Business insurance · Morocco · Head-to-head
Sanlam Maroc (formerly Allianz Maroc) vs AXA Assurance Maroc
Two Morocco business insurance options, compared side by side for Morocco trades.
Which should you choose?
Sanlam Maroc (formerly Allianz Maroc) and AXA Assurance Maroc are both Tier A, which every business insurance entry without a reputation warning receives, so the tier does not separate them. Weigh the pros, cons, pricing and Morocco-specific notes below against your trade and region.
Sanlam Maroc (formerly Allianz Maroc)
Tier A · ListedAllianz Maroc est devenue Sanlam : Tous Risques Chantier et RC décennale
Allianz Maroc was absorbed by Sanlam Maroc in July 2026 and now operates under the Sanlam brand; Sanlam says existing Allianz policies stay valid until expiry on the same terms and with the same intermediary. Sanlam Maroc sells Tous Risques Chantier cover for the duration of construction works and RC décennale covering damage to a building's solidity for 10 years after delivery, for architects, contractors, artisans and developers. No prices are published.
Pros
- + Both main construction covers: TRC and RC décennale
- + Décennale page lists collapse, cracks, water ingress and waterproofing failures
- + Existing Allianz policies stay valid until expiry, Sanlam says
- + Online quote request plus agent network
Cons
- − The Allianz brand no longer operates in Morocco; policies move to Sanlam
- − No published prices
- − Old Allianz BTP page still online with outdated branding
Morocco note
Sanlam's RC décennale page says the cover is obligatoire for architects, maîtres d'œuvre, contractors, artisans and developers and runs for 10 years after delivery. A contractor insured with Allianz Maroc keeps the same policy and intermediary until renewal, per Sanlam's notice.
AXA Assurance Maroc
Tier A · Listed« TR Chantier Batissur » : tous risques chantier pour le BTP
AXA Assurance Maroc, which presents itself as part of the AXA Group, sells TR Chantier Batissur, a construction all-risks policy for project owners, developers, contractors, architects and design offices. It covers damage to the works, workmanship errors, site machinery, third-party liability and debris removal until provisional reception, and a post-reception guarantee period can be added. Its business range also includes the Mihnassur multirisk policy for professionals; no décennale product is listed on its site.
Pros
- + Named construction all-risks product (Batissur)
- + Covers workmanship errors, site machinery and third-party liability
- + Optional post-reception guarantee period
- + Licensed insurer on the ACAPS list
Cons
- − No RC décennale product listed on axa.ma
- − No published prices
- − Quote by callback request or through an agency
Morocco note
Batissur covers the works until provisional reception, with an optional post-reception period for defects found after handover. AXA Maroc's site lists no RC décennale product, so a contractor who needs décennale cover should ask the agency directly or look at other insurers.
More Morocco options
See all Morocco business insurance vendors and the rest of the Morocco directory.