Business insurance · Morocco · Head-to-head
RMA (Royale Marocaine d’Assurance) vs Wafa Assurance
Two Morocco business insurance options, compared side by side for Morocco trades.
Which should you choose?
RMA (Royale Marocaine d’Assurance) and Wafa Assurance are both Tier A, which every business insurance entry without a reputation warning receives, so the tier does not separate them. Weigh the pros, cons, pricing and Morocco-specific notes below against your trade and region.
RMA (Royale Marocaine d’Assurance)
Tier A · ListedAssureur marocain avec une offre BTP : chantier et décennale
RMA (Royale Marocaine d'Assurance SA, Casablanca) is a licensed Moroccan insurer that says it has more than 300 points of sale across Morocco. Its business site has a BTP section listing Tous Risques Chantier and RC décennale cover for construction firms. No prices are published.
Pros
- + Licensed insurer on the ACAPS list
- + BTP section covering Tous Risques Chantier and RC décennale
- + More than 300 points of sale across Morocco, RMA says
Cons
- − No published prices
- − BTP page works only with JavaScript; cover details not confirmed here
- − Ask the insurer what technical checks the décennale cover requires
Morocco note
RMA lists TRC and RC décennale in the BTP section of its business site. Moroccan press reported in January 2025 that both covers had become mandatory for construction, so ask for both in one quote and check the conditions before the works start.
Wafa Assurance
Tier A · ListedTous Risques Chantier et RC décennale pour les professionnels du BTP
Wafa Assurance, which says it is a subsidiary of the Attijariwafa bank group, sells Tous Risques Chantier cover to public and private BTP firms of any size, covering damage to the works and the civil liability of everyone on site. It also sells RC décennale against collapse for ten years from reception, plus Tous Risques Montage and machinery-breakdown cover. Cover is arranged through its advisers and no prices are published.
Pros
- + Both main construction covers: TRC and RC décennale
- + TRC covers the liability of every party on site
- + Related lines: Tous Risques Montage, machinery breakdown, RC after works
- + Licensed insurer on the ACAPS list
Cons
- − No published prices; quote through an adviser
- − No online quote seen
- − Décennale cover depends on checks by an approved technical-control body
Morocco note
Wafa's RC décennale page cites article 769 of the DOC and law 59-13 and says the cover depends on the works being checked by an approved technical-control body, so book the contrôle technique before asking for cover. Moroccan press reported in January 2025 that TRC and RC décennale insurance had become mandatory.
More Morocco options
See all Morocco business insurance vendors and the rest of the Morocco directory.