Business insurance · Ireland
Chill Insurance
Irish comparison broker putting tradesman liability cover out to multiple insurers
Market position
A well-known Irish broker comparing around 14 insurers for business and tradesman cover. It offers public liability for tradesmen from roughly €1.3m upwards plus employers liability, with dedicated tradesman/liability pages. Its strength is breadth of market access and a recognised consumer brand.
Ireland-specific note
Irish-regulated broker operating only in the Irish market; tradesman content framed for Irish trades businesses.
Pros
- + Established, recognisable Irish broker brand
- + Compares ~14 insurers
- + Dedicated tradesman + EL/PL content
- + Phone advisory team
Cons
- − Comparison broker, not the underwriter
- − PL limits start lower (~€1.3m base) vs specialists’ €6.5m
- − Pricing quote-only
- − Better known for motor/home than trades
Typical Ireland pricing
Quote-based (PL usually from ~€1.3m upwards)
Why this matters for Ireland trades
Gas work requires Registered Gas Installer (RGI) status and electrical work requires Safe Electric registration, while payroll/accounting must handle Revenue PAYE Modernisation (real-time reporting), RCT, and VAT.
Irish trades vendor selection is shaped by statutory registration (RGI for gas, Safe Electric for electrical), Revenue PAYE Modernisation real-time reporting, RCT for construction subcontractors, and VAT.
Frequently asked
Is Chill Insurance a good fit for Ireland trades?
A well-known Irish broker comparing around 14 insurers for business and tradesman cover. It offers public liability for tradesmen from roughly €1.3m upwards plus employers liability, with dedicated tradesman/liability pages. Its strength is breadth of market access and a recognised consumer brand. Irish-regulated broker operating only in the Irish market; tradesman content framed for Irish trades businesses.
What does Chill Insurance cost in Ireland?
Quote-based (PL usually from ~€1.3m upwards). Pricing and availability can change by region — confirm current Ireland pricing on the vendor's site before committing.