Business insurance · France
April Construction
RC Décennale sur mesure par métier, prix « à partir de » publiés
Market position
A French insurer/broker offering décennale tailored per trade (up to 10 activities) — and one of the few publishing indicative "à partir de" pricing, which makes it easy to benchmark.
France-specific note
A strong décennale benchmark precisely because it publishes starting prices — useful to sanity-check a SMABTP or AXA quote before you sign.
Pros
- + BTP décennale specialist
- + Per-trade tailoring (up to 10 activities)
- + Publishes indicative pricing
- + Established French brand
Cons
- − Final price still needs a quote
- − Broker/MGA model
- − Cover scope varies by trade
- − Add-ons for full protection
Typical France pricing
Published "à partir de": électricien from €69 TTC/mo; peintre from €72/mo.
Why this matters for France trades
Facturation électronique is becoming mandatory via approved platforms (PDP) — reception for all businesses from 1 September 2026, issuance for SMEs and micro-entreprises from 1 September 2027; assurance décennale (Loi Spinetta) is legally mandatory before a worksite opens, with a criminal penalty for working uninsured; TVA is multi-rate (20% standard, 10% renovation, 5.5% energy); RGE certification is commercially essential for clients to claim MaPrimeRénov’ and other subsidies; business registration runs through the CMA/guichet unique; and regulated trades require a qualification (diploma or three years’ experience).
French artisan (bâtiment) vendor selection is shaped by the incoming facturation électronique mandate (reception for all businesses from 1 September 2026, issuance for SMEs/micro from 1 September 2027, via approved PDP platforms), mandatory ten-year assurance décennale under the Loi Spinetta, multi-rate TVA (20/10/5.5%), RGE certification for subsidised renovation work, and the micro-entrepreneur regime that most solo tradespeople operate under.
Frequently asked
Is April Construction a good fit for France trades?
A French insurer/broker offering décennale tailored per trade (up to 10 activities) — and one of the few publishing indicative "à partir de" pricing, which makes it easy to benchmark. A strong décennale benchmark precisely because it publishes starting prices — useful to sanity-check a SMABTP or AXA quote before you sign.
What does April Construction cost in France?
Published "à partir de": électricien from €69 TTC/mo; peintre from €72/mo.. Pricing and availability can change by region — confirm current France pricing on the vendor's site before committing.
Is April Construction recommended?
Yes — it is a Tier S (Recommended) pick in our France directory for business insurance, based on market fit and reputation. Still compare it against the alternatives for your specific trade and region.