Business insurance · Ireland
FBD Insurance
Irish insurer — €6.5M PL / €13M EL standard, deep agricultural + trades heritage
Market position
FBD is one of the longest-established Irish insurance companies — originally agricultural insurance, now broad business coverage including tradesman policies. €6.5M Public Liability + €13M Employer Liability standard cover. Strong Irish brand recognition.
Ireland-specific note
Irish-owned and Irish-focused. PL + EL limits standard are higher than many international alternatives.
Pros
- + Higher PL + EL standard limits (€6.5M + €13M)
- + Irish-owned with deep local heritage
- + Strong Irish brand recognition
- + Mature claims infrastructure
Cons
- − Pricing higher than international alternatives
- − Less digital-native than newer entrants
- − Ireland-only — no cross-market value
Typical Ireland pricing
Broker or direct, varies
Why this matters for Ireland trades
Gas work requires Registered Gas Installer (RGI) status and electrical work requires Safe Electric registration, while payroll/accounting must handle Revenue PAYE Modernisation (real-time reporting), RCT, and VAT.
Irish trades vendor selection is shaped by statutory registration (RGI for gas, Safe Electric for electrical), Revenue PAYE Modernisation real-time reporting, RCT for construction subcontractors, and VAT.
Frequently asked
Is FBD Insurance a good fit for Ireland trades?
FBD is one of the longest-established Irish insurance companies — originally agricultural insurance, now broad business coverage including tradesman policies. €6.5M Public Liability + €13M Employer Liability standard cover. Strong Irish brand recognition. Irish-owned and Irish-focused. PL + EL limits standard are higher than many international alternatives.
What does FBD Insurance cost in Ireland?
Broker or direct, varies. Pricing and availability can change by region — confirm current Ireland pricing on the vendor's site before committing.
Is FBD Insurance recommended?
Yes — it is a Tier S (Recommended) pick in our Ireland directory for business insurance, based on market fit and reputation. Still compare it against the alternatives for your specific trade and region.