Payments · Subscription / Membership Pricing
Clover Review
Fiserv's all-in-one POS hardware and software: get the full quote and contract terms in writing
Quick verdict
Clover is best for Trades that also run a counter or showroom and want one point-of-sale system for the counter and the field, and that will compare written quotes before signing. No price list we could verify; offers vary between Clover's website and resellers; software plan, hardware and processing fees stack up; contract length, early-termination fee and hardware portability must be checked in writing.
Rates & pricing
Clover pricing combines a monthly software plan, hardware (bought or rented) and per-transaction processing fees, and terms can differ depending on whether you buy on Clover's website or through a reseller. We could not confirm Clover's current published prices for this update, so this listing quotes none. Get the software plan cost, hardware cost or rental terms, processing rates, contract length and any early-termination fee in writing before signing.
Pricing model: subscription · Monthly fee: Not listed
Affiliate disclosure: The link to Clover on this page goes to its own site and is not an affiliate link.
About Clover
Clover is Fiserv's point-of-sale system for small businesses. Fiserv describes it as an all-in-one system for taking payments "in your location, online and on the go", with point of sale, payments acceptance, online ordering, customer loyalty tools and an app marketplace. Fiserv says Clover handles more than $337 billion in annualized processing volume.
The hardware line includes the Station Solo and Station Duo counter systems, the Mini and Compact, the handheld Flex and Flex Pocket (both with 4G/LTE, Wi-Fi and Bluetooth), and Clover Go, a reader that pairs with an iPhone or Android phone and accepts chip and contactless payments, including Tap to Pay on iPhone. For a trade business that also runs a counter or showroom, one Clover account can cover both the counter and the field.
Pricing combines a monthly software plan, hardware and per-transaction processing fees. Clover is sold on its own website and through resellers, and offers can differ. We could not confirm Clover's current published prices for this update, so this listing no longer quotes plan, hardware or processing prices.
The trade-off: what you pay and how long you are committed depend on the deal you sign. Before committing, get the software plan, hardware price or rental terms, processing rates, contract length, any early-termination fee, and whether the hardware can be used with another processor if you leave, all in writing.
How it works
Choose a Clover software plan and hardware, either on Clover's website or through a reseller, and a merchant processing account is set up for you. Take payments at the counter on a Station, Mini or Compact, in the field on a Flex or Flex Pocket handheld or a Clover Go reader paired with your phone, and online. Extend the system with apps from the Clover App Market. Because offers differ between sellers, compare written quotes before signing.
Pros & cons
What works
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Field hardware options
Clover Go pairs with an iPhone or Android phone and supports Tap to Pay on iPhone, and the Flex and Flex Pocket handhelds have 4G/LTE for taking cards on site.
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Counter and field on one system
Station, Mini and Compact devices cover a counter or showroom while the handhelds and Clover Go cover jobs in the field.
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App marketplace
Fiserv says Clover includes an app marketplace for adding features to the system.
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Online ordering and loyalty
Fiserv lists online ordering and customer loyalty tools among Clover's features.
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Owned by Fiserv
Clover belongs to Fiserv, which reports more than 6 million merchant locations globally.
What doesn't
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No verified price list
We could not confirm Clover's current plan, hardware or processing prices, so you need a written quote to compare costs.
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Offers vary by seller
Clover is sold both on its website and through resellers, so two Clover offers can differ; compare them line by line.
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Several cost layers
You pay for a software plan, hardware and processing, so add all three before comparing with a processor that has no monthly fee.
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Check contract and exit terms
Ask whether an offer requires a multi-year processing agreement, what any early-termination fee is, and whether the hardware works with another processor if you leave.
Features & integrations
Key features
Integrations
Frequently asked
Does Clover lock you into a contract?
It depends on the offer. We could not confirm Clover's current contract terms for this update, and Clover is sold both on its website and through resellers, whose terms can differ. Before signing, ask for the contract length, any early-termination fee, whether hardware is bought or rented, and whether the hardware works with another processor if you leave, and get the answers in writing.
Is Clover good for a contractor?
Clover fits best when a trade business also runs a counter or showroom: Station, Mini and Compact devices handle the counter, while Clover Go (which pairs with a phone and supports Tap to Pay on iPhone) and the 4G/LTE Flex handhelds handle the field. A solo contractor who only takes occasional cards may find a processor with no monthly fee cheaper; add up the software plan, hardware and processing costs before deciding.
Why does Clover pricing vary so much?
Clover pricing combines a monthly software plan, hardware and per-transaction processing fees, and Clover is sold both directly and through resellers, so offers can differ. Get the full fee schedule, software-plan cost, hardware cost or rental terms, processing rates and contract term in writing before committing.
Who owns Clover?
Clover is owned by Fiserv, the payments and financial-technology company based in Milwaukee, Wisconsin. Fiserv describes Clover as its all-in-one point-of-sale system for small businesses and says Clover handles more than $337 billion in annualized processing volume.
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