Business insurance · Australia
Trade Risk
Brisbane-based insurance broker for trade businesses, run by Trade Risk Pty Ltd
Market position
Trade Risk is an insurance broker focused on trade businesses, operated by Trade Risk Pty Ltd, a Queensland company registered in 2012 and founded by Shane Moore. Its website describes broking public liability, personal accident and tool insurance for tradies, with a focus on the construction trades. As a broker it quotes each business individually rather than selling cover off the shelf.
Australia-specific note
Trade Risk Pty Ltd (ABN 51 157 750 751) is registered in Queensland, with business names including Trade Risk Insurance Brokers, Tradies Insurance, Patch Insurance Brokers and Income Protection Australia. Its website gives an office in Hendra, about 15 minutes north of the Brisbane CBD.
Pros
- + Broker focused on trade businesses, including the construction trades
- + Arranges public liability, personal accident and tool insurance
- + Operating since 2012, with a Brisbane office
Cons
- − No published prices could be checked: each policy is quoted
- − Ask which insurer underwrites each policy and whether a broker fee applies
- − Enquiry and quote process rather than instant online cover
Typical Australia pricing
Quote-based; no public prices could be checked
Why this matters for Australia trades
Trade licensing is run by the states: Building Commission NSW issues NSW building and trade licences, QBCC licenses Queensland builders, plumbers and drainers (electrical work is licensed separately by the Electrical Safety Office), Victoria’s Building and Plumbing Commission registers and licenses plumbers, Building and Energy registers WA builders and licenses electricians, plumbers and gas fitters, and CBS licenses South Australian building and PGE contractors. Automatic Mutual Recognition lets licence holders from participating states work in NSW and, depending on the occupation, in WA, usually after notifying; Queensland does not take part. Employers report pay and super to the ATO through STP-enabled payroll software each payday, and from 1 July 2026 must pay the 12% super guarantee when they pay wages.
Australian trades vendor selection is shaped by state-based licensing, Single Touch Payroll (STP) reporting to the ATO, super guarantee payments (due with each pay run under Payday Super from 1 July 2026), GST registration once turnover reaches $75,000 (per business.gov.au), and local lead services such as hipages, Localsearch and Yellow Pages.
Frequently asked
Is Trade Risk a good fit for Australia trades?
Trade Risk is an insurance broker focused on trade businesses, operated by Trade Risk Pty Ltd, a Queensland company registered in 2012 and founded by Shane Moore. Its website describes broking public liability, personal accident and tool insurance for tradies, with a focus on the construction trades. As a broker it quotes each business individually rather than selling cover off the shelf. Trade Risk Pty Ltd (ABN 51 157 750 751) is registered in Queensland, with business names including Trade Risk Insurance Brokers, Tradies Insurance, Patch Insurance Brokers and Income Protection Australia. Its website gives an office in Hendra, about 15 minutes north of the Brisbane CBD.
What does Trade Risk cost in Australia?
Quote-based; no public prices could be checked. Pricing and availability can change by region; confirm current Australia pricing on the vendor's site before committing.