Software · Malaysia · Head-to-head
Financio (by ABSS) vs Access UBS (formerly Sage UBS)
Two Malaysia software options, compared side by side for Malaysia trades.
Which should you choose?
Financio (by ABSS) is Tier S: our check found its prices published on its own website. Access UBS (formerly Sage UBS) is Tier A. Compare the typical pricing shown for each below. The tier is not a quality ranking: weigh the pros, cons, pricing and Malaysia-specific notes below against your trade and region.
Financio (by ABSS)
Tier S · Published pricesCloud accounting and payroll for Malaysian SMEs from ABSS
Financio is the cloud accounting and payroll product of Asian Business Software Solutions (ABSS), the former MYOB South Asia, which rebranded to ABSS in 2018 and launched Financio in Malaysia and Singapore in 2017. The Star reported in June 2022 that Censof Holdings had raised its stake in ABSS to 97%. ABSS also sells the desktop ABSS Accounting and Premier range and says more than 400,000 SMEs use its software.
Pros
- + Published prices from RM50 per month
- + LHDN e-invoices included in both plans
- + Payroll product from the same vendor
- + 30-day free trial of the Premier plan
Cons
- − Essentials plan includes only 25 LHDN e-invoices
- − No permanently free plan
- − SST treatment of the listed prices not stated
- − No construction job-costing features found on its pages
Malaysia note
Financio says its users can send, receive and track e-invoices with LHDN, and its e-invoice guide covers consolidated and self-billed e-invoices and credit or debit notes. The Essentials plan includes 25 LHDN e-invoices and Premier 5,000, so check the quota against your invoice volume.
Access UBS (formerly Sage UBS)
Tier A · ListedUBS accounting, billing, inventory and payroll, now Access UBS Evo
UBS, formerly sold as Sage UBS, is now marketed in Malaysia as Access UBS Evo by The Access Group, which bought Sage's Australia and Asia business in 2021. Access Group Malaysia, based at Exchange 106 in Kuala Lumpur, sells UBS accounting, billing, inventory, POS, building service maintenance and UBS Payroll modules. Sage's own Malaysian site could not be read, so Sage 300 and X3 are not covered here.
Pros
- + Accounting, billing, inventory, POS and payroll modules
- + Generates SST-02 and SST-02A forms
- + Classification-code mapping for LHDN e-invoicing
- + Local Access Group office in Kuala Lumpur
Cons
- − No public prices
- − Name change from Sage UBS to Access UBS can confuse buyers
- − E-invoice submission method not stated on its pages
- − No construction job-costing module named on its UBS pages
Malaysia note
The Access Group says UBS Evo generates SST-02, SST-02A and Laporan CJ(P) Jadual C-01 forms and maps product classification codes for the LHDN e-invoice mandate, with e-invoices sent and received from within UBS. Existing Sage UBS users should check which UBS version they need for e-invoicing.
More Malaysia options
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