Business insurance · Ireland · Head-to-head

Arachas (TradeMaster) vs Chill Insurance

Two Ireland business insurance options, compared side by side for Ireland trades.

Which should you choose?

Arachas (TradeMaster) and Chill Insurance are both Tier A, which every business insurance entry without a reputation warning receives, so the tier does not separate them. Weigh the pros, cons, pricing and Ireland-specific notes below against your trade and region.

Arachas (TradeMaster)

Tier A · Listed

Irish business insurance broker owned by The Ardonagh Group, arranging liability cover for trades by quote

Arachas is an Irish insurance broker owned by The Ardonagh Group since 2020; Ardonagh completed a $2.5 billion equity investment led by Stone Point Capital in June 2025. Arachas has kept buying Irish brokers, including MDRB in Waterford (2024), Insight Insurance Brokers in Cork (2025) and a Sligo broker (2026). As a broker it arranges cover with insurers rather than underwriting it itself.

Pros

+ Irish broker arranging cover for businesses
+ Part of The Ardonagh Group since 2020
+ Broker model: can arrange cover across insurers

Cons

− No published premiums; cover is priced by quote
− Policy limits and indemnities could not be confirmed from its site
− Broker, not the insurer: claims are paid by the underwriter

Ireland note

Arachas is an Irish broker selling to Irish businesses. Its building-trade liability page could not be read during our check, so ask Arachas directly for the policy limits, the insurer behind the cover, and whether it indemnifies principals, local authorities or bodies your work requires.

Typical Ireland pricing: Quote-based; no published premiums. Limits and terms not confirmed: the vendor page could not be read

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Chill Insurance

Tier A · Listed

Irish online insurance broker, majority-owned by UK private equity firm Livingbridge since 2020

Chill Insurance is an Irish online insurance broker. UK private equity firm Livingbridge bought a majority stake in 2020, and the Irish Independent reported in March 2026 that its revenue rose 14% to over €41 million. As a broker it arranges cover with insurers rather than underwriting it.

Pros

+ Irish online broker, majority-owned by Livingbridge since 2020
+ Broker model: can quote more than one insurer
+ Established business, with reported revenue over €41 million

Cons

− No published premiums; cover is priced by quote
− Tradesman cover details could not be confirmed from its site
− Broker, not the insurer: claims are paid by the underwriter

Ireland note

Chill is an Irish broker. Its tradesman cover page could not be read during our check, so ask Chill which insurers it can quote, the public and employers liability limits on offer, and whether the policy meets the indemnity your contracts require.

Typical Ireland pricing: Quote-based; no published premiums. Limits not confirmed: the vendor page could not be read

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