Business insurance · France
Orus
Décennale 100% en ligne, attestation sous 24h
Market position
A French insurtech offering fully online décennale across 100+ BTP trades with an attestation issued within 24 hours and published starting prices — the fast, modern route to mandatory cover.
France-specific note
The quickest way to get compliant décennale cover if you need an attestation fast — just compare its cover scope against SMABTP for bigger or higher-risk work.
Pros
- + Fully online; fast (attestation in 24h)
- + Covers 100+ BTP trades
- + Published starting price
- + Modern, low-friction experience
Cons
- − Insurtech (younger than incumbents)
- − Final price by quote
- − Cover depth vs specialists to compare
- − Online-first support
Typical France pricing
Published: décennale from €69/mo.
Why this matters for France trades
Facturation électronique is becoming mandatory via approved platforms (PDP) — reception for all businesses from 1 September 2026, issuance for SMEs and micro-entreprises from 1 September 2027; assurance décennale (Loi Spinetta) is legally mandatory before a worksite opens, with a criminal penalty for working uninsured; TVA is multi-rate (20% standard, 10% renovation, 5.5% energy); RGE certification is commercially essential for clients to claim MaPrimeRénov’ and other subsidies; business registration runs through the CMA/guichet unique; and regulated trades require a qualification (diploma or three years’ experience).
French artisan (bâtiment) vendor selection is shaped by the incoming facturation électronique mandate (reception for all businesses from 1 September 2026, issuance for SMEs/micro from 1 September 2027, via approved PDP platforms), mandatory ten-year assurance décennale under the Loi Spinetta, multi-rate TVA (20/10/5.5%), RGE certification for subsidised renovation work, and the micro-entrepreneur regime that most solo tradespeople operate under.
Frequently asked
Is Orus a good fit for France trades?
A French insurtech offering fully online décennale across 100+ BTP trades with an attestation issued within 24 hours and published starting prices — the fast, modern route to mandatory cover. The quickest way to get compliant décennale cover if you need an attestation fast — just compare its cover scope against SMABTP for bigger or higher-risk work.
What does Orus cost in France?
Published: décennale from €69/mo.. Pricing and availability can change by region — confirm current France pricing on the vendor's site before committing.