Business insurance · Ireland
KennCo Underwriting
Irish-owned underwriting agency with a commercial liability policy for construction firms and allied trades, sold through brokers
Market position
KennCo Underwriting is a Dublin-based underwriting agency, regulated by the Central Bank of Ireland, which says it was established in 2008 and is 100% Irish-owned. Its Commercial Liability policy is designed for the construction industry, including main contractors and allied trades, with limits of €6.5 million for public liability and €13 million for employers liability. KennCo says it works with a network of over 200 Irish brokers, and trade businesses buy this policy through a broker.
Ireland-specific note
KennCo is based in Rathfarnham, Dublin 16 and underwrites Irish risks through Irish brokers. Its direct website (since 2015) sells car, home, travel and van cover, so a tradesperson needs a broker to get a quote for the construction liability policy.
Pros
- + Irish-owned underwriting agency, regulated by the Central Bank of Ireland
- + Liability policy written for construction and allied trades
- + Public liability €6.5m and employers liability €13m limits
- + Available through a network of over 200 brokers, according to KennCo
Cons
- − Construction liability sold through brokers only, not direct
- − No published premiums; priced by quote
- − The insurer behind the policy is not named on the product page
Typical Ireland pricing
Quote-based through brokers; no published premiums. Limits: public liability €6.5m, employers liability €13m per occurrence
Why this matters for Ireland trades
Since 1 September 2026 it is illegal for anyone who is not a Registered Gas Installer to carry out domestic or non-domestic gas works (S.I. No. 106/2026), and the CRU says Safe Electric registration for electrical contractors is the law; Safe Energy Ireland runs both schemes for the CRU. Principal contractors deduct RCT at 0%, 20% or 35% from subcontractors’ payments and file through ROS. The Irish payroll tools listed here say they send payroll submissions to Revenue and handle My Future Fund auto-enrolment. The statutory Construction Industry Register Ireland (CIRI) is not yet mandatory: the CIF says applications open during 2027, and its Voluntary Construction Register runs until then.
Irish trades vendor selection is shaped by statutory registration (RGI for gas, Safe Electric for electrical contractors), Revenue payroll reporting under PAYE Modernisation, the My Future Fund auto-enrolment pension scheme that started on 1 January 2026, Relevant Contracts Tax (RCT) on payments to construction subcontractors, and SEAI’s Registered Contractor List for grant-funded home energy upgrades.
Frequently asked
Is KennCo Underwriting a good fit for Ireland trades?
KennCo Underwriting is a Dublin-based underwriting agency, regulated by the Central Bank of Ireland, which says it was established in 2008 and is 100% Irish-owned. Its Commercial Liability policy is designed for the construction industry, including main contractors and allied trades, with limits of €6.5 million for public liability and €13 million for employers liability. KennCo says it works with a network of over 200 Irish brokers, and trade businesses buy this policy through a broker. KennCo is based in Rathfarnham, Dublin 16 and underwrites Irish risks through Irish brokers. Its direct website (since 2015) sells car, home, travel and van cover, so a tradesperson needs a broker to get a quote for the construction liability policy.
What does KennCo Underwriting cost in Ireland?
Quote-based through brokers; no published premiums. Limits: public liability €6.5m, employers liability €13m per occurrence. Pricing and availability can change by region; confirm current Ireland pricing on the vendor's site before committing.