Business insurance · Bahrain
Solidarity Bahrain
Bahrain insurer that took over Bahrain National Insurance (bni) in 2025
Market position
Solidarity Bahrain sells motor, health, life, travel and business insurance. Its group completed the acquisition of Bahrain National Insurance (bni) and Bahrain National Life (bnl) in April 2025, and Solidarity Bahrain acquired bni from its parent in October 2025 after Central Bank of Bahrain approval. Gulf Daily News reported a merger of bni and bnl in February 2026.
Bahrain-specific note
Solidarity Bahrain acquired Bahrain National Insurance (bni) in 2025, so treat bni and Solidarity as one group when collecting quotes. Ask directly whether it writes Contractors All Risks for your project, as its website does not list engineering cover.
Pros
- + Business insurance section alongside personal lines
- + Enlarged by the 2025 bni acquisition
- + Central Bank of Bahrain approved the bni deal
- + Also sells cyber cover
Cons
- − No engineering or Contractors All Risks page found on its website
- − Quote-only: no public prices for business cover
- − bni integration is recent, so check which entity issues your policy
Typical Bahrain pricing
Quote-based; no public prices for business cover.
Why this matters for Bahrain trades
The National Bureau for Revenue administers VAT at a 10% standard rate, with registration mandatory at BHD 37,500 of annual taxable revenue; PwC’s July 2026 review found e-invoicing not yet mandatory and notes that the market expects a system similar to Saudi Arabia’s, with no confirmed start date. CRPEP licenses engineers and engineering offices under Law No. 51 of 2014, and new-building permits on Benayat are filed through a CRPEP-licensed engineering office. The Ministry of Works prequalifies contractors by category and grade for its building, roads, sanitary and landscape works; the Tender Board oversees government purchases above BHD 50,000, and bidders must register on its eTendering system; LMRA issues work permits for expatriate staff, with a higher fee under the Parallel Bahrainisation System for firms below their ratio; and the General Directorate of Civil Defense gives input on Benayat permits, with its approval letter required for a building’s completion certificate.
Bahrain construction software selection is shaped by 10% VAT administered by the National Bureau for Revenue (NBR), with e-invoicing not yet mandatory according to PwC’s July 2026 review, CRPEP licensing for engineers and engineering offices, Ministry of Works prequalification for its building, roads, sanitary and landscape works, Tender Board registration for larger government tenders, LMRA work permits and Bahrainisation ratios, and building permits through the Benayat system.
Frequently asked
Is Solidarity Bahrain a good fit for Bahrain trades?
Solidarity Bahrain sells motor, health, life, travel and business insurance. Its group completed the acquisition of Bahrain National Insurance (bni) and Bahrain National Life (bnl) in April 2025, and Solidarity Bahrain acquired bni from its parent in October 2025 after Central Bank of Bahrain approval. Gulf Daily News reported a merger of bni and bnl in February 2026. Solidarity Bahrain acquired Bahrain National Insurance (bni) in 2025, so treat bni and Solidarity as one group when collecting quotes. Ask directly whether it writes Contractors All Risks for your project, as its website does not list engineering cover.
What does Solidarity Bahrain cost in Bahrain?
Quote-based; no public prices for business cover. Pricing and availability can change by region; confirm current Bahrain pricing on the vendor's site before committing.