Business insurance · Ireland · Head-to-head
Chill Insurance vs KennCo Underwriting
Two Ireland business insurance options, compared side by side for Ireland trades.
Which should you choose?
Chill Insurance and KennCo Underwriting are both Tier A, which every business insurance entry without a reputation warning receives, so the tier does not separate them. Weigh the pros, cons, pricing and Ireland-specific notes below against your trade and region.
Chill Insurance
Tier A · ListedIrish online insurance broker, majority-owned by UK private equity firm Livingbridge since 2020
Chill Insurance is an Irish online insurance broker. UK private equity firm Livingbridge bought a majority stake in 2020, and the Irish Independent reported in March 2026 that its revenue rose 14% to over €41 million. As a broker it arranges cover with insurers rather than underwriting it.
Pros
- + Irish online broker, majority-owned by Livingbridge since 2020
- + Broker model: can quote more than one insurer
- + Established business, with reported revenue over €41 million
Cons
- − No published premiums; cover is priced by quote
- − Tradesman cover details could not be confirmed from its site
- − Broker, not the insurer: claims are paid by the underwriter
Ireland note
Chill is an Irish broker. Its tradesman cover page could not be read during our check, so ask Chill which insurers it can quote, the public and employers liability limits on offer, and whether the policy meets the indemnity your contracts require.
KennCo Underwriting
Tier A · ListedIrish-owned underwriting agency with a commercial liability policy for construction firms and allied trades, sold through brokers
KennCo Underwriting is a Dublin-based underwriting agency, regulated by the Central Bank of Ireland, which says it was established in 2008 and is 100% Irish-owned. Its Commercial Liability policy is designed for the construction industry, including main contractors and allied trades, with limits of €6.5 million for public liability and €13 million for employers liability. KennCo says it works with a network of over 200 Irish brokers, and trade businesses buy this policy through a broker.
Pros
- + Irish-owned underwriting agency, regulated by the Central Bank of Ireland
- + Liability policy written for construction and allied trades
- + Public liability €6.5m and employers liability €13m limits
- + Available through a network of over 200 brokers, according to KennCo
Cons
- − Construction liability sold through brokers only, not direct
- − No published premiums; priced by quote
- − The insurer behind the policy is not named on the product page
Ireland note
KennCo is based in Rathfarnham, Dublin 16 and underwrites Irish risks through Irish brokers. Its direct website (since 2015) sells car, home, travel and van cover, so a tradesperson needs a broker to get a quote for the construction liability policy.
More Ireland options
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