Business insurance · France · Head-to-head
MAAF Pro vs Orus
Two France business insurance options, compared side by side for France trades.
Which should you choose?
MAAF Pro and Orus are closely matched (both Tier A) for France business insurance. The right choice comes down to fit: weigh the pros, cons, pricing, and France-specific notes for each against your trade and region.
MAAF Pro
Tier A · WorkableMutuelle généraliste avec solutions décennale artisan
A French generalist mutual (Covéa group) offering artisan décennale solutions — a familiar mainstream name for tradespeople who want one insurer across pro and personal lines.
Pros
- + Established French mutual (Covéa)
- + Artisan décennale solutions
- + Wide branch network
- + One-insurer convenience
Cons
- − Quote-only
- − Less BTP-specialist than SMABTP
- − Cover scope varies
- − Pricing opaque
France note
Convenient if you want pro and personal cover under one familiar mutual — but for décennale specifically, benchmark against the BTP specialists before deciding.
Orus
Tier A · WorkableDécennale 100% en ligne, attestation sous 24h
A French insurtech offering fully online décennale across 100+ BTP trades with an attestation issued within 24 hours and published starting prices — the fast, modern route to mandatory cover.
Pros
- + Fully online; fast (attestation in 24h)
- + Covers 100+ BTP trades
- + Published starting price
- + Modern, low-friction experience
Cons
- − Insurtech (younger than incumbents)
- − Final price by quote
- − Cover depth vs specialists to compare
- − Online-first support
France note
The quickest way to get compliant décennale cover if you need an attestation fast — just compare its cover scope against SMABTP for bigger or higher-risk work.
More France options
See all France business insurance vendors and the rest of the France directory.