Business insurance · Ireland · Head-to-head
AXA Ireland vs Chill Insurance
Two Ireland business insurance options, compared side by side for Ireland trades.
Which should you choose?
AXA Ireland and Chill Insurance are both Tier A, which every business insurance entry without a reputation warning receives, so the tier does not separate them. Weigh the pros, cons, pricing and Ireland-specific notes below against your trade and region.
AXA Ireland
Tier A · ListedIrish arm of the French AXA Group; tradesman cover is quoted by AXA Ireland
AXA Ireland is the Irish business of the French insurance group AXA. In 2023 AXA completed the €650m purchase of Laya Healthcare, and The Irish Times reported its revenue at €1.7bn in May 2026 after it began underwriting Laya policies. Its tradesman insurance page could not be read for this listing, so cover details and how to buy should be checked with AXA.
Pros
- + Part of the international AXA Group
- + Revenue of €1.7bn reported by The Irish Times in May 2026
- + AXA bought Irish health insurer Laya Healthcare in 2023
Cons
- − No published prices could be read; cover is quoted
- − Tradesman cover details could not be confirmed for this listing
- − Check whether the policy covers work outside Ireland before taking jobs abroad
Ireland note
AXA Ireland is an Irish insurer within the French AXA Group. Its tradesman page could not be read for this listing, so confirm public and employers' liability limits and exclusions on your quote.
Chill Insurance
Tier A · ListedIrish online insurance broker, majority-owned by UK private equity firm Livingbridge since 2020
Chill Insurance is an Irish online insurance broker. UK private equity firm Livingbridge bought a majority stake in 2020, and the Irish Independent reported in March 2026 that its revenue rose 14% to over €41 million. As a broker it arranges cover with insurers rather than underwriting it.
Pros
- + Irish online broker, majority-owned by Livingbridge since 2020
- + Broker model: can quote more than one insurer
- + Established business, with reported revenue over €41 million
Cons
- − No published premiums; cover is priced by quote
- − Tradesman cover details could not be confirmed from its site
- − Broker, not the insurer: claims are paid by the underwriter
Ireland note
Chill is an Irish broker. Its tradesman cover page could not be read during our check, so ask Chill which insurers it can quote, the public and employers liability limits on offer, and whether the policy meets the indemnity your contracts require.
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