Business insurance · France · Head-to-head
April Construction vs MAAF Pro
Two France business insurance options, compared side by side for France trades.
Which should you choose?
April Construction edges ahead on our France tiering (Tier S vs A), but both are workable — the right pick depends on your trade, region, and the France-specific notes below.
April Construction
Tier S · RecommendedRC Décennale sur mesure par métier, prix « à partir de » publiés
A French insurer/broker offering décennale tailored per trade (up to 10 activities) — and one of the few publishing indicative "à partir de" pricing, which makes it easy to benchmark.
Pros
- + BTP décennale specialist
- + Per-trade tailoring (up to 10 activities)
- + Publishes indicative pricing
- + Established French brand
Cons
- − Final price still needs a quote
- − Broker/MGA model
- − Cover scope varies by trade
- − Add-ons for full protection
France note
A strong décennale benchmark precisely because it publishes starting prices — useful to sanity-check a SMABTP or AXA quote before you sign.
MAAF Pro
Tier A · WorkableMutuelle généraliste avec solutions décennale artisan
A French generalist mutual (Covéa group) offering artisan décennale solutions — a familiar mainstream name for tradespeople who want one insurer across pro and personal lines.
Pros
- + Established French mutual (Covéa)
- + Artisan décennale solutions
- + Wide branch network
- + One-insurer convenience
Cons
- − Quote-only
- − Less BTP-specialist than SMABTP
- − Cover scope varies
- − Pricing opaque
France note
Convenient if you want pro and personal cover under one familiar mutual — but for décennale specifically, benchmark against the BTP specialists before deciding.
More France options
See all France business insurance vendors and the rest of the France directory.