France · Artisans du bâtiment

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France Trades Software & Services Directory

Independent reviews of 29 France-relevant vendors and official schemes for artisans du bâtiment: devis-facture software (Obat, Tolteck, EBP Bâtiment), lead sources (Habitatpresto, Travaux.com), payroll (PayFit, Silae) and décennale insurance (SMABTP, APRIL Construction, Orus), with the French rules that shape the choice: e-invoicing through a plateforme agréée, three VAT rates, the RGE label for energy-renovation aid and the micro-entrepreneur regime.

29
vendors & schemes
10 years
décennale cover from reception
20 / 10 / 5.5%
TVA rates on housing work
1 Sept 2027
e-invoice issuing for artisans

⏰ Compliance guide · Reception for all since 1 Sept 2026 · SME issuance by 1 Sept 2027

Facturation électronique (e-invoicing) for artisans

The phased timeline, how the plateformes agréées work (the State runs no free public invoicing platform) and the e-invoicing route each software in this directory names.

Read the guide →

Deciding between two options?

See French vendors side by side: pros and cons, France-specific notes and pricing for each.

Compare French vendors →

What's different about running a trades business in France

French artisan software selection differs from the US or UK in several ways. First, structured e-invoicing is now in force: since 1 September 2026 every business must be able to receive e-invoices through a plateforme agréée, and by 1 September 2027 PME, TPE and micro-entreprises must also issue them. The State runs no free public invoicing platform, though DGFiP says more than ten of the 150 approved platforms offered free or no-extra-cost services on 1 August 2026. Software choice therefore carries compliance weight. Second, assurance décennale is mandatory: ten-year liability from reception under the Loi Spinetta, taken out before work starts; building without it is punishable by up to 6 months' imprisonment and/or a 75,000 euro fine, per service-public.fr, and the insurance certificate must be attached to every devis and invoice. Third, TVA is multi-rate (20% standard, 10% for improvement and maintenance, 5.5% for energy-renovation work, on dwellings completed more than two years ago), so quoting software should let you set the rate per line. Fourth, RGE is not a licence to work, but the French ecology ministry says clients can only get MaPrimeRénov', CEE bonuses or an éco-PTZ if the work is done by an RGE professional. And under the micro-entrepreneur regime, Urssaf contributions are a share of turnover (21.2% for artisanal services in 2026), and below the VAT franchise threshold (37,500 euros for services) invoices carry the "TVA non applicable - article 293 B du CGI" mention.

Devis-facture & job-management software

Quote (devis), invoice (facture) and worksite software used by French building firms. Obat, Tolteck, EBP Bâtiment, Batappli and Mediabat are built for the building trades; Vertuoza is construction-management software from a Belgian company; Organilog is built around interventions and maintenance contracts; Axonaut is general business software. Each says it covers French e-invoicing: Obat (Iopole), EBP (Shine), Batappli (Cecurity) and Tolteck (Pennylane, for receipt) name their plateforme agréée, Axonaut is on the DGFiP list itself, and Mediabat, Vertuoza and Organilog do not name theirs.

Obat

Tier S · Published prices

Devis, factures et suivi de chantier pour les pros du bâtiment

Obat is building-trades software from Obat SAS in Nantes, covering quotes, invoices, worksite planning and profitability tracking, with iOS and Android apps and a price library of 30,000 items. Obat says more than 21,000 building professionals use it and that its team has more than 110 people. It handles French e-invoicing through Iopole, which appears on the DGFiP list of registered plateformes agréées.

France-specific note

Obat says every plan complies with the French e-invoicing reform through Iopole, a registered plateforme agréée. Its micro-entreprise plans are meant for sole traders who are not registered for VAT, while artisans with VAT and firms of 2-50 people use the Artisan seul and TPE/PME plans.

Pros

  • + Built for French building trades, with separate plans for micro-entrepreneurs
  • + Published prices, billed monthly or yearly
  • + E-invoicing included through Iopole, a DGFiP-registered platform
  • + Price library of 30,000 building items

Cons

  • − Plans include one user; extra licences are an unpriced option
  • − Purchasing, profitability and planning need Croissance or above
  • − Website and marketing extras only in the top Booster plan
  • − Product and support are in French
Typical French pricing: Published, per month excl. VAT (HT). Micro-entreprise: Pro €32 monthly or €25 billed yearly, Croissance €52 or €45, Booster €95 or €85. Artisan seul and TPE/PME (1 user included): Pro €49 or €39, Croissance €79 or €69, Booster €129 or €109. Extra licences optional, price not shown.

Tolteck

Tier S · Published prices

Devis et factures pour artisans du bâtiment, même sans réseau

Tolteck is a quote and invoice app for building-trade artisans from Tolteck SAS, a company created in 2016 that Saint-Gobain acquired in 2017; its registered office is the Tour Saint-Gobain in Courbevoie. It runs on PC, Mac, tablet and smartphone, works without a network connection and includes a works library. It covers devis and factures rather than worksite planning or purchasing.

France-specific note

Tolteck says issuing and receiving e-invoices under the French reform is included in its price, with receipt through its Pennylane integration; Pennylane is on the DGFiP list of registered plateformes agréées. Tolteck cites the obligation to receive e-invoices from 1 September 2026 and, for SMEs, artisans and micro-enterprises, to issue them from 1 September 2027.

Pros

  • + Works with or without a network connection
  • + One published plan, billed monthly or yearly
  • + E-invoice issuing and receipt included at no extra cost
  • + One-month free trial; 35% off for firms under five years old

Cons

  • − No worksite planning or purchasing modules on the feature list
  • − Users included per subscription not stated on the pricing page
  • − E-invoice receipt depends on a Pennylane integration
  • − Owned by Saint-Gobain, a building-materials group
Typical French pricing: Published: €25/mo excl. VAT (HT) billed monthly, or €19/mo HT billed yearly (€228 a year). One-month free trial; Tolteck offers an extra 35% discount to firms under five years old.

EBP Bâtiment

Tier S · Published prices

Devis, factures et chantiers pour le bâtiment, par EBP (groupe Cegid)

EBP Bâtiment is the building-trade range of EBP, a French business-software publisher based in Gazeran that joined the Cegid group in July 2024. It comes in three editions (ACTIV, PRO and ELITE) covering quotes, invoices, progress billing, worksite tracking and a mobile app, with PRO and ELITE adding planning, stock and purchasing. EBP integrates the plateforme agréée Shine for French e-invoicing.

France-specific note

EBP says its building range complies with the French e-invoicing reform through the integrated plateforme agréée Shine, which is on the DGFiP list of registered platforms. If you price from a works library, budget separately for Batiprix or Batichiffrage, which EBP connects to but does not supply.

Pros

  • + Three editions, from 1-user ACTIV to multi-company ELITE
  • + Situations de travaux, progress invoices and métré built in
  • + Plateforme agréée Shine integrated for e-invoicing
  • + Published monthly prices for ACTIV and PRO

Cons

  • − Batiprix and Batichiffrage libraries are bought separately from their publishers
  • − Published prices cover one user; multi-user versions are on quote
  • − ELITE is quote-only
  • − Worksite planning, stock and purchasing need PRO or above
Typical French pricing: Published, per month excl. VAT (HT): Bâtiment ACTIV €53 (1 user), Bâtiment PRO €82 (1 user, 3 companies). ELITE and multi-user versions (ACTIV up to 4 users, PRO up to 12) on quote. Works-price libraries cost extra.

Batappli

Tier S · Published prices

Devis, factures et chantiers pour le BTP, avec la bibliothèque Batichiffrage

Batappli is building-trade software published by Systemlog SAS, based in the Montpellier area and part of the Isagri group since 2018. It covers quotes, invoices, progress billing, deposits, site management and a mobile app, with the Batichiffrage works library built in. Batappli says 5,000 companies and 9,000 users work with it across mainland France, the overseas territories and French-speaking Europe.

France-specific note

Batappli says e-invoicing is included free for all customers through eFacture by Cecurity (Isagri group), which the DGFiP registered as a plateforme agréée on 18 December 2025. Batappli also says its Batichiffrage items are priced in line with the DTU building standards.

Pros

  • + Batichiffrage works library built in
  • + Published per-user prices, monthly or yearly
  • + E-invoicing included free through Cecurity, a registered plateforme agréée
  • + Progress billing (situations de travaux) and deposits handled

Cons

  • − Prices are per user; each extra user costs more
  • − Devis plan includes one Batichiffrage lot; extra lots cost more
  • − Stock, site and supplier management need the Artisan plan
  • − General terms allow tacit annual renewal with 3 months' notice on committed contracts
Typical French pricing: Published, excl. VAT (HT), 1 user included: Batappli Devis €39/mo or €429/yr; Batappli Artisan €79/mo or €869/yr. Extra user €19/mo or €209/yr. Extra Batichiffrage lots €9/mo or €99/yr. 10-day free trial.

Mediabat

Tier S · Published prices

Devis, factures, métré et suivi de chantier pour le BTP

Mediabat is building-trade software from Mediabat SARL, a company created in 2004 and based in Montpellier. It covers quotes and invoices, works libraries, métré with ScanPlan, progress billing, worksite tracking, maintenance contracts and a mobile app, for trades from masonry to electrical and plumbing. Mediabat says thousands of artisans and building firms have used its software for more than 30 years.

France-specific note

Mediabat lists the anti-fraud VAT law, the mandatory waste mentions on building quotes and e-invoicing among the French rules its software covers, but its site does not name the plateforme agréée it uses. Ask which platform handles e-invoice receipt and issuing before you sign.

Pros

  • + Published monthly prices, with or without commitment
  • + Quotes, invoices, progress billing and worksite tracking in one tool
  • + Métré with ScanPlan and trade libraries
  • + 15-day free trial

Cons

  • − Commitment length for the cheaper plans not stated on the pricing page
  • − Extra users cost €15/mo each; email and SMS sends are paid
  • − Job management (gestion des affaires) is an option on PRO
  • − Site does not name its e-invoicing platform
Typical French pricing: Published per month (the page does not say HT or TTC): with commitment, PRO €37 or VIP €67 (adds help writing quotes and job management); without commitment, PRO €47 with a 4-month minimum. Extra user €15/mo. 15-day free trial.

Vertuoza

Tier A · Listed

Gestion de chantier tout-en-un, avec devis dictés à la voix par IA

Vertuoza is construction-management software from a company based in Nivelles, Belgium, which says it built the tool in-house from 2015, opened it to the sector in 2020 and now serves five countries including France. It covers quotes, invoicing, worksite planning and profitability, stock, HR and CRM, with VertuoAI for voice-dictated quotes. Vertuoza says it has 13,000 users and has raised €11.2 million from investors including XAnge.

France-specific note

Vertuoza says its invoices are sent and received in the format the French e-invoicing law requires through its integration with the official network, and that e-invoicing is in every pack. It does not name its plateforme agréée and is not on the DGFiP list itself, so ask which platform it uses and get a written quote.

Pros

  • + Quotes, invoicing, worksite, stock, HR and CRM in one tool
  • + Voice-dictated quotes with VertuoAI
  • + Deposits, progress invoices, prorata and retentions handled
  • + E-invoicing included in every pack, per Vertuoza

Cons

  • − No public prices; pricing after a demo
  • − Belgian company with no French office named on its site
  • − French e-invoicing platform partner not named
  • − Stock management only in the top Expert+ pack
Typical French pricing: Quote-based; no public prices. Four packs (PRO, PRO+, Expert, Expert+); Vertuoza says the price depends on the company's needs.

Organilog

Tier S · Published prices

Gestion d'interventions, planning et maintenance pour les métiers de terrain

Organilog is field-service software published by SARL Adalgo, a company founded in 2013 in Pontchâteau (Loire-Atlantique). It is built around interventions, team planning, maintenance contracts and an offline-capable mobile app, with quotes, invoicing, stock and CRM on higher plans. It targets service trades such as HVAC, plumbing, building, maintenance, landscaping and cleaning; Organilog says more than 1,600 companies use it.

France-specific note

Organilog says it is compatible with French and Belgian e-invoicing, with issuing from the Business plan and receiving only in Premium, and Business and above include a Chorus Pro connector for public-sector clients. It does not name its plateforme agréée and is not on the DGFiP list itself, so ask which platform it uses.

Pros

  • + Free Basique plan to start
  • + Published per-user prices
  • + Interventions, planning, maintenance contracts and an offline mobile app
  • + Chorus Pro connector and e-invoice issuing from the Business plan

Cons

  • − Per-user pricing grows with team size
  • − Invoicing needs Business; e-invoice receipt and progress invoices need Premium
  • − Premium plans are billed yearly
  • − Free plan has limited features, no support and a 72-hour archive
Typical French pricing: Published, per user per month (the page does not say HT or TTC): Basique free (limited); Pro €19; Business €35; Premium €59 and Premium + Carte €64, both on yearly billing.

Axonaut

Tier S · Published prices

Gestion d'entreprise tout-en-un : devis, factures, CRM et trésorerie

Axonaut is general business-management software for small French businesses from Digitica SAS, based in the Toulouse area, covering quotes and invoices, CRM, purchases, cash-flow forecasting, projects, stock and HR, plus a professional account and cards. It is not specific to building trades. Axonaut says more than 189,000 users rely on it, and it is on the DGFiP list of registered plateformes agréées for e-invoicing.

France-specific note

Axonaut is itself on the DGFiP list of registered plateformes agréées (registration issued 8 January 2026), and it says e-invoicing is included at no extra cost. Its feature list does not mention building-specific tools such as works-price libraries, so check it covers your quoting needs.

Pros

  • + One price with all features included
  • + Itself a registered plateforme agréée; e-invoicing at no extra cost
  • + CRM, cash-flow forecasting and invoicing in one tool
  • + Monthly billing without commitment; 15-day free trial

Cons

  • − Not built specifically for building trades
  • − Base price includes one user; each extra user €29.99/mo HT
  • − Online payments, e-signature and postal sending can cost extra
  • − Entry price of €97/mo HT, above quote-only tools such as Tolteck (€25/mo HT)
Typical French pricing: Published: €97/mo excl. VAT (HT) including 1 user, plus €29.99/mo HT per extra user. Monthly with no commitment; 10% off on a 1-year commitment and 20% off on 2 years. 15-day free trial.

Lead generation

Sites that bring homeowner work to building firms, each charging differently: Habitatpresto (annual membership fee and no commission on work, per its terms), Travaux.com (free sign-up, paid subscription to answer requests; owned by Angi Inc.), StarOfService (a generalist services marketplace with subscription plans published in its terms) and Quotatis, whose site now presents fixed-price installation packages and which a 2019 La Poste article linked to ADEO (Leroy Merlin).

Habitatpresto

Tier A · Listed

Mise en relation entre particuliers et professionnels de la rénovation

Habitatpresto is a Paris-based platform, run by Habitatpresto SAS since 2005, that matches homeowners' renovation projects with building professionals. Homeowners describe a project and receive up to five quotes; Habitatpresto's terms say its only income is an annual fee paid by member professionals, with no commission on the work. It says it has 5,000 professionals and has served 300,000 homeowners.

France-specific note

Habitatpresto's referencing charter says paying members rank higher and that ratings, review counts, uploaded documents and declared labels also affect ranking. Ask for the annual fee, the commitment length and the number of requests in your trade and area before you sign.

Pros

  • + No commission on work won, per its terms
  • + Unlimited project requests in your trade and area, per Habitatpresto
  • + Projects are screened before they are sent, per Habitatpresto
  • + Alerts by SMS, email and mobile app

Cons

  • − No public prices for the annual membership
  • − Each request can go to up to five professionals
  • − Ranking depends partly on payment, per its referencing charter
  • − Charter describes no checks on the information professionals declare
Typical French pricing: Annual membership fee paid by professionals; no public prices. No commission on work, per Habitatpresto's terms.

Quotatis

Tier A · Listed

Forfaits de pose et travaux réalisés par un réseau d'artisans

Quotatis is a French home-improvement services company (Quotatis Groupe, registered in Paris since 1999) whose website now presents fixed-price installation packages (forfaits de pose). A 2019 La Poste article described it as part of ADEO, the group behind Leroy Merlin, running an artisan network that carried out installation services sold to Leroy Merlin customers at predefined package prices. Its terms and pay for partner artisans are not public.

France-specific note

Quotatis's public site could not be read in detail and its professional sign-up page returned an error on 30 September 2026. Contact Quotatis directly to confirm whether it is recruiting artisans in your area and on what terms (package rates, payment timing, insurance requirements).

Pros

  • + Linked to the ADEO group (Leroy Merlin), per a 2019 La Poste article
  • + Jobs come as predefined installation packages, with no quote to write
  • + Company registered since 1999 and still active

Cons

  • − No published terms, fees or pay rates for partner artisans
  • − Package prices are set per type of work, not by the artisan, per the 2019 report
  • − Professional sign-up page returned an error on 30 September 2026
Typical French pricing: No public prices or terms for professionals. A 2019 report describes customers paying predefined package prices by type of work.

Travaux.com

Tier A · Listed

French home-services marketplace owned by Angi Inc.

Travaux.com is a French home-services marketplace that puts homeowners in touch with trades professionals. The operating company, Travaux.com, has been registered in Aix-en-Provence since 2006, and US company Angi Inc. names Travaux as its French marketplace in its 2025 annual report. Travaux.com says signing up is free, while answering quote requests needs a paid subscription sized by the number of requests.

France-specific note

Travaux.com is run by a French company in Aix-en-Provence and owned by Angi Inc. Sign-up is free, but answering requests needs a paid subscription: before you pay, ask the price per request band, whether each request goes to several artisans, and the cancellation terms, then track cost per job won.

Pros

  • + Established French company, registered in Aix-en-Provence since 2006
  • + Backed by Angi Inc., which runs similar marketplaces in the UK, Germany, the Netherlands and Canada
  • + Free sign-up with no commitment, per Travaux.com
  • + Still owned and operated by Angi as of its Q2 2026 filing

Cons

  • − Answering quote requests needs a paid subscription
  • − Subscription prices not published on pages we could read
  • − Lead terms (exclusive or shared, refunds) not confirmed
  • − Owned by US company Angi Inc., not an independent French firm
Typical French pricing: Free sign-up; answering quote requests needs a paid subscription priced on the number of requests you want to answer. No public prices found.

StarOfService

Tier S · Published prices

Local-services marketplace, home trades included, with published subscription plans for pros

StarOfService is a local-services marketplace operated by StarOfService SAS in Paris, covering home trades alongside weddings, events, wellness and lessons, with sister sites in Germany, Spain, Italy, Poland and the UK. It says more than 180,000 professionals are listed in France. Its terms, updated 31 March 2026, describe subscription plans priced by service category plus a monthly service fee, rather than pay-per-lead.

France-specific note

A generalist marketplace, so building work competes for attention with many other categories. Read the terms before you sign: besides the subscription, StarOfService charges a €59 HT monthly service fee and a €49 yearly visibility fee, plans renew automatically, and cancelling needs 15 days' notice and costs 15 USD.

Pros

  • + Free online profile for professionals, per its pro page
  • + Prices published in its terms of service
  • + Pros can browse and filter client requests
  • + Plan sizes from up to 10 interactions to unlimited

Cons

  • − Generalist: building trades sit beside weddings, events, wellness and lessons
  • − 59 € HT monthly service fee on top of the subscription
  • − Auto-renewing plans with 15 days' notice and a 15 USD cancellation fee
  • − Plan price depends on your service category
Typical French pricing: Published in its terms (updated 31/03/2026): subscription price varies by service category. Indépendant (up to 10 interactions) €29-€99; Professionnel (up to 100) €99-€349; Entreprise (unlimited) €849-€2,990; billed monthly, quarterly or annually. Plus a €59 HT monthly service fee, a €49 yearly visibility fee and a €29 HT admin fee.

Payroll (paie)

Payroll for small French firms: PayFit sold direct with published prices, Silae through accounting firms and integrators, EBP Paie (software or outsourced) and Sage Business Cloud Paie. PayFit says BTP collective agreements are not yet integrated, and the other three do not describe BTP-specific handling on the pages checked, so get your BTP convention and CIBTP leave-fund declarations confirmed in writing.

PayFit

Tier S · Published prices

Payroll and HR service for small firms with published prices; BTP agreements not yet supported

PayFit is a Paris-based payroll and HR service for small and mid-sized firms, covering payslips, DSN social declarations, leave, time tracking and expense reports. It says 22,000 companies use it and that 200 payroll and HR experts work alongside its software and AI tools. Its own FAQ states that some very specific collective agreements, including BTP, are not yet integrated.

France-specific note

PayFit's own site says BTP collective agreements are not yet integrated, and its list of supported agreements has no building or public-works one. A building firm under the BTP conventions (ouvriers, ETAM, cadres, CIBTP leave funds) should get written confirmation from PayFit before switching.

Pros

  • + Published monthly prices with no commitment
  • + Payslips, DSN declarations and leave management included
  • + PayFit says 200 payroll and HR experts support customers
  • + Integrations with Qonto, Swile, Alan, Pennylane and others

Cons

  • − BTP collective agreements not yet integrated, per PayFit
  • − Standard plans add a €49 monthly subscription to the per-employee fee
  • − Starter price is only for companies running their first payroll, and PayFit shows it as an offer ending 31 October 2026
  • − Firms with 10 or more employees are steered to a demo
Typical French pricing: Published, HT, monthly, no commitment: Starter €26 per employee per month (first payroll only; offer for new customers until 31 October 2026); Paie €20 per employee per month + €49 monthly subscription; Paie avancée €27 + €49; RH+ €30 + €49. Expense reports add-on €3 per employee per month.

Silae

Tier A · Listed

Payroll software deployed through accounting firms and integrators; Cegid combination announced

Silae is a French payroll and HR software publisher whose products (mySilae Paie, Entreprise, BI, Santé and others) are deployed and maintained by about 6,000 partner accounting firms and integrators rather than sold direct. Silae says it produces 8 million payslips a month, has 900 collective agreements integrated, and that its partners serve about one million companies. On 9 September 2026 Silae and Cegid, both majority-owned by Silver Lake, announced a plan to combine, subject to works-council consultation and regulatory approval, with completion expected in the first half of 2027.

France-specific note

Silae is reached through your expert-comptable or an integrator, so ask your firm whether it uses Silae and what it charges. Silae says 900 collective agreements are integrated; ask the firm to confirm your BTP convention and CIBTP leave-fund declarations are handled. Silae and Cegid announced a planned combination on 9 September 2026.

Pros

  • + Silae says 900 collective agreements are integrated
  • + Deployed and maintained by certified partner firms
  • + Range covers payroll, HR, reporting, health cover and HR contracts
  • + 8 million payslips a month, per Silae

Cons

  • − Not sold direct: you go through an accounting firm or integrator
  • − No public prices; each partner sets its own fees
  • − BTP-specific handling not detailed on Silae's public site
  • − Combination with Cegid pending, expected in the first half of 2027
Typical French pricing: Quote-based; no public prices. Sold through partner accounting firms and integrators, which set their own fees.

EBP Paie

Tier A · Listed

Payroll software or outsourced payroll from EBP, part of the Cegid group

EBP Paie is the payroll offer of EBP, a French management-software publisher based in Gazeran (Yvelines) that joined the Cegid group in July 2024. It comes as self-managed software (payslips, DSN filing, collective-agreement updates) or as an outsourced service with a dedicated payroll manager. EBP also sells EBP Devis Facture Bâtiment for building firms and EBP Comptabilité for accounting.

France-specific note

Worth a look if you already use EBP Devis Facture Bâtiment or EBP Comptabilité and want one publisher. EBP's payroll page does not describe BTP-specific handling such as CIBTP leave funds or intempéries, so ask for it in writing with the quote.

Pros

  • + Choice of self-managed software or outsourced payroll
  • + DSN filing and collective-agreement updates included, per EBP
  • + Same publisher as EBP Devis Facture Bâtiment and EBP Comptabilité
  • + EBP says outsourced payslips are delivered in 48-72 hours

Cons

  • − Quote-based; no public prices
  • − No BTP-specific payroll features described on the payroll page
  • − Owner Cegid plans to combine with Silae, so the group is changing
Typical French pricing: Quote-based ("Sur devis"); no public prices for either the self-managed or outsourced offer.

Sage Paie

Tier S · Published prices

Sage Business Cloud Paie: online payroll for small firms from the UK-based Sage group

Sage Business Cloud Paie is the online payroll software of Sage, whose parent company, The Sage Group plc, is registered in Newcastle upon Tyne, UK. Sage says it handles DSN, withholding tax and collective agreements with automatic regulatory updates, and recommends it as the replacement for Ciel Paye, which no longer gets legal updates. Larger firms are offered Sage 100 Paie & RH.

France-specific note

Sage Business Cloud Paie is Sage's online payroll for small French firms and the route Sage recommends for Ciel Paye users. The Sage pages we found do not describe BTP-specific items such as CIBTP leave funds or intempéries, so confirm them with Sage or your accountant before switching.

Pros

  • + Published entry price
  • + DSN, withholding tax and collective agreements updated automatically, per Sage
  • + Payslips delivered to employees' digital safe
  • + Migration path for Ciel Paye users

Cons

  • − Monthly company fee on top of the per-employee price
  • − BTP-specific features not described on the pages found
  • − Data analysis add-on charged separately
Typical French pricing: Published by Sage: the Sage Business Cloud Paie payroll module starts at €15.75 HT a month and rises with the number of employees (Sage's online configurator showed €25.20 HT a month for its default setup on 2026-09-30). Options are priced separately, for example digital payslip delivery from €0.66 HT per payslip a month and absence planning from €1.70 HT per employee a month.

Insurance: décennale & RC Pro

Compulsory ten-year décennale cover and related liability: SMABTP, a construction mutual founded in 1859; APRIL Construction and Orus, brokers that publish starting prices; AXA's BATISSUR Concept contract; and MAAF, a mutual in the Covéa group. SMABTP, AXA and MAAF publish no prices, so get quotes and compare the activities covered.

SMABTP

Tier A · Listed

Construction mutual insurer since 1859: décennale, liability and business cover for building firms

SMABTP (Société mutuelle d'assurance du bâtiment et des travaux publics) is a Paris-based mutual insurer in Groupe SMA, founded in 1859 by a Paris masonry contractors' association; it says it wrote the first décennale contract in 1923. Its artisan décennale contract includes the ten-year liability plus civil liability, works-damage cover, legal protection and personal accident cover, and it offers an online quote. Premiums are not published and depend on trade, turnover, staff, company age, qualifications and claims history.

France-specific note

SMABTP reminds builders that décennale cover is required from the first day of activity. It offers an online quote but publishes no prices, so get its quote alongside others and compare the activities covered, the excess and the attestation wording, not just the premium.

Pros

  • + Mutual insurer focused on construction since 1859
  • + Décennale bundled with civil liability, works damage and legal protection
  • + Online décennale quote tool
  • + Also insures vehicles, premises, health and prévoyance for artisans

Cons

  • − No published prices
  • − Premium depends on trade, turnover, staff, company age and claims history
  • − Discount terms for new or claim-free firms not published
Typical French pricing: Quote-based; no public prices (online quote available).

April Construction

Tier A · Listed

Décennale through broker APRIL Partenaires, with published starting prices per trade

APRIL Construction is the building-trades décennale offer (the PROBAT range) of APRIL Partenaires, a registered insurance intermediary in Fougères that places cover with partner insurers it does not name. It allows up to 10 insurable activities on one contract and publishes 'from' prices per trade, each tied to a stated profile. The APRIL group describes itself as a wholesale insurance broker and has been controlled by the investment firm KKR since 2023, according to press reports.

France-specific note

APRIL's published 'from' prices are a useful first benchmark for décennale, but each is for one profile (for example a new electrician with €30,000 turnover), so get a quote for your own figures. Ask which insurer carries the policy and check that every activity you do is listed on the attestation.

Pros

  • + Publishes starting prices per trade, with the profile used
  • + Up to 10 insurable activities on one contract
  • + Digital attestation, including a phone wallet format
  • + Also offers RC pro, multirisk, health and prévoyance cover

Cons

  • − Starting prices assume a specific profile, such as a new business with €30,000 turnover
  • − Broker: the insurer carrying the risk is not named on the page
  • − Final price needs a quote; APRIL says premiums run from €700 to over €5,000 a year
  • − Photovoltaic and design trades start far higher (€418 and €369 a month)
Typical French pricing: Published 'from' prices, TTC per month, each for a stated profile: electrician €69 (new business, €30,000 turnover); painter or plasterer €72 (new business, €30,000 turnover, €2,000 excess); IRVE charger installer €69; building design professions €369; photovoltaic installer €418. APRIL says annual premiums range from €700 to over €5,000.

Orus

Tier A · Listed

Online décennale through broker Orus: quote in minutes, attestation in 24 hours

Orus is an insurance broker based in Saint-Mandé that sells décennale, RC pro, multirisk, health and prévoyance cover online to small businesses. Its décennale covers more than 100 building trades, bundles the ten-year liability with professional liability and a proper-functioning guarantee, and allows up to 5 activities per contract. Orus lists Hiscox, AIG and Munich Re as the companies guaranteeing its contracts and says it has more than 60,000 policyholders.

France-specific note

Orus quotes décennale online in minutes and says attestations are issued within 24 hours, which helps if a site start is waiting on your certificate. It is a broker, so ask which insurer carries your policy, and check that all your activities (up to 5 per contract) appear on the attestation.

Pros

  • + Online quote in about 3 minutes and attestation in 24 hours, per Orus
  • + Décennale bundles RC pro and a proper-functioning guarantee
  • + More than 100 building trades covered, up to 5 activities per contract
  • + Published starting price, with up to 20% off for firms under 6 months old

Cons

  • − Broker, not the insurer: cover is carried by partner insurers
  • − Starting price's profile and tax basis not stated
  • − Needs a year of recent experience or a relevant diploma
  • − Limit of 5 activities per contract
Typical French pricing: Published: décennale from €69 per month (profile and HT/TTC basis not stated); up to 20% off for companies under 6 months old. Final price by online quote, depending on trade, turnover, experience, claims history and excess (€500 or €1,000).

AXA (BATISSUR)

Tier A · Listed

Assurance décennale et responsabilité civile BTP (contrat BATISSUR Concept)

AXA France sells BATISSUR Concept, a construction insurance contract for building professionals. AXA says it combines responsabilité civile décennale, cover for damage during the works, general liability before and after reception and cover for Travaux Non Constitutifs d'Ouvrage (TNCO), including when the firm works as a subcontractor. AXA France is part of the AXA group, which states it has more than 92 million clients in 52 countries.

France-specific note

Décennale cover is compulsory for French building work, and the insurance certificate must be attached to your devis and invoice. AXA's BATISSUR Concept is one way to get it through a mainstream insurer with a local agent network; compare the declared activities, cover limits and deductibles with other décennale quotes before signing.

Pros

  • + Décennale, damage during works and general liability in one contract, per AXA
  • + Covers non-structural work (TNCO) as well
  • + Applies when you work as a subcontractor, per AXA
  • + Quote request online or through a local AXA agent

Cons

  • − No public prices: a quote is needed
  • − Cover applies within the contract's terms and conditions, so check the declared activities
  • − Multirisque Pro (premises and equipment) is a separate AXA product
Typical French pricing: Quote-based; no public prices.

MAAF Pro

Tier A · Listed

Assureur mutualiste des artisans (groupe Covéa), avec une offre décennale

MAAF is a French mutual insurer founded in 1950 in Niort and one of the three French brands of the Covéa group, with MMA and GMF. Covéa describes MAAF as a mutual insurer without intermediaries and the historic insurer of artisans, covering both private and professional lines. CAPEB, the artisan building trades federation, lists MAAF as a partner offering cover for premises, equipment, professional vehicles and responsabilité civile décennale.

France-specific note

Convenient if you want professional and personal cover from one French mutual. Décennale insurance is compulsory for building work, so check that every activity you carry out is named on the MAAF certificate and compare the cover limits and deductibles with other décennale quotes.

Pros

  • + French mutual insurer, part of the Covéa group
  • + Historic insurer of artisans, per Covéa
  • + Décennale plus premises, equipment and vehicle cover, per CAPEB
  • + Pro and personal insurance from one insurer

Cons

  • − No public prices confirmed: a quote is needed
  • − Sells directly, so there is no broker comparing insurers for you
  • − Décennale product details could not be checked on MAAF's own site
Typical French pricing: Quote-based; no public prices confirmed.

Compliance & qualifications

Rules and schemes French building firms deal with: e-invoicing through a plateforme agréée, compulsory décennale insurance, the three VAT rates, Urssaf and the micro-entrepreneur regime, business registration and the professional qualification for regulated trades, plus two voluntary schemes: the RGE label, which clients need to claim energy-renovation aid, and Qualibat qualification.

Facturation électronique (e-invoicing)

Official body / regime

Facturation électronique obligatoire via une plateforme agréée par l'État

Since 1 September 2026 every French business, micro-entrepreneurs included, must be able to receive B2B invoices electronically through a plateforme agréée, a private company registered by the State (CGI art. 289 bis). Large companies and ETI must also issue e-invoices and send transaction data (e-reporting) from that date; PME, TPE and micro-entreprises, which covers most artisans, follow by 1 September 2027. The State runs the national directory but no free public invoicing platform, and DGFiP says more than ten of the 150 approved platforms offered free or no-extra-cost services on 1 August 2026.

France-specific note

You must already have a plateforme agréée set up to receive supplier invoices, and your quoting and invoicing software must issue compliant e-invoices through an approved platform by September 2027. Check that your software is on, or connected to, a platform on the DGFiP list; see our facturation électronique guide.

What it covers

  • + One national framework with an official list of approved platforms
  • + Free or no-extra-cost platform offers exist, per DGFiP
  • + No sanctions in 2026, per DGFiP, while businesses adapt
  • + Free DGFiP support line (0806 807 807) and a practical guide

Watch out for

  • − Receiving e-invoices is compulsory for all businesses since 1 September 2026
  • − Artisans must issue e-invoices by 1 September 2027
  • − A PDF sent by email is not an e-invoice: 34 structured data items are required
  • − Fines per invoice apply after the transition (CGI art. 1737)
Cost / access: No government fee; the cost depends on the approved platform you choose, and DGFiP says some offer free services.

Assurance décennale (Loi Spinetta)

Official body / regime

Assurance responsabilité civile décennale, obligatoire avant le début des travaux

Constructors bound to the owner by a contract, including artisans, must hold responsabilité civile décennale insurance under the Code des assurances (L241-1) and take it out before work starts. It covers, for 10 years from reception, damage that compromises the solidity of the work or makes it unfit for its purpose, including equipment that cannot be separated from the building, on new builds and on work on existing buildings depending on its scale. Building without it is punishable by 6 months' imprisonment and/or a fine of 75,000 euros, per service-public.fr.

France-specific note

Get décennale cover before you start any building work and give the client your insurance certificate before the site opens; it must also be attached to your devis and invoice. Subcontractors are outside the décennale scope under service-public.fr's guidance but remain liable to the main contractor.

What it covers

  • + Protects clients for 10 years after reception
  • + Covers new builds and significant work on existing buildings
  • + Certificate on every devis and invoice shows clients you are insured
  • + Clear legal basis in the Code des assurances and Code civil

Watch out for

  • − Up to 6 months' imprisonment and/or a 75,000 euro fine if uninsured
  • − Must be in place before work starts
  • − The certificate must be attached to every devis and invoice
  • − No official price: premiums are set by each insurer
Cost / access: No official fee; insurers set premiums on quote.

RGE (Reconnu Garant de l’Environnement)

Official body / regime

Label qualité exigé pour que vos clients obtiennent les aides à la rénovation énergétique

RGE (Reconnu Garant de l'Environnement) is a label for energy-renovation professionals, awarded by approved bodies such as Qualibat, Qualit'EnR, Qualifelec, Certibat and Cerqual. It is not a licence to work, but the French ecology ministry says clients can only get MaPrimeRénov', the éco-PTZ, CEE energy-saving bonuses, the SME energy-renovation tax credit or solar buyback rates if the work is done by an RGE professional. The label is valid for 4 years, with annual monitoring and worksite audits.

France-specific note

If you do energy-renovation work for homeowners, such as insulation or heat pumps, clients who want MaPrimeRénov', CEE or an éco-PTZ need an RGE installer. Trade press reported in June 2026 that a new arrêté changes access to the label, so check the current requirements with your qualification body before applying.

What it covers

  • + Lets clients claim MaPrimeRénov', CEE, the éco-PTZ and Anah aid
  • + Listed in the France Rénov' directory of RGE professionals
  • + Several approved bodies award it
  • + Worksite audits give clients an independent quality check

Watch out for

  • − Fees for instruction, the annual certificate and each site audit
  • − Training (Feebat) and a technical referent required at Qualibat
  • − At least one worksite audited within 24 months at Qualibat
  • − Valid 4 years, with annual monitoring to keep it
Cost / access: Set by each qualification body. Example, Qualibat 2026 (excl. VAT): 257.50 euros initial instruction per activity, 44.17 euros for the RGE mention, 330 euros per RGE site audit and an annual certificate from 97.50 euros for firms of up to 5 people.

TVA bâtiment (20 / 10 / 5,5 %)

Official body / regime

TVA à taux multiples : 20 % normal, 10 % amélioration, 5,5 % rénovation énergétique

French building work on homes uses three VAT rates: 20% standard, 10% for improvement, transformation, fitting-out and maintenance, and 5.5% for energy-renovation work. The reduced rates apply only to dwellings completed more than two years ago and not to work that amounts to producing a new building. Since 1 March 2025, supplying or installing boilers that can burn fossil fuels is taxed at 20%, and the client certifies eligibility through a mention on the devis or invoice instead of a separate attestation, per impots.gouv.fr.

France-specific note

Your quoting software should let you set the VAT rate per line (20%, 10% or 5.5%) and add the client's eligibility mention to the devis or invoice, which has replaced the separate attestation since 1 March 2025.

What it covers

  • + Reduced rates lower the price for homeowner clients
  • + No separate attestation since March 2025: a mention on the devis or invoice is enough
  • + Official guidance on impots.gouv.fr, updated March 2026
  • + Maintenance of existing boilers stays at 10%

Watch out for

  • − Rate depends on the type of work, so one quote can carry several rates
  • − Only for dwellings completed more than two years ago
  • − Fossil-fuel boilers taxed at 20% since 1 March 2025
  • − Equipment bought by the client stays at 20%; only the fitting gets the reduced rate
Cost / access: No fee (tax rules): 20%, 10% or 5.5% VAT depending on the work.

URSSAF & régime micro-entrepreneur

Official body / regime

Cotisations sociales et régime micro-entrepreneur (auto-entrepreneur)

Urssaf collects social contributions from the self-employed. Under the micro-entrepreneur regime, contributions are a percentage of declared turnover (21.2% for commercial or artisanal services and 12.3% for sales in 2026), declared online to Urssaf monthly or quarterly, and nothing is due when turnover is zero. The regime applies up to 83,600 euros of turnover for services and 203,100 euros for sales, and VAT franchise is a separate threshold (37,500 euros for services in 2026), per service-public.fr.

France-specific note

If you work as a micro-entrepreneur, your invoicing software must handle VAT franchise (with the 'TVA non applicable - article 293 B du CGI' mention) and switch to charging VAT once you pass the franchise threshold, which for services is 37,500 euros in 2026, well below the 83,600 euro micro ceiling.

What it covers

  • + Contributions scale with turnover: nothing due on zero turnover
  • + Simple monthly or quarterly online declaration to Urssaf
  • + No VAT to charge below the franchise threshold
  • + One year above the ceiling does not end the regime

Watch out for

  • − Turnover ceiling of 83,600 euros for services (2026)
  • − VAT franchise for services ends above 37,500 euros (immediately above 41,250 euros)
  • − Franchise invoices must carry the 'TVA non applicable - article 293 B du CGI' mention
  • − 21.2% of turnover for artisanal services, with no deduction for costs
Cost / access: Registration of a micro-entreprise is free; contributions are a percentage of turnover (2026: 21.2% for commercial or artisanal services, 12.3% for sales).

Immatriculation CMA (guichet unique / RNE)

Official body / regime

Immatriculation de l'entreprise artisanale au RNE via le guichet des formalités des entreprises

An artisan business registers online through the Guichet des formalités des entreprises (formalites.entreprises.gouv.fr, run by INPI), which enters it on the Registre national des entreprises (RNE) and returns an attestation with its SIREN and APE code from INSEE. Registration is free for a micro-entreprise and costs 45 euros for an entreprise individuelle with an artisanal activity, per service-public.fr. The Chambre de métiers et de l'artisanat (CMA) is the artisans' contact for advice, and artisan status (qualité d'artisan) requires a listed craft activity, a professional qualification and fewer than 11 employees.

France-specific note

Register through formalites.entreprises.gouv.fr up to one month before or within 15 days after you start. For regulated building trades, have your CAP/BEP, equivalent RNCP title or proof of three years' experience ready, as artisan status depends on it; the CMA can advise on the formalities.

What it covers

  • + One online portal for all registration formalities
  • + Free for a micro-entreprise; 45 euros for an entreprise individuelle
  • + Gives your SIREN and APE code
  • + CMA advisers help with the formalities

Watch out for

  • − Must be filed no later than 15 days after you start trading
  • − Regulated building trades need a qualification (diploma or 3 years' experience)
  • − Firms with 11 or more employees also go on the RCS
  • − Sociétés also pay for a legal announcement
Cost / access: Free for a micro-entreprise; 45 euros for an entreprise individuelle with an artisanal activity (15 euros if already on the RCS).

Qualification professionnelle (Code de l’artisanat)

Official body / regime

Diplôme ou 3 ans d'expérience pour les métiers du bâtiment réglementés

Under the Code de l'artisanat (art. L121-1), building construction, maintenance and repair, work on water, gas, heating and electrical installations, and chimney sweeping may only be carried out by a professionally qualified person or under that person's effective and permanent control. The qualification is a CAP, BEP or BP, an equivalent RNCP title, or three years' experience in the trade, per service-public.fr. The qualified person can be the owner or an employee who controls the work.

France-specific note

For regulated building trades such as plumbing, heating or electrical installation, you or an employee who effectively and permanently controls the work must hold a CAP, BEP or BP (or equivalent RNCP title) or prove three years' experience in the trade in France, the EU or the EEA.

What it covers

  • + Diploma or 3 years' experience: two routes to qualify
  • + A qualified employee can cover the business if the owner is not
  • + Clear legal basis in the Code de l'artisanat (L121-1)
  • + Also a condition for artisan status (qualité d'artisan)

Watch out for

  • − Compulsory for regulated building trades
  • − Experience route needs documentary proof
  • − 7,500 euro fine for plumbing without the qualification, per service-public.fr
  • − The qualified person must control the work effectively and permanently
Cost / access: No fee: a legal condition proven with a diploma or evidence of experience.

Qualibat

Official body / regime

Qualification et certification des entreprises du bâtiment, dont la mention RGE

Qualibat is a French qualification and certification body for building firms, founded in 1949 as an association loi 1901. It says it has qualified 53,000 companies, offers more than 320 qualifications and has 35 local agencies. Qualification is voluntary, but Qualibat is one of the bodies approved to award the RGE mention that homeowners need to claim energy-renovation aid.

France-specific note

A Qualibat qualification is voluntary, but it lets clients check your competence in a public directory and is a route to the RGE mention, which your homeowner clients need for MaPrimeRénov', CEE or éco-PTZ funding.

What it covers

  • + Recognised qualification checked by an independent body
  • + Can add the RGE mention for energy-renovation aid
  • + Published fee grid
  • + Public directory where clients can find qualified firms

Watch out for

  • − Voluntary: not a legal requirement to trade
  • − Instruction, annual certificate and audit fees
  • − RGE needs Feebat training and a site audit within 24 months
  • − Renewal needed: trade qualifications run for 4 years
Cost / access: Published fees, 2026 (excl. VAT): 257.50 euros initial instruction per activity; annual certificate from 97.50 euros (up to 5 people) to 1,435 euros; RGE mention 44.17 euros; RGE site audit 330 euros. Qualibat's example: about 250 euros a year for a 5-employee masonry firm.

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