Business insurance · Ireland · Head-to-head

FBD Insurance vs KennCo Underwriting

Two Ireland business insurance options, compared side by side for Ireland trades.

Which should you choose?

FBD Insurance edges ahead on our Ireland tiering (Tier S vs A), but both are workable — the right pick depends on your trade, region, and the Ireland-specific notes below.

FBD Insurance

Tier S · Recommended

Irish insurer — €6.5M PL / €13M EL standard, deep agricultural + trades heritage

FBD is one of the longest-established Irish insurance companies — originally agricultural insurance, now broad business coverage including tradesman policies. €6.5M Public Liability + €13M Employer Liability standard cover. Strong Irish brand recognition.

Pros

+ Higher PL + EL standard limits (€6.5M + €13M)
+ Irish-owned with deep local heritage
+ Strong Irish brand recognition
+ Mature claims infrastructure

Cons

− Pricing higher than international alternatives
− Less digital-native than newer entrants
− Ireland-only — no cross-market value

Ireland note

Irish-owned and Irish-focused. PL + EL limits standard are higher than many international alternatives.

Typical Ireland pricing: Broker or direct, varies

Full review → Visit →

KennCo Underwriting

Tier A · Workable

100% Irish-owned underwriting agency with a construction & allied-trades liability product

KennCo (founded 2008, Rathfarnham, Dublin) is one of Ireland’s largest underwriting agencies, serving 500+ Irish brokers. It offers a commercial liability product for the construction industry — main contractors and allied trades — with PL indemnity of €6.5m. It is distributed through brokers, not direct to tradespeople.

Pros

+ 100% Irish-owned underwriter (not just a broker)
+ Construction/allied-trades product purpose-built
+ PL limit €6.5m
+ Large national broker network (500+)

Cons

− Trades cover sold via brokers only, not direct
− Consumer site is car/home/van only
− Pricing quote-only
− Must go through an intermediary

Ireland note

Dublin-based, 100% Irish-owned, underwriting Irish construction-sector risks through a domestic broker network.

Typical Ireland pricing: Quote-based via brokers (PL indemnity €6.5m)

Full review → Visit →

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