Business insurance · Ireland
FBD Insurance
Irish insurer founded by farmers in the 1960s, serving farm, business and retail customers
Market position
FBD Insurance was established in the 1960s by farmers and now serves farm, business and retail customers across the island of Ireland. Its parent, FBD Holdings plc, was floated on the Irish Stock Exchange in 1988. FBD says it has over 500,000 customers and 34 sales offices nationwide, and it is regulated by the Central Bank of Ireland.
Ireland-specific note
Irish insurer headquartered in Bluebell, Dublin 12, with 34 sales offices around Ireland according to FBD. Cover limits and exclusions for its tradesman policy should be confirmed on a quote, as they could not be read for this listing.
Pros
- + Irish insurer in business for over 50 years
- + 34 sales offices nationwide, according to FBD
- + Regulated by the Central Bank of Ireland
- + Also insures farm and personal customers, so one insurer can cover several needs
Cons
- − No published prices; cover is quoted
- − Tradesman cover limits not confirmed for this listing; check them on your quote
- − FBD's product pages could not be read for this listing; confirm what the policy covers before buying
Typical Ireland pricing
Quote-based; no published prices found on FBD's site
Why this matters for Ireland trades
Since 1 September 2026 it is illegal for anyone who is not a Registered Gas Installer to carry out domestic or non-domestic gas works (S.I. No. 106/2026), and the CRU says Safe Electric registration for electrical contractors is the law; Safe Energy Ireland runs both schemes for the CRU. Principal contractors deduct RCT at 0%, 20% or 35% from subcontractors’ payments and file through ROS. The Irish payroll tools listed here say they send payroll submissions to Revenue and handle My Future Fund auto-enrolment. The statutory Construction Industry Register Ireland (CIRI) is not yet mandatory: the CIF says applications open during 2027, and its Voluntary Construction Register runs until then.
Irish trades vendor selection is shaped by statutory registration (RGI for gas, Safe Electric for electrical contractors), Revenue payroll reporting under PAYE Modernisation, the My Future Fund auto-enrolment pension scheme that started on 1 January 2026, Relevant Contracts Tax (RCT) on payments to construction subcontractors, and SEAI’s Registered Contractor List for grant-funded home energy upgrades.
Frequently asked
Is FBD Insurance a good fit for Ireland trades?
FBD Insurance was established in the 1960s by farmers and now serves farm, business and retail customers across the island of Ireland. Its parent, FBD Holdings plc, was floated on the Irish Stock Exchange in 1988. FBD says it has over 500,000 customers and 34 sales offices nationwide, and it is regulated by the Central Bank of Ireland. Irish insurer headquartered in Bluebell, Dublin 12, with 34 sales offices around Ireland according to FBD. Cover limits and exclusions for its tradesman policy should be confirmed on a quote, as they could not be read for this listing.
What does FBD Insurance cost in Ireland?
Quote-based; no published prices found on FBD's site. Pricing and availability can change by region; confirm current Ireland pricing on the vendor's site before committing.