Business insurance · South Africa · Head-to-head
Hollard vs King Price Business
Two South Africa business insurance options, compared side by side for South Africa trades.
Which should you choose?
Hollard and King Price Business are both Tier A, which every business insurance entry without a reputation warning receives, so the tier does not separate them. Weigh the pros, cons, pricing and South Africa-specific notes below against your trade and region.
Hollard
Tier A · ListedBroker-sold business insurance, including construction and engineering cover
Hollard is a privately owned South African insurance group. Its business pages cover liability insurance, commercial insurance and specialist-sector products, including construction and engineering insurance and trade and construction guarantees. Hollard says it works through brokers and advisers, and its business pages send buyers to a broker finder rather than an online quote.
Pros
- + Liability and commercial insurance for businesses from startups to large firms
- + Specialist construction and engineering cover
- + Trade and construction guarantees handled by a dedicated Hollard team
- + Broker and adviser finder on Hollard's site
Cons
- − Sold through brokers and advisers: no online quote on the business pages
- − No prices published
- − Product pages give little detail on what each policy covers
- − Cover details and wording come from your broker, not from the website
South Africa note
Hollard's construction and engineering page and its trade and construction guarantees page list named Hollard contacts, but cover is arranged through a broker or adviser. Contractors can ask their broker to include Hollard when quoting project cover or guarantees.
King Price Business
Tier A · ListedBroker-only commercial insurance, including contractors' all risks and plant all risks
King Price Insurance Company Ltd (FSP 43862) sells commercial insurance for small and medium-sized businesses only through qualified brokers. Its business range includes business all risks, office contents, motor, goods in transit and public and employers' liability. Its engineering range adds contractors' all risks, plant all risks, machinery breakdown and electronic equipment cover.
Pros
- + Contractors' all risks and plant all risks in its engineering range
- + Public and employers' liability available
- + Business all risks, goods in transit and theft cover among the options
- + A qualified broker advises on your cover
Cons
- − Sold only through brokers; no direct online purchase
- − No published premiums
- − The website does not detail all-risks or liability limits
South Africa note
King Price says it works only through brokers who are qualified to advise on your risks, so a trades business needs a broker for a commercial quote. The site offers a broker finder and a call-back request.
More South Africa options
See all South Africa business insurance vendors and the rest of the South Africa directory.