FBD Insurance vs KennCo Underwriting

Irish insurer founded by farmers in the 1960s, serving farm, business and retail customers

FBD Insurance was established in the 1960s by farmers and now serves farm, business and retail customers across the island of Ireland. Its parent, FBD Holdings plc, was floated on the Irish Stock Exchange in 1988. FBD says it has over 500,000 customers and 34 sales offices nationwide, and it is regulated by the Central Bank of Ireland.

Pros

• + Irish insurer in business for over 50 years
• + 34 sales offices nationwide, according to FBD
• + Regulated by the Central Bank of Ireland
• + Also insures farm and personal customers, so one insurer can cover several needs

Cons

• − No published prices; cover is quoted
• − Tradesman cover limits not confirmed for this listing; check them on your quote
• − FBD's product pages could not be read for this listing; confirm what the policy covers before buying

Irish-owned underwriting agency with a commercial liability policy for construction firms and allied trades, sold through brokers

KennCo Underwriting is a Dublin-based underwriting agency, regulated by the Central Bank of Ireland, which says it was established in 2008 and is 100% Irish-owned. Its Commercial Liability policy is designed for the construction industry, including main contractors and allied trades, with limits of €6.5 million for public liability and €13 million for employers liability. KennCo says it works with a network of over 200 Irish brokers, and trade businesses buy this policy through a broker.

Pros

• + Irish-owned underwriting agency, regulated by the Central Bank of Ireland
• + Liability policy written for construction and allied trades
• + Public liability €6.5m and employers liability €13m limits
• + Available through a network of over 200 brokers, according to KennCo

Cons

• − Construction liability sold through brokers only, not direct
• − No published premiums; priced by quote
• − The insurer behind the policy is not named on the product page