Business insurance · Morocco · Head-to-head
AXA Assurance Maroc vs RMA (Royale Marocaine d’Assurance)
Two Morocco business insurance options, compared side by side for Morocco trades.
Which should you choose?
AXA Assurance Maroc and RMA (Royale Marocaine d’Assurance) are both Tier A, which every business insurance entry without a reputation warning receives, so the tier does not separate them. Weigh the pros, cons, pricing and Morocco-specific notes below against your trade and region.
AXA Assurance Maroc
Tier A · Listed« TR Chantier Batissur » : tous risques chantier pour le BTP
AXA Assurance Maroc, which presents itself as part of the AXA Group, sells TR Chantier Batissur, a construction all-risks policy for project owners, developers, contractors, architects and design offices. It covers damage to the works, workmanship errors, site machinery, third-party liability and debris removal until provisional reception, and a post-reception guarantee period can be added. Its business range also includes the Mihnassur multirisk policy for professionals; no décennale product is listed on its site.
Pros
- + Named construction all-risks product (Batissur)
- + Covers workmanship errors, site machinery and third-party liability
- + Optional post-reception guarantee period
- + Licensed insurer on the ACAPS list
Cons
- − No RC décennale product listed on axa.ma
- − No published prices
- − Quote by callback request or through an agency
Morocco note
Batissur covers the works until provisional reception, with an optional post-reception period for defects found after handover. AXA Maroc's site lists no RC décennale product, so a contractor who needs décennale cover should ask the agency directly or look at other insurers.
RMA (Royale Marocaine d’Assurance)
Tier A · ListedAssureur marocain avec une offre BTP : chantier et décennale
RMA (Royale Marocaine d'Assurance SA, Casablanca) is a licensed Moroccan insurer that says it has more than 300 points of sale across Morocco. Its business site has a BTP section listing Tous Risques Chantier and RC décennale cover for construction firms. No prices are published.
Pros
- + Licensed insurer on the ACAPS list
- + BTP section covering Tous Risques Chantier and RC décennale
- + More than 300 points of sale across Morocco, RMA says
Cons
- − No published prices
- − BTP page works only with JavaScript; cover details not confirmed here
- − Ask the insurer what technical checks the décennale cover requires
Morocco note
RMA lists TRC and RC décennale in the BTP section of its business site. Moroccan press reported in January 2025 that both covers had become mandatory for construction, so ask for both in one quote and check the conditions before the works start.
More Morocco options
See all Morocco business insurance vendors and the rest of the Morocco directory.