Jordan ยท ุงู„ุฃุฑุฏู†

ุงู„ุนุฑุจูŠุฉ

Jordan Construction & Trades Software Directory

Independent reviews of 26 Jordan-relevant vendors and official bodies. The Income and Sales Tax Department's invoicing regulation recognises electronic invoices issued through JoFotara, its national e-invoicing system, or through software linked to it; Jordanian press reported that use became mandatory from the start of April 2025. Listed here: accounting, invoicing and ERP tools that say they link to JoFotara (InvoiceQ, Mozon, Daftra, Odoo and others), public-tender access (JONEPS), payroll software (ZenHR, MenaITech) and insurers that list Contractors All Risks cover (JOFICO, gig Jordan, MEICO), with local context: 16% general sales tax, JCCA registration and classification, and SSC contributions.

26
vendors and official bodies
14.25%
employer SSC share (per PwC)
16%
General Sales Tax
Apr 2025
JoFotara mandatory (press reports)

โฐ Compliance guide ยท JoFotara e-invoicing ยท mandatory from April 2025, per press reports

JoFotara (ุงู„ููˆุชุฑุฉ ุงู„ูˆุทู†ูŠุฉ) e-invoicing for Jordanian contractors

How JoFotara works for contractors, which invoices the ISTD invoicing regulation recognises, what to check before a public tender, and which tools in this directory say they link to JoFotara.

Read the guide โ†’

Deciding between two options?

See Jordanian vendors compared side by side: a short verdict, pros and cons, Jordan-specific notes, and pricing, head to head.

Compare Jordanian vendors โ†’

Whatโ€™s different about choosing software in Jordan

Invoicing is the first thing to check. The invoicing regulation of the Income and Sales Tax Department (ISTD), as amended in 2023, recognises electronic invoices issued through the national JoFotara system or through software linked to it, and Jordanian press reported that use of the system became mandatory from the start of April 2025. ISTD publishes no list of approved software, so treat any approval claim as the vendor's own and confirm the integration scope before you buy. Among the software listed here, Mozon sells a contracting module (budgets, subcontractors and progress invoicing), Daftra lists a Real Estate & Construction industry profile with project management, and Odoo covers projects alongside accounting; the rest are e-invoicing, accounting or general ERP tools and services. Beyond invoicing: 16% general sales tax under Law No. 6 of 1994, with reduced, zero and exempt rates for listed goods and services; registration and classification with the Jordan Construction Contractors Association, without which no ministry, municipality or company may sign a works contract with you; and Social Security contributions of 14.25% of insured wages from the employer and 7.5% from the employee, per PwC's tax summary.

Accounting / invoicing & construction software

E-invoicing services that link existing systems to JoFotara (InvoiceQ and Tax2Gov); accounting and invoicing apps that say they send invoices to JoFotara (Daftra, FawtraPlus, Fatwarti); ERP suites (Mozon, which sells a contracting module; Odoo, whose Jordan localization includes a JoFotara module; ESKADENIA); an Amman Odoo implementation partner (Stride); and global accounting tools for which the vendor names no JoFotara integration (Zoho Books, QuickBooks).

InvoiceQ

Tier S ยท Published prices

Jordanian e-invoicing platform that links existing ERP and accounting systems to the ISTD

InvoiceQ says it was founded in 2020 in Jordan as a SaaS company for e-invoicing and integration, and lists an office at King Hussein Business Park in Amman plus a Riyadh office. Its Jordan portal issues and receives e-invoices and connects existing systems (it names Microsoft Dynamics, Oracle, QuickBooks, SAP, Xero and JD Edwards) to the Income and Sales Tax Department's national e-invoicing system. It works as a compliance layer on top of an existing back office rather than replacing it.

Jordan-specific note

InvoiceQ says its platform is compatible with the latest updates from Jordan's Income and Sales Tax Department and offers a custom ISTD Integration plan for firms that want to keep their existing ERP or accounting system. ISTD does not publish a list of approved software, so confirm the integration scope with the vendor.

Pros

  • + Published annual prices in JOD with invoice-volume tiers
  • + Connects existing systems via SOAP, REST APIs or Excel upload
  • + Amman office and Arabic and English interface
  • + Also links to the eFAWATEERcom payment gateway, per InvoiceQ

Cons

  • โˆ’ An e-invoicing layer, not accounting or job-management software
  • โˆ’ No free tier; the site offers a free consultation, not a trial
  • โˆ’ Lower plans cap yearly invoice volume (200 or 500)
  • โˆ’ Full API integration plan is quote-based
Typical Jordan pricing: Basic JOD 120/year (up to 200 invoices); Standard JOD 240/year (up to 500 invoices); Enterprise JOD 500/year (unlimited invoices); ISTD Integration plan with API or internal-system integration is custom-priced. VAT treatment not stated on the pricing page.

Mozon

Tier A ยท Listed

Amman-based ERP vendor with a contracting-management module and JoFotara integration

Mozon Technologies says it was founded in 2002 and is headquartered in Amman, with a branch in Cairo. It sells an ERP suite, accounting, HR, invoicing and BI software, plus Mozon Contracting Management (MCM) for contracting companies. Mozon says more than 1,500 organizations use its systems.

Jordan-specific note

Mozon's ERP page lists JoFotara e-invoicing integration and pre-built e-invoicing connectors, and its contracting module (MCM) handles progress invoicing and subcontractor records with a direct link to the accounting system. Mozon names Jordanian contractors Ammon Contracting Co. and Zakaria Al-Tarawneh Construction Co. as MCM clients.

Pros

  • + Contracting module covers budgets, subcontractors and progress invoicing
  • + ERP page lists JoFotara e-invoicing integration, including on POS
  • + Amman head office; Arabic and English software
  • + First-year maintenance and training included, per Mozon

Cons

  • โˆ’ No public prices; quote after a discovery session
  • โˆ’ ERP implementation takes weeks, per the vendor
  • โˆ’ Contracting module pricing and scope are only on request
  • โˆ’ Offices only in Jordan and Egypt
Typical Jordan pricing: Quote-based; no public prices. Mozon says pricing depends on the scope of work and includes first-year maintenance, training and support.

Odoo

Tier S ยท Published prices

Open-source ERP from Odoo S.A. with a Jordan localization and JoFotara e-invoicing module

Odoo is a modular ERP from Odoo S.A. covering accounting, invoicing, projects, inventory, HR and more, sold as a cloud subscription or run from the open-source Community code. Its Jordan localization installs a Jordanian chart of accounts, 16% sales tax and tax report (l10n_jo) plus a JoFotara e-invoicing module (l10n_jo_edi). Implementation is sold separately through Odoo Success Packs or partners.

Jordan-specific note

Odoo's Jordan localization installs the Jordanian chart of accounts, 16% sales tax, exempt and 0% export taxes and a JoFotara module that sends invoices in UBL 2.1 for real-time validation and puts the JoFotara QR code on the PDF for checking in the Sanad app. You need an Activity Number, Client ID and Secret Key from ISTD, and the company currency must be JOD.

Pros

  • + Jordan chart of accounts, taxes and JoFotara module ship with Odoo
  • + JoFotara module is open source (LGPL-3) in the Community code
  • + One platform for accounting, projects, inventory and HR
  • + Published per-user prices and a free one-app plan

Cons

  • โˆ’ JoFotara needs ISTD credentials (Activity Number, Client ID, Secret Key)
  • โˆ’ Implementation costs extra via Success Packs or partners
  • โˆ’ First-year discount on subscriptions; regular prices are higher
  • โˆ’ Priced in USD, not JOD
Typical Jordan pricing: Published on odoo.com in USD: One App Free $0 (one app, unlimited users); Standard $7.25 per user per month billed yearly or $9.10 billed monthly (first-year discount; regular $8.95 / $11.20); Custom $13.40 per user per month billed yearly or $16.90 monthly (regular $16.40 / $20.90). Implementation, Odoo.sh hosting and in-app services cost extra. Community edition is open source.

Daftra

Tier S ยท Published prices

Cloud accounting and invoicing for Arab-market firms, with a Jordan e-invoice module

Daftra is a cloud accounting and business-management system operated by Izam, Inc., according to its terms of service. It covers invoicing, accounting, inventory, CRM and HR, and Daftra says 45K+ businesses use it across 50+ industries. Its Jordan e-invoice product sends invoices directly to the national e-invoicing platform, and it lists a Real Estate & Construction industry profile with project management.

Jordan-specific note

Daftra says its Jordan e-invoice product integrates directly with the national e-invoicing platform, adds the required QR code automatically, issues general and specific tax invoices in line with ISTD standards and calculates tax automatically. It offers setup support for the integration and a Jordan sales line.

Pros

  • + Direct link to Jordan's e-invoicing platform with automatic QR code, per Daftra
  • + Published prices and a 14-day trial with no card required
  • + Accounting, inventory, CRM and HR in one subscription
  • + Jordan phone line and Arabic and English interface

Cons

  • โˆ’ Priced in USD, not JOD
  • โˆ’ Lower plans cap monthly invoices (100 or 500) and clients
  • โˆ’ Each plan includes one user; extra users cost $7-9.33 a month
  • โˆ’ Construction support is an industry profile, not a separate contracting product
Typical Jordan pricing: Basic $30/month, or $240/year ($20/month); Advanced $55/month, or $495/year ($41.25/month); Premium $70/month, or $600/year ($50/month); prices in USD as shown on daftra.com. Each plan includes one user; extra users $7-9.33/month. 14-day free trial, no card required.

FawtraPlus

Tier S ยท Published prices

Low-cost Jordanian e-invoicing app from Amman software firm JoPython

FawtraPlus is a cloud e-invoicing app made by JoPython, an Amman software company founded in 2014. It issues JoFotara e-invoices with QR code, calculates 16% sales tax and adds inventory and tax reports, sold as one annual plan. JoPython says the app is approved by ISTD for the national invoicing system.

Jordan-specific note

Built for Jordan: FawtraPlus says it is 100% compatible with JoFotara, adds the QR code and UUID to each invoice, calculates 16% sales tax and supports income-tax invoices for self-employed professionals. It says it is approved by ISTD, though ISTD publishes no list of approved software to check this against.

Pros

  • + Published price: 50 JOD a year for all features
  • + 16% sales tax and income-tax invoices with JoFotara QR code
  • + Works offline as a web app and sends invoices by WhatsApp or email
  • + 14-day free trial with no card required

Cons

  • โˆ’ Terms say prices may change with prior notice
  • โˆ’ No project or job-costing features listed on its site
  • โˆ’ Subscription auto-renews each year unless cancelled
  • โˆ’ Sales-tax treatment of the 50 JOD price is not stated
Typical Jordan pricing: Published: 50 JOD per year (about 4.17 JOD a month), one plan with all features; auto-renews yearly. 14-day free trial, no card required. Sales-tax treatment of the price not stated.

Fatwarti

Tier A ยท Listed

Amman-based cloud accounting and POS system with JoFotara e-invoicing

Fatwarti is an Arabic-language cloud accounting system based in Amman that combines JoFotara e-invoicing, inventory and a point-of-sale module. It covers sales, purchases, expenses, receivables and payables, stock and profit-and-loss reports. Fatwarti says it connects directly to the national invoicing system through the official API.

Jordan-specific note

Fatwarti says it is 100% compatible with the Income and Sales Tax Department's requirements and sends invoices, including POS sales, directly to JoFotara through the official API. ISTD publishes no list of approved software to check this against.

Pros

  • + Direct JoFotara connection via the official API, per Fatwarti
  • + Accounting, inventory and POS in one system
  • + POS supports thermal printers, barcodes and shift management
  • + Free trial with no credit card required

Cons

  • โˆ’ No prices published on the site
  • โˆ’ Site says one plan has all features but also that POS is advanced-plan only
  • โˆ’ Arabic-only website; no company legal name or address beyond Amman
  • โˆ’ No project or job-costing features listed
Typical Jordan pricing: No public prices; the site shows a 'one plan, all features' heading without amounts. Free trial, no credit card required.

Stride (Stride Business Solutions)

Tier A ยท Listed

Amman-based Odoo implementation partner

STRIDE Business Solutions is an Amman-based firm that implements, customizes and supports Odoo ERP, and sells its own Odoo add-ons for medical labs, pest control and performance management. Odoo's partner directory lists it as a Ready partner in Jordan with 16 customer references, two of them in construction and renovation. It is a services firm, so Odoo subscription costs come on top of its fees.

Jordan-specific note

STRIDE is an Amman-based Odoo partner offering support in Arabic and English. Odoo's own Jordan localization includes a JoFotara e-invoicing module, but STRIDE's site does not describe JoFotara setup, so ask whether it will configure the e-invoicing link.

Pros

  • + Local Odoo partner in Amman with Arabic and English support
  • + Listed in Odoo's official partner directory
  • + Implementation, training, migration and ongoing support
  • + Discovery call offered from its homepage

Cons

  • โˆ’ A services firm, not a software product of its own
  • โˆ’ No public prices
  • โˆ’ Its site does not mention JoFotara or e-invoicing work
  • โˆ’ Odoo subscription costs are separate
Typical Jordan pricing: Quote-based; no public prices (discovery call on request). Odoo subscription costs are separate.

Tax2Gov (T2G)

Tier A ยท Listed

API connector linking existing ERP and POS systems to Jordan's JoFotara

Tax2Gov (T2G) is an e-invoicing middleware brand of SB International, Inc., with a head office in Delaware, USA and an office in Tangier, Morocco. It sells API connectors to government e-invoicing platforms across MENA, including a JoFotara connector that links existing ERP and POS systems to Jordan's Income and Sales Tax Department. It does not replace accounting software.

Jordan-specific note

Tax2Gov says its universal API connector links ERP and POS systems to ISTD's JoFotara platform and complies with JoFotara phases 1 and 2. It lists no Jordan office and does not claim ISTD approval.

Pros

  • + Keeps your existing ERP or POS and adds the JoFotara link
  • + Custom integration work; names SAP, Oracle and Dynamics as examples
  • + Vendor offers AI data validation and 24/7 support
  • + Free consultation

Cons

  • โˆ’ No Jordan office; offices in the US and Morocco
  • โˆ’ No public prices
  • โˆ’ Middleware only, not accounting or job-management software
  • โˆ’ No named ready-made plugin for a specific ERP
Typical Jordan pricing: Quote-based; no public prices (free consultation).

ESKADENIA Software

Tier A ยท Listed

Amman-headquartered software house with a web-based ERP suite

ESKADENIA Software was founded in 2000 and is headquartered in Amman, with offices in Dubai and Stockholm and around 300 staff. Its ESKA Business Manager is a web-based ERP covering financials, HR, supply chain, manufacturing, fleet and maintenance, alongside its larger insurance and telecom software lines. ESKADENIA says it holds CMMI Level 5 certification.

Jordan-specific note

ESKADENIA is headquartered in Amman, but its ERP pages do not describe JoFotara e-invoicing, Jordanian sales tax or project costing. Ask the vendor how it handles JoFotara submission before using it for a contracting business.

Pros

  • + Amman headquarters with offices in Dubai and Stockholm
  • + ERP covers finance, HR, supply chain, manufacturing and fleet
  • + Vendor says it holds CMMI Level 5 certification
  • + Company has operated since 2000

Cons

  • โˆ’ No project, contracting or construction module listed
  • โˆ’ No e-invoicing or JoFotara feature described on its site
  • โˆ’ No public prices
  • โˆ’ Aimed at medium-to-large enterprises, per the vendor
Typical Jordan pricing: Quote-based; no public prices.

Zoho Books

Tier S ยท Published prices

Global cloud accounting from Zoho with published USD prices; no Jordan edition or JoFotara link listed

Zoho Books is cloud accounting from Zoho covering invoicing, bookkeeping, bank reconciliation and, from the Professional plan, timesheet billing and project profitability. Zoho lists no Jordan edition, so Jordanian firms would use the global version, which Zoho says to evaluate for local compliance before use. Zoho's site names no integration with Jordan's national e-invoicing system (JoFotara).

Jordan-specific note

Zoho has no Jordan edition and names no JoFotara integration. If you must issue e-invoices through Jordan's Income and Sales Tax Department system, confirm how you will do it (a separate integration service or ISTD's own tools) before choosing Zoho Books.

Pros

  • + Published USD prices and a free plan for small revenue
  • + Up to 1,000 invoices a year on the free plan
  • + Timesheet billing and project profitability from the Professional plan
  • + 14-day free trial

Cons

  • โˆ’ No Jordan edition; the global version needs a local compliance check
  • โˆ’ No JoFotara integration named by Zoho
  • โˆ’ Accounting, not construction management
  • โˆ’ Priced in USD, not JOD
Typical Jordan pricing: Published in USD on Zoho's global pricing page, per organization per month: billed annually Standard $10 (3 users), Professional $20 (5 users), Premium $30 (10 users), Elite $100 (10 users), Ultimate $200 (15 users); billed monthly $12, $24, $36, $129 and $249. Free plan $0 (1 user plus 1 accountant) while revenue stays under 50K USD a year. Extra users $2.50 a month billed annually ($3 monthly). Prices exclude local taxes; 14-day free trial.

QuickBooks

Tier A ยท Listed

Intuit's cloud accounting, sold in Jordan through its global site; JoFotara needs a separate integration

QuickBooks Online is cloud accounting software from Intuit. Jordan is served by Intuit's global QuickBooks site, which offers Simple Start, Essentials, Plus and Advanced plans with prices set by location and currency. Intuit's global site names no link to Jordan's national e-invoicing system (JoFotara); InvoiceQ, a Jordanian e-invoicing service, lists QuickBooks among the systems it connects.

Jordan-specific note

Intuit names no Jordan e-invoicing feature in QuickBooks, so firms that must issue JoFotara invoices use a separate service; InvoiceQ lists QuickBooks among the systems it connects to the Income and Sales Tax Department. Check the connector's scope and price before relying on it.

Pros

  • + Four plans from 1 to 25 users, with accountant access
  • + 30-day free trial and no contract
  • + InvoiceQ lists QuickBooks among the systems it connects to JoFotara

Cons

  • โˆ’ No JoFotara link named by Intuit; needs a separate e-invoicing service
  • โˆ’ No Jordan-specific site or published Jordan price
  • โˆ’ Accounting, not construction management
  • โˆ’ Extra cost and setup for the e-invoicing integration
Typical Jordan pricing: Intuit's global site lists Simple Start, Essentials, Plus and Advanced plans, billed monthly with a 30-day free trial and no contract; prices load by visitor location and currency, and no Jordan price could be read on 2026-09-30. Any e-invoicing integration is priced separately by its provider.

Tenders & lead generation

The government e-procurement portal (JONEPS), where public buyers post tender invitations and suppliers register and submit electronic bids, plus a paid tender-alert service (JordanTenders) that publishes annual prices in USD.

JONEPS

Tier A ยท Listed

Jordan's government e-procurement portal for public tenders, run by GPD and GTD

JONEPS (Jordan Online E-Procurement System) is the government portal where public buyers post tender invitations and suppliers register and submit electronic bids, covering works, supplies, services and more. Its footer credits the Government Procurement Department (GPD) and the Government Tenders Department (GTD); GTD runs central works tenders such as water, wastewater, road and building projects. It is a bidding portal, not a lead service.

Jordan-specific note

The Government Tenders Department says all Jordanian construction contractors and technical service providers must activate the Sanad service with its e-procurement section to submit bids electronically on JONEPS. GTD also handles contractor classification, so check your classification and Sanad access before a tender closes.

Pros

  • + Official government portal for public tender invitations
  • + Arabic and English interface
  • + Covers works tenders published by the Government Tenders Department
  • + Annual procurement plans published on the portal

Cons

  • โˆ’ Public-sector tenders only
  • โˆ’ Registration and Sanad activation needed before bidding electronically
  • โˆ’ Some tenders charge for tender documents
  • โˆ’ Government-portal interface with no alert service described
Typical Jordan pricing: No registration fee stated on the portal; tender documents can carry a price, paid electronically through JONEPS.

JordanTenders

Tier S ยท Published prices

Paid Jordanian tender alerts and contract-award data from Global Tenders Services

JordanTenders.com is a paid tender-information service that says it is part of Global Tenders Services Pvt. Ltd. (GTS), a global procurement facilitator. It offers searchable Jordanian tenders from government departments, local authorities and public and private entities, with a Construction and Real Estate category, daily email alerts and, on higher plans, contract-award data. It is an alert and search layer, not the official bidding portal.

Jordan-specific note

JordanTenders emails daily Jordanian tender alerts, including construction and real estate. Public tender invitations are also posted on the official JONEPS portal, so weigh the $295-$495 yearly fee against checking JONEPS yourself; the extra value is alerts, search, private-sector tenders and, from Premium, contract awards.

Pros

  • + Published annual prices, from $295 USD
  • + Daily email alerts and unlimited keyword search
  • + Construction and Real Estate sector category
  • + Free sample tenders by email

Cons

  • โˆ’ Government tender invitations are also posted on the official JONEPS portal
  • โˆ’ Contract awards not included in Basic
  • โˆ’ Priced in USD
  • โˆ’ No operator address published on the site
Typical Jordan pricing: Basic $295 USD, Premium $395 USD, Platinum $495 USD, each for 12 months (1, 3 and 5 accounts); contract awards from Premium, dedicated account manager on Platinum.

Construction insurance: Contractors All Risks

Insurers whose own sites list engineering cover such as Contractors All Risks (JOFICO, gig Jordan, MEICO), plus Jordan Insurance Company (JIC), whose engineering products could not be confirmed on its site. None publishes prices; cover is quoted, and gig Jordan and MEICO take quote requests through online forms. MEICO stopped writing motor insurance from 1 January 2026.

JOFICO (Jordan French Insurance)

Tier A ยท Listed

Jordanian multi-line insurer founded in 1976, with a nine-policy engineering line

Jordan French Insurance Company (JOFICO) says it was founded in 1976 in cooperation with Compagnie Financiรจre du Groupe Victoire. It is listed on the Amman Stock Exchange (JOFR) and sells motor, health, travel, home, fire, liability, marine, engineering, aviation and credit insurance. JOFICO told the Amman Stock Exchange on 28 September 2026 that its board had terminated the preliminary memorandum of understanding it signed with Gulf Insurance Group / Jordan on 14 May 2026, citing differing strategic views; JOFICO said no stage of the MoU or due diligence had begun.

Jordan-specific note

JOFICO's Arabic engineering page lists Contractors All Risks, Construction Plant and Machinery, Machinery Breakdown, Erection All Risks, Electronic Equipment and Decennial Liability policies, among others.

Pros

  • + Engineering page lists Contractors All Risks and Construction Plant and Machinery
  • + Also lists Erection All Risks and Decennial Liability policies
  • + Operating since 1976
  • + Listed on the Amman Stock Exchange (JOFR)

Cons

  • โˆ’ Website in Arabic only
  • โˆ’ No prices published; cover is quoted
  • โˆ’ No online quote form found on the engineering page
Typical Jordan pricing: Quote-based; no public prices. Contact JOFICO by phone or through an agent or broker.

gig Jordan (Arab Orient)

Tier A ยท Listed

Jordanian arm of Kuwait-based Gulf Insurance Group, majority-owned by Fairfax, with an English engineering line

GIG Jordan says it was founded in 1996 as Arab Orient Insurance Company and joined Kuwait-based Gulf Insurance Group (GIG) in 2009. Canada's Fairfax Financial Holdings became GIG's largest shareholder in 2023 and later raised its stake to 97%, according to GIG Jordan. It is listed on the Amman Stock Exchange (GIGJ).

Jordan-specific note

GIG Jordan's engineering page lists Contractors' All Risks, Contractors' Plant and Machinery, Machinery Breakdown, Electronic Equipment, Deterioration of Stock and Boiler cover, and its general lines include professional indemnity and employers liability. Each engineering policy has an online quote-request form.

Pros

  • + English engineering page lists Contractors' All Risks and Plant and Machinery
  • + Online quote-request form for each engineering policy
  • + Also sells professional indemnity and employers liability
  • + Part of Kuwait-based Gulf Insurance Group

Cons

  • โˆ’ No prices published; cover is quoted
  • โˆ’ No erection all risks or decennial policy listed on the engineering page
  • โˆ’ Quote request is a form, not an instant online price
Typical Jordan pricing: Quote-based; no public prices. GIG Jordan takes quote requests through an online form on its site.

Jordan Insurance Company (JIC)

Tier A ยท Listed

Amman life and non-life insurer, established in 1951 and listed on the Amman Stock Exchange

Jordan Insurance Company (JIC) is an Amman-based life and non-life insurer, established in March 1951 according to its Amman Stock Exchange profile, and listed on the ASE (JOIN). AM Best says it consistently ranks in the top three in Jordan by gross written premium, with revenue concentrated in motor and medical business.

Jordan-specific note

AM Best describes JIC as holding an established position in Jordan's insurance market, but JIC's website did not show its engineering products when checked, so ask JIC or your broker directly whether it writes Contractors All Risks and plant cover for your project.

Pros

  • + Operating since 1951
  • + AM Best says it ranks in the top three in Jordan by premium
  • + Life and non-life lines under one insurer
  • + Listed on the Amman Stock Exchange (JOIN)

Cons

  • โˆ’ AM Best notes non-life technical losses, particularly in motor
  • โˆ’ Website product pages could not be read; confirm engineering cover directly
  • โˆ’ No prices published; cover is quoted
Typical Jordan pricing: Quote-based; no public prices. Contact JIC or a broker for a quote.

Middle East Insurance Company (MEICO)

Tier A ยท Listed

Jordanian multi-line insurer since 1962 with a full engineering line; stopped writing motor in 2026

Middle East Insurance Company (MEICO) says it has operated in Jordan since 1962 and is a public shareholding company listed on the Amman Stock Exchange (MEIN). It sells property, engineering, liability, marine, aviation, financial lines, group medical and life cover. MEICO discontinued its motor insurance license effective 1 January 2026 with Central Bank of Jordan approval, and says existing motor policies are serviced until they expire.

Jordan-specific note

MEICO's English engineering page lists Contractors' All Risks, Erection All Risks, Contractor's Plant and Machinery, Machinery Breakdown with loss of profit, Electronic Equipment and Deterioration of Stock cover. It gave up its motor license from 1 January 2026, so insure company vehicles elsewhere.

Pros

  • + Engineering page lists Contractors' All Risks and Erection All Risks
  • + Contractor's Plant and Machinery and Machinery Breakdown cover
  • + Online quote form for engineering policies
  • + Operating since 1962; listed on the Amman Stock Exchange (MEIN)

Cons

  • โˆ’ No longer sells motor insurance, so site vehicles need another insurer
  • โˆ’ No prices published; cover is quoted
  • โˆ’ No decennial liability policy listed on the engineering page
Typical Jordan pricing: Quote-based; no public prices. MEICO takes quote requests through a form on its website or its contact page.

Payroll: SSC & income tax

Cloud HR and payroll suites: ZenHR (whose Jordan page states SSC and Labor Law calculations), MenaITech (MenaPAY, with an Amman office), Yomly (Dubai-based, with a Jordan payroll page) and GTS One (Amman). None publishes prices. Employers pay SSC contributions of 14.25% of insured wages and employees 7.5%, per PwC; ask each vendor how it calculates them.

ZenHR

Tier A ยท Listed

Bilingual cloud HR and payroll with Jordan SSC and end-of-service calculations

ZenHR is a cloud HR and payroll platform for the Middle East and North Africa; it says it is localized for 11 MENA countries and serves clients from five offices in the region, including a Jordan phone line. Its Jordan page says the product is '100% compliant with Jordan Labor Law & SSC' and names customers in Amman, Irbid and Zarqa. Beyond payroll it covers attendance, employee self-service, performance and applicant tracking.

Jordan-specific note

ZenHR's Jordan page says it is '100% compliant with Jordan Labor Law & SSC' and automates salary, deduction and SSC contribution calculations as well as Jordanian end-of-service benefits. It lists a Jordan phone number alongside its Saudi and UAE lines, and payroll can be run in Arabic or English.

Pros

  • + Its Jordan page states SSC contribution and Labor Law calculations
  • + Automates Jordanian end-of-service pay by contract type, duration and reason
  • + Bilingual Arabic and English web and mobile apps
  • + Payroll exports to QuickBooks, Xero, SAP, NetSuite, Dynamics 365 and Odoo

Cons

  • โˆ’ No public prices; quotes depend on headcount, countries and bundle
  • โˆ’ Demo and quote first; no free trial mentioned on the pricing page
  • โˆ’ A full HR suite may be more than a small contractor needs for payroll only
Typical Jordan pricing: Quote-based; no public prices. ZenHR says pricing is quoted per organization based on headcount, countries of operation and bundle (Value or Advanced).

MenaITech / MenaPAY

Tier A ยท Listed

Regional HR and payroll suite with an Amman office

Menaitech sells HR, payroll, attendance and self-service software across the Middle East, with its main office in Riyadh and further offices in Amman, Jeddah, New Cairo, Dubai and Kuwait City. It says it has worked in HR technology for over 20 years and has 'nearly 2,000 trusted clients'. MenaPAY is its payroll product, alongside CURIO for HR and talent management, MenaTA for time and attendance and MenaME for employee self-service.

Jordan-specific note

Menaitech has an Amman office and runs its Jordan site at menaitech.com/en/. The MenaPAY page describes 'pre-loaded country compliance profiles' but spells out only Saudi social insurance and wage protection, so ask in the demo how it handles Jordan SSC contributions and income tax.

Pros

  • + Amman office and a dedicated Jordan country site
  • + Full HR suite: payroll, HR, attendance, self-service and analytics
  • + End-of-service, provident fund and retroactive pay calculations
  • + Vendor-run MenaPAY certification courses for payroll staff

Cons

  • โˆ’ No public prices for paid plans; demo request only
  • โˆ’ The MenaPAY page names Saudi social insurance rules, not Jordan's SSC
  • โˆ’ Main office is in Riyadh, not Amman
  • โˆ’ A full HR suite may be more than a small contractor needs
Typical Jordan pricing: Quote-based for MenaPAY; no public prices for paid plans (demo request). Menaitech's Jordan site also offers Freemium, a payroll and personnel system it describes as free of charge for up to 30 employees.

Yomly (formerly EmiratesHR)

Tier A ยท Listed

Dubai-based cloud HR and payroll with a Jordan payroll page

Yomly is a cloud HR and payroll platform run from Dubai Media City by SevenHR Information Technology Consultants LLC; it says it was established in 2018 as EmiratesHR. Yomly says it has '250+ Happy Clients' in more than 50 countries across MENA and Southeast Asia. Its Jordan page says the payroll system is 'designed to align with local labor laws and tax regulations in Jordan'.

Jordan-specific note

Yomly's Jordan page says its payroll is 'designed to align with local labor laws and tax regulations in Jordan' and automates salary calculations, deductions and benefits, but it does not mention Social Security Corporation contributions, so confirm the SSC handling in a demo.

Pros

  • + Jordan page states alignment with Jordan labor and tax rules and automated deductions
  • + Multi-country, multi-currency payroll
  • + Gratuity and end-of-service tracking and bank salary files
  • + Arabic and English interfaces with Android and iOS apps

Cons

  • โˆ’ Based in the UAE with no Jordan office listed
  • โˆ’ The Jordan page does not mention SSC or social security
  • โˆ’ No public prices; demo first
  • โˆ’ Aimed at larger employers, which may be more than a small trades firm needs
Typical Jordan pricing: Quote-based; no public prices (book a demo).

GTS One ERP

Tier A ยท Listed

Amman-based Arabic HRMS and payroll within a wider ERP suite

GTS Software sells GTS One, a suite of ERP, HR and payroll, CRM, point of sale, fixed asset and property management software, from an office in Jabal Al Hussein, Amman, with further offices in Ramallah and Hebron. Its HRMS is described as an Arabic HR system available in the cloud or as SaaS, covering payroll, attendance, leave, loans, self-service and recruitment. Payroll posts ledger entries to the general ledger, which suits firms that also want the ERP.

Jordan-specific note

GTS is based in Amman and describes an Arabic HR and payroll system, but its payroll pages list generic features (trial runs, bank deposit, WPS) without naming Social Security Corporation contributions or Jordan income tax, so confirm both before relying on it for Jordan payroll.

Pros

  • + Local vendor with an office in Amman
  • + Payroll links to biometric attendance devices and auto-generated timesheets
  • + Bank direct deposit to multiple bank accounts, plus WPS support
  • + Multiple trial payroll runs before the final run

Cons

  • โˆ’ Its site does not mention Jordan SSC or income tax handling
  • โˆ’ No public prices
  • โˆ’ Its own pages give conflicting company history and customer figures
Typical Jordan pricing: Quote-based; no public prices.

Compliance & official bodies

The official bodies a Jordanian contractor deals with. Under the Construction Contractors Law a contractor is licensed, registers with the Ministry of Industry and Trade (through the CCD) and with the contractors association (JCCA), and is then classified. The list also covers the tax authority (ISTD, which runs JoFotara), the Jordan Engineers Association and Social Security (SSC).

Jordan Construction Contractors Association (JCCA)

Official body / regime

Statutory contractors' association: registration is required to practise contracting

The Jordanian Construction Contractors Association is the statutory body for contractors under Construction Contractors Law No. 13 of 1987, as amended by Law No. 4 of 2014, with its main office in Amman. The law requires a contractor to be licensed, register with the Ministry of Industry and Trade and with the Association, and be classified within a temporary licence period of up to one year. The Government Tenders Department says it manages contractor licensing and classification and publishes the Contractor Classification Instructions of 2020.

Jordan-specific note

Under Article 8 of the Construction Contractors Law, no one may practise contracting in Jordan without prior registration with the Association and payment of its fees, and no ministry, municipality, public shareholding company or other entity may sign a works contract with a contractor who is not registered and classified with the Association; such a contract is void. A new contractor's licence is temporary, for up to one year, during which the contractor must be classified.

What it covers

  • + Registration is the legal basis for practising contracting in Jordan
  • + Registered, classified contractors can sign works contracts with ministries, municipalities and companies
  • + Clear statute, published in English by the Association
  • + Classification forms and instructions are published by the Government Tenders Department

Watch out for

  • โˆ’ Several steps: licence, trade registration, Association registration and classification
  • โˆ’ Active membership is limited to Jordanian contractors; foreign contractors register as non-active members
  • โˆ’ Practising without registration carries fines of JD 1,000-5,000, doubled for a repeat
  • โˆ’ No public fee schedule was found
Cost / access: Registration fee plus annual subscription, set under the Association's rules; no public fee schedule was found.

Jordan Engineers Association (JEA)

Official body / regime

Statutory engineers' association: registration is required to practise engineering

The Jordan Engineers Association regulates the engineering profession in Jordan under the Engineers Association Law (No. 15 of 1972, as amended). It began as a society of engineers in 1948 and its first law was issued in 1972; its website shows 192,275 registered engineers and 1,332 registered engineering consulting offices and companies. It also runs health insurance, retirement and social solidarity funds and a training academy for members.

Jordan-specific note

Under the Engineers Association Law, engineering studies and designs may be prepared only by engineering offices and companies registered with the Association, and building work may be carried out only under drawings signed by registered engineers and certified by the Association. Government bodies, municipalities and other institutions must check that an engineer or engineering office is registered before hiring or contracting with them.

What it covers

  • + Registration is the legal basis for practising engineering in Jordan
  • + Registered engineers and engineering offices can sign and certify drawings
  • + Published registration conditions and fees
  • + Member health insurance, retirement and social solidarity funds

Watch out for

  • โˆ’ Practising without registration can bring fines of 200 to 1,000 dinars, doubled for a repeat
  • โˆ’ Separate registration conditions and documents for foreign engineers and graduates of foreign universities
  • โˆ’ Annual subscription must be kept paid
  • โˆ’ Foreign engineering offices must work with a Jordanian engineering office
Cost / access: Graduates of Jordanian universities pay JD 136 on application (JD 75 application review fee and JD 61 annual subscription fees), per JEA's registration conditions; other applicant groups have separate conditions, and engineering office registration is separate.

Companies Control Department (CCD)

Official body / regime

Jordan's company registrar under the Ministry of Industry, Trade and Supply

The Companies Control Department registers and supervises companies in Jordan under Companies Law No. 22 of 1997 and its amendments, and sits under the Ministry of Industry, Trade and Supply. It registers limited liability, partnership, shareholding, exempt, civil, non-profit and foreign companies, handles amendments, financial statements and liquidations, and keeps a beneficial owner registry. Registration is filed online through its e-services portal.

Jordan-specific note

Under the Construction Contractors Law, a contractor first obtains a contracting licence, then registers the company with the Ministry of Industry and Trade (through this department) and with the Jordanian Construction Contractors Association, and must then be classified. CCD's LLC service card lists Ministry of Public Works approval among the possible prior approvals.

What it covers

  • + Online registration; an LLC can be registered within 24 hours when no prior approvals are needed
  • + An LLC can be formed by a single partner
  • + Published service cards with fees and required documents
  • + Online company search by name, partner or registration number

Watch out for

  • โˆ’ Some business purposes need prior approvals, for example from the Ministry of Public Works or Ministry of Interior
  • โˆ’ Ongoing duties such as filing financial statements and beneficial owner records
  • โˆ’ Service guides are mostly in Arabic
  • โˆ’ Fees rise with capital
Cost / access: LLC registration, per CCD's service card: a registration fee based on capital (minimum JD 250), JD 10 document deposit, JD 15 publication fee and JD 10 power-of-attorney deposit, plus stamp duty on capital; other company types have their own service cards.

Income and Sales Tax Department (ISTD)

Official body / regime

Jordan's tax authority: income tax, 16% general sales tax and the JoFotara e-invoicing system

The Income and Sales Tax Department, under the Ministry of Finance, administers Income Tax Law No. 34 of 2014 and General Sales Tax Law No. 6 of 1994; it was formed by merging the income tax and sales tax departments on 16 August 2004. It handles tax registration, returns and payments, which can be paid through eFawateercom, and says it offered 70 e-services in 2025. It also runs JoFotara, the national electronic invoicing system.

Jordan-specific note

ISTD's invoicing regulation, as amended in 2023, recognises electronic invoices issued through the national JoFotara system or through software linked to it, and Jordanian press reported that use of the system became mandatory from the start of April 2025. Contractors issuing invoices should confirm that their accounting software is linked to JoFotara.

What it covers

  • + Registration, returns and payments can be handled online
  • + JoFotara registration and invoicing through a web portal or the Fawatiri app
  • + Tax bills can be paid through eFawateercom
  • + Published laws, rate schedules and FAQs

Watch out for

  • โˆ’ General sales tax registration becomes mandatory once sales pass thresholds that differ for goods and services
  • โˆ’ Invoices must be issued through JoFotara or software linked to it, which may need new invoicing software
  • โˆ’ Late sales tax payment is fined four per thousand of the tax due for each week of delay, per ISTD's sales tax FAQ
  • โˆ’ Most guidance documents are in Arabic
Cost / access: Government authority: general sales tax is 16% under Law No. 6 of 1994, with reduced, zero and exempt rates for listed goods and services; income tax at the statutory rates. No registration fee is shown on the ISTD pages read.

Social Security Corporation (SSC)

Official body / regime

Jordan's state social insurance fund for employers and workers

The Social Security Corporation runs Jordan's statutory social insurance scheme under the Social Security Law, funded by employer and employee contributions on insured wages. Its insurances include old-age, disability and death pensions and work-injury cover. An amended Social Security Law, centred on retirement rules, passed the House of Representatives in June 2026, according to Petra.

Jordan-specific note

Employers in Jordan pay social security contributions for their workers to the Social Security Corporation: 14.25% from the employer and 7.5% from the employee, according to PwC's tax summary. Payroll software sold in Jordan should calculate these contributions; ask the vendor to confirm how it handles SSC.

What it covers

  • + Statutory social insurance for workers, funded jointly by employer and employee
  • + Covers old-age, disability and death pensions and work injuries
  • + Contributions are a fixed share of insured wages, so payroll costs are predictable

Watch out for

  • โˆ’ The employer share of 14.25% of insured wages is a recurring cost on top of pay
  • โˆ’ Retirement rules were being amended in 2026; check the current rules with the SSC
  • โˆ’ Rates here come from PwC's tax summary; confirm current rates and registration steps with the SSC
Cost / access: No fee schedule read. Contributions, per PwC's Jordan tax summary (reviewed July 2026): 14.25% of insured wages paid by the employer and 7.5% by the employee.

Are you a Jordanian software vendor?

If you build software or services for Jordanian contractors and the building trades and want to be reviewed or listed, get in touch through our vendor program.