Business insurance · Bahrain · Head-to-head

Takaful International Company (GIG Bahrain Takaful) vs Solidarity Bahrain

Two Bahrain business insurance options, compared side by side for Bahrain trades.

Which should you choose?

Takaful International Company (GIG Bahrain Takaful) and Solidarity Bahrain are both Tier A, which every business insurance entry without a reputation warning receives, so the tier does not separate them. Weigh the pros, cons, pricing and Bahrain-specific notes below against your trade and region.

Takaful International Company (GIG Bahrain Takaful)

Tier A · Listed

Takaful (Shari'a-compliant) insurer with Contractors All Risks and other engineering cover

Takaful International Company (GIG Bahrain Takaful), established in 1989, says it was the first Islamic insurance company in Bahrain. It is a subsidiary of GIG Bahrain (Bahrain Kuwait Insurance Company) and part of the GIG group. Its engineering line covers Contractors All Risks, Erection All Risks, Machinery Breakdown and Computer All Risks.

Pros

+ Contractors All Risks cover, extendable to third-party liability
+ Erection All Risks and Machinery Breakdown cover for plant
+ Shari'a-compliant Takaful model
+ Also offers business property, marine, liability and motor fleet cover

Cons

− Quote-only: no public prices for engineering cover
− Same group as BKIC, so not an independent second quote
− Product pages give short descriptions only, without policy wordings

Bahrain note

Takaful International is the Takaful subsidiary of BKIC (GIG Bahrain), so a quote from both is two quotes from one group. It lists Contractors All Risks and Erection All Risks cover for contractors who want a Shari'a-compliant policy.

Typical Bahrain pricing: Quote-based; no public prices for engineering or business cover.

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Solidarity Bahrain

Tier A · Listed

Bahrain insurer that took over Bahrain National Insurance (bni) in 2025

Solidarity Bahrain sells motor, health, life, travel and business insurance. Its group completed the acquisition of Bahrain National Insurance (bni) and Bahrain National Life (bnl) in April 2025, and Solidarity Bahrain acquired bni from its parent in October 2025 after Central Bank of Bahrain approval. Gulf Daily News reported a merger of bni and bnl in February 2026.

Pros

+ Business insurance section alongside personal lines
+ Enlarged by the 2025 bni acquisition
+ Central Bank of Bahrain approved the bni deal
+ Also sells cyber cover

Cons

− No engineering or Contractors All Risks page found on its website
− Quote-only: no public prices for business cover
− bni integration is recent, so check which entity issues your policy

Bahrain note

Solidarity Bahrain acquired Bahrain National Insurance (bni) in 2025, so treat bni and Solidarity as one group when collecting quotes. Ask directly whether it writes Contractors All Risks for your project, as its website does not list engineering cover.

Typical Bahrain pricing: Quote-based; no public prices for business cover.

Full review → Visit →

More Bahrain options

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