focus CAFM is the facility-management product of Focus Softnet, an ERP vendor established in 1992 that says it runs 27 offices in 17 countries. It handles work orders, maintenance including predictive maintenance, asset tracking and mobile access, and connects to HR, CRM and other systems. Focus's Saudi site lists offices in Riyadh, Jeddah and Al Khobar and a separate ZATCA e-invoicing module.

Saudi-specific note

Focus Softnet's Saudi site lists a head office in Riyadh and branches in Riyadh, Jeddah and Al Khobar. Its separate e-invoicing module issues ZATCA tax and simplified invoices in Arabic and English with QR codes and cryptographic stamps, and works with Focus X or other ERPs; the CAFM page itself does not describe invoicing.

Pros

  • + Work orders, asset tracking and maintenance in one CAFM tool
  • + Mobile facility management for technicians on site
  • + Saudi offices in Riyadh, Jeddah and Al Khobar
  • + Focus sells a ZATCA e-invoicing module for its ERP and others

Cons

  • โˆ’ No public prices; demo and quote only
  • โˆ’ The CAFM page does not mention Arabic support
  • โˆ’ The CAFM page does not describe invoicing or ZATCA features
  • โˆ’ Aimed at building owners and facility managers more than small trade firms
Typical Saudi pricing: Quote-based; no public prices (demo on request).

Contractor insurance

Saudi insurers with contractor-related business: Tawuniya, which the Insurance Authority selected to lead its Inherent Defects Insurance pool from June 2025; Walaa, which Reinsurance News reported in December 2024 leads the co-insurance pool issuing surety bonds for qualified contractors on PIF development-company projects; and GIG Saudi, which sells engineering insurance for construction and installation projects. No published rates were confirmed for any of them, so ask the insurer or a licensed broker for a quote.

Tawuniya

Tier A ยท Listed

Listed Saudi insurer that leads the mandatory Inherent Defects Insurance pool

Tawuniya is the trading name of The Company for Cooperative Insurance, a Saudi insurer listed on the Saudi Exchange (Tadawul: 8010). The Insurance Authority selected it to lead the 17-insurer pool for Inherent Defects Insurance (IDI) for three years from 24 June 2025, and it runs its own app for IDI site inspections. Businesses can buy, renew and manage policies through its Tawuniya Aamal app.

Saudi-specific note

The Insurance Authority says Inherent Defects Insurance is mandatory for residential and commercial buildings and a prerequisite for building permits; Tawuniya leads the 17-insurer IDI pool for three years from 24 June 2025 and manages IDI site inspections through its own inspector app.

Pros

  • + Leads the Insurance Authority's Inherent Defects Insurance pool from June 2025
  • + Tawuniya Aamal app to buy, renew and manage business policies
  • + Listed company that publishes quarterly results

Cons

  • โˆ’ Contractor's all risks and liability products could not be confirmed this run
  • โˆ’ No published rates confirmed
  • โˆ’ tawuniya.com refuses automated access, so product details need a direct check
Typical Saudi pricing: No prices confirmed: tawuniya.com refused automated access this run, so no published rates could be checked; ask Tawuniya or a licensed broker for a quote.

Walaa Cooperative Insurance

Tier A ยท Listed

Al Khobar-based listed insurer; pool leader for PIF's contractor surety bonds

Walaa Cooperative Insurance is a Saudi insurer listed on the Saudi Exchange (Tadawul: 8060) and headquartered in Al Khobar, with three regional offices and over 70 retail offices according to Reinsurance News (June 2025). It completed a merger with SABB Takaful in October 2022. Reinsurance News reported in December 2024 that Walaa is the co-insurance pool leader issuing surety bonds, under a programme developed by the Public Investment Fund, for qualified contractors on projects of PIF's development companies.

Saudi-specific note

For contractors on projects of PIF's development companies, Walaa leads the co-insurance pool issuing surety bonds under the PIF-developed programme, reinsured by Saudi Re, according to Reinsurance News (December 2024). Its engineering cover needs a direct check with Walaa or a broker.

Pros

  • + Surety bonds for qualified contractors on PIF development-company projects
  • + Three regional offices and over 70 retail offices, per Reinsurance News
  • + Listed insurer that publishes quarterly results

Cons

  • โˆ’ Engineering (contractor's and erection all risks) products could not be confirmed this run
  • โˆ’ No published rates confirmed
  • โˆ’ Surety programme is limited to qualified contractors on PIF development-company projects
Typical Saudi pricing: No prices confirmed: walaa.com refused automated access this run, so no published rates could be checked; ask Walaa or a licensed broker for a quote.

GIG Saudi

Tier A ยท Listed

Riyadh-based Gulf Insurance Group company with engineering cover for projects and equipment

GIG Saudi is the Saudi company of Gulf Insurance Group (GIG), the Boursa Kuwait-listed group in which Fairfax Financial Holdings holds 97.06% after a 2024 tender offer. It was formerly AXA Cooperative Insurance Company: GIG completed its purchase of AXA's Gulf operations in 2021 and shareholders approved the rebrand to Gulf Insurance Group in 2022. Headquartered in Riyadh and supervised by the Insurance Authority, it sells engineering insurance that it says protects construction and installation projects at any stage, plus the machines and equipment used on them.

Saudi-specific note

GIG Saudi (gig.sa, Riyadh, commercial registration 1010271203) is a separate company from GIG's businesses in the UAE, Bahrain, Oman and Qatar, which trade as GIG - Gulf on their own country websites.

Pros

  • + Engineering cover for construction and installation projects at any stage
  • + Covers the machines and equipment used on projects
  • + Liability and property cover also sold to businesses
  • + Claims guided by a named GIG Account Manager

Cons

  • โˆ’ No published prices or limits
  • โˆ’ Engineering page does not list specific covers or exclusions
  • โˆ’ Each Gulf country is served by a separate GIG company
Typical Saudi pricing: No prices or limits are published on GIG Saudi's engineering insurance page.

Lead generation & project intelligence

ProTenders' GCC construction project intelligence and eTendering, with a free company-profile tier. Saudi government tenders run separately on Etimad, listed under licensing & compliance.

ProTenders

Tier A ยท Listed

GCC construction project intelligence and eTendering, with a free company-profile tier

ProTenders, operated by NuServ Ltd and launched in 2011 according to its about page, combines a free company-profile directory, a paid construction-intelligence database and an eTendering tool for developers, consultants, contractors and suppliers. Its site names Saudi Arabia among its six GCC markets and sells the intelligence product as tracking projects from planning to completion with participant and decision-maker contacts. Its contact page lists offices in Montreal and Abu Dhabi, with no Saudi office.

Saudi-specific note

ProTenders has a Saudi Arabia projects section behind sign-up, and its free tier lets companies bid on private tenders; Saudi government tenders run separately on Etimad.

Pros

  • + Free company profile with product catalogue, visitor analytics and private-tender bidding
  • + Intelligence tracks projects from planning to completion, with decision-maker contacts
  • + eTendering tool for running your own tenders
  • + Saudi Arabia is one of its six GCC markets

Cons

  • โˆ’ Intelligence and eTendering are custom-priced with no published figures
  • โˆ’ Saudi project data needs sign-up or login
  • โˆ’ No Saudi office listed (offices in Montreal and Abu Dhabi)
Typical Saudi pricing: Company Profiles free; Construction Intelligence and Construction eTendering are 'Custom Pricing' with no published figures.

Licensing & compliance

Saudi bodies and rules that contractors deal with: Saudi Council of Engineers accreditation, contractor classification by the Ministry of Municipalities and Housing, Balady permits, the Saudi Building Code, ZATCA e-invoicing, Qiwa and Nitaqat Saudization, Saudi Contractors Authority membership and the Etimad government procurement platform.

Saudi Council of Engineers (SCE)

Official body

Saudi body that accredits engineers to practise

The Saudi Council of Engineers grants the professional accreditation that the Engineering Professions Practice Law of 2017 requires before anyone practises engineering in Saudi Arabia. Applicants need an engineering degree from a Saudi or recognised university and must pass technical aptitude tests. The law also requires an engineering licence for engineering offices and companies.

Saudi-specific note

Under the Engineering Professions Practice Law, fines reach SAR 1 million for practising without SCE accreditation, running an engineering office or company without a licence, or knowingly hiring an unqualified practitioner. Saudi Gazette reported in March 2026 that 684 engineers were fined a total of SR1.6 million for practising without valid accreditation, so check every engineer's accreditation before hiring.

What it covers

  • + Accreditation is the legal proof that an engineer may practise
  • + One national body for engineer accreditation
  • + Gives employers a clear legal test when hiring engineers

Watch out for

  • โˆ’ Practising without accreditation can bring fines of up to SAR 1 million
  • โˆ’ Firms that knowingly hire an unqualified practitioner face the same maximum fine
  • โˆ’ Foreign degrees must be from a recognised university and applicants must pass a technical test
Cost / access: Fees not confirmed: the SCE site (saudieng.sa) did not respond during this check. Check the SCE accreditation e-service for current fees.

Contractor Classification (MOMAH)

Official body

Ministry grading of contractors for public projects

Under the Contractor Classification Law (Royal Decree M/9 of 2021), the Ministry of Municipalities and Housing classifies contractors by field, activity and grade after assessing their finances, staff and organisation, and past projects. Government bodies may not accept a bid for a project subject to classification unless the contractor is classified in that project's field, activity and grade. Applications, renewals, upgrades and certificate checks run online through the Balady platform.

Saudi-specific note

The ministry assesses financial statements, staff and organisation, and the number, type and value of past projects when grading a contractor, so clean project and financial records support an application or upgrade. Legal news reports say 2025 amendments set a 60-working-day deadline for classification decisions and made certificates electronic, checkable on the ministry's website.

What it covers

  • + Required to bid on government projects subject to classification
  • + Classification requests and certificate checks are free on Balady, per the ministry
  • + Upgrades and added fields can be requested as the firm grows

Watch out for

  • โˆ’ Unclassified contractors cannot bid on classified public projects
  • โˆ’ Grades depend on financial statements, staff and a track record of projects
  • โˆ’ Violations can bring a downgrade, suspension of up to five years or cancellation
Cost / access: The ministry lists the classification certificate request, request tracking and certificate verification e-services as free on Balady. The law allows the ministry to set fees with the Ministry of Finance.

Balady Platform

Official body

Ministry of Municipalities and Housing portal for building permits and municipal services

Balady is the Ministry of Municipalities and Housing's online platform and mobile app for municipal services. Building permits are issued, renewed, amended and transferred there, along with building completion certificates, demolition, restoration and excavation permits, construction-stage inspections and contractor classification. The ministry says a new building permit takes 1-10 days.

Saudi-specific note

For a new building permit the ministry lists an electronic title deed, a valid cadastral report, a soil study, contracts with a design office, a supervising office and a contractor, and latent defects insurance, and an inspector checks the plans against the Saudi Building Code. Contractor and engineering office classification requests are also filed on Balady.

What it covers

  • + Building permits, completion certificates and inspections in one portal and app
  • + Ministry quotes 1-10 days for a new building permit
  • + Balady requests the latent defects insurance certificate from the insurer automatically

Watch out for

  • โˆ’ A permit needs a design engineering office, a supervising office and a contractor under contract
  • โˆ’ Soil study, cadastral report and latent defects insurance are required documents
  • โˆ’ Applications are checked against the Saudi Building Code
Cost / access: Fees depend on the application: the ministry says permit fees are calculated in Balady's fee calculator and paid by a payment link sent to the design office and owner. Some services, such as classification requests and certificate checks, are listed as free.

Saudi Building Code (SBC)

Official body

Saudi Arabia's mandatory national building code

The Saudi Building Code is made mandatory by the Law on Implementation of the Saudi Building Code (Royal Decree M/43 of 2017). It applies to all public and private construction, including design, construction, operation, maintenance and modification, and to existing buildings when they are restored, extended or change use. After its phase-in the law allows no other building code, and it requires the Code to be updated and reissued every five years.

Saudi-specific note

The law says design, supervision and execution must be carried out under contracts with licensed specialists, and a building may not be occupied without a certificate of occupancy, which is also a condition for utility connections. Balady's building permit inspectors check applications against the Saudi Building Code.

What it covers

  • + One national code for public and private construction
  • + Covers architectural, structural, electrical, mechanical, health, energy and fire requirements
  • + Updated on a fixed five-year cycle under the law

Watch out for

  • โˆ’ Compliance is a condition for building, restoration and change-of-use permits
  • โˆ’ Fines of up to SAR 1 million per violation per building
  • โˆ’ Designers, supervisors and contractors can have practice licences suspended for up to a year
Cost / access: Access terms not confirmed: sbc.gov.sa did not respond during this check. Compliance is required by law; check sbc.gov.sa for how to obtain the code volumes.

ZATCA E-Invoicing (Fatoora)

Official body

Saudi Arabia's mandatory e-invoicing regime, run by ZATCA

The Zakat, Tax and Customs Authority (ZATCA) runs Saudi Arabia's e-invoicing regime. Phase 1, from 4 December 2021, requires e-invoices and e-notes to be generated electronically; Phase 2, from 1 January 2023, requires businesses to integrate their invoicing systems with ZATCA's Fatoora platform and send e-invoices to it. Phase 2 is rolled out in waves by turnover, and EY reports that Wave 25, announced in July 2026, reaches taxable turnover above SAR 187,500.

Saudi-specific note

EY reports that ZATCA's Wave 24 covered taxable turnover above SAR 375,000, with integration between 1 April and 30 June 2026, and that Wave 25 covers turnover above SAR 187,500 in any year from 2022 to 2025, with integration starting from 1 February 2027. A small contractor above that level should expect a ZATCA notice and pick software that says it supports Phase 2 integration with Fatoora.

What it covers

  • + Sets one national standard that invoicing software must meet
  • + Businesses are called into Phase 2 in dated waves, with notice from ZATCA
  • + Local tools such as Qoyod, Wafeq and Daftra say they handle Phase 2 for you

Watch out for

  • โˆ’ Mandatory: businesses comply to avoid possible penalties
  • โˆ’ Phase 2 needs invoicing software that connects to ZATCA's Fatoora platform
  • โˆ’ Wave 25 brings in businesses with taxable turnover above SAR 187,500
Cost / access: No fee amounts confirmed: zatca.gov.sa could not be reached during this check. The main cost is invoicing software that can generate e-invoices and connect to the Fatoora platform.

Qiwa & Nitaqat (Saudization)

Official body

ู‚ูˆู‰ / ู†ุทุงู‚ุงุช: HRSD's labour platform and the Nitaqat Saudization ranges

Qiwa is the platform that the Ministry of Human Resources and Social Development (HRSD) describes as the main digital platform for all services of the Saudi labour system. Nitaqat is HRSD's Saudization programme: each entity is placed in one of five ranges (Red, Low Green, Medium Green, High Green, Platinum) by its Saudization rate, with the required rate set by economic activity and headcount. HRSD's guideline says the range decides which services an entity can use, from new expatriate visas to work permit renewals. Since April 2026 a Saudi employee counts toward Nitaqat only if the employment contract is documented on Qiwa, according to Fragomen and Middle East Briefing.

Saudi-specific note

Nitaqat has no US equivalent. HR and payroll tools used in Saudi Arabia need to track Saudi and expatriate headcount per entity, and Fragomen reports that from April 2026 a Saudi employee counts toward the Saudization rate only when the contract is documented on Qiwa and the employee is registered with GOSI.

What it covers

  • + One HRSD platform for labour-system services, including contract documentation
  • + Green and Platinum ranges keep access to new visas, occupation changes and sponsorship transfers
  • + Required Saudization rises smoothly with headcount instead of jumping at fixed size bands
  • + Quota constants per activity, including Construction & Cleaning, are published by HRSD

Watch out for

  • โˆ’ Red range cannot get new expatriate visas or issue or renew expatriate work permits
  • โˆ’ Low Green range cannot get new expatriate visas or change occupations
  • โˆ’ Saudi staff count only if their contracts are documented on Qiwa (from April 2026)
  • โˆ’ Quota constants change between cycles, so the range needs regular tracking
Cost / access: Official service fees could not be read this run (qiwa.sa refused automated access); check the fee for each service on qiwa.sa before applying.

Saudi Contractors Authority (Muqawil)

Official body

ุงู„ู‡ูŠุฆุฉ ุงู„ุณุนูˆุฏูŠุฉ ู„ู„ู…ู‚ุงูˆู„ูŠู†: authority for the contracting sector, with its Muqawil membership platform

The Saudi Contractors Authority (SCA) is the public authority for the Saudi contracting sector, and Muqawil (muqawil.org) is its membership and projects platform, which Manbar News reported SCA relaunched in August 2022. Argaam reported in February 2018 that Saudi Arabia ordered firms to join the authority before bidding for tenders. An Arab News report of July 2026 put SCA's registered contractors at about 117,000 and described its Irtaqa qualification pathway for small contractors, the Maamar platform, model contracts and training programmes. SCA also publishes monthly figures on awarded contracting projects.

Saudi-specific note

For Saudi contractors, SCA membership sits next to an Etimad business account on the checklist for public work: Argaam reported in 2018 that firms must join the authority before bidding for tenders.

What it covers

  • + Membership reported as a condition for bidding on tenders since 2018
  • + Irtaqa pathway to qualify small contractors for larger work
  • + Model contracts, training and qualification programmes
  • + Monthly data on awarded projects by sector and region

Watch out for

  • โˆ’ Another membership to keep current and renew when it expires
  • โˆ’ Without membership, tender bids can be blocked (per the 2018 order)
  • โˆ’ Fee schedule not confirmed; check muqawil.org before budgeting
Cost / access: Membership fees could not be confirmed: sca.sa and muqawil.org refused automated access this run. Argaam reported in January 2022 that SCA granted free membership to small and micro enterprises.

Etimad Platform

Official body

ุงุนุชู…ุงุฏ: NCGR's platform for government tenders, contracts and payments

Etimad is the government procurement and payments platform managed by the National Center for Government Resource Systems (NCGR), which NCGR says was created by Cabinet decision in February 2021 from the Ministry of Finance's National Systems Agency. NCGR lists government tenders and procurement, contracts, payments and revenue collection among Etimad's services and cites over 1 million tenders and over 6 million payment orders on it. Private-sector firms use the Etimad Business app or portal to manage their registration, follow tenders, track bids and bank guarantees, and view financial claims.

Saudi-specific note

Etimad is the platform through which Saudi government entities run tenders, contracts and payments, according to NCGR; contractors follow tenders, track bids and see financial claims through an Etimad business account. Other requirements sit outside Etimad: Argaam reported in 2018 that firms must join the Saudi Contractors Authority before bidding for tenders.

What it covers

  • + Government tenders, contracts and payments on one official platform
  • + Etimad Business app tracks bids, bank guarantees and financial claims
  • + NCGR states aims of more SME participation and spending transparency

Watch out for

  • โˆ’ Most services need a registered business login
  • โˆ’ No fee schedule published on NCGR's Etimad pages
  • โˆ’ Its tender lists are government procurement, not private-sector projects
Cost / access: No fee schedule is published on NCGR's Etimad pages; portal pages needed a login or CAPTCHA this run, so charges for individual tender documents could not be checked.

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26 Saudi vendors and official bodies are covered today. If you build construction, ERP, accounting or field-service software for the Saudi/Gulf market and want to be reviewed or listed, get in touch through our vendor program.