Business insurance · Ireland · Head-to-head

Chill Insurance vs KennCo Underwriting

Two Ireland business insurance options, compared side by side for Ireland trades.

Which should you choose?

Chill Insurance and KennCo Underwriting are closely matched (both Tier A) for Ireland business insurance. The right choice comes down to fit: weigh the pros, cons, pricing, and Ireland-specific notes for each against your trade and region.

Chill Insurance

Tier A · Workable

Irish comparison broker putting tradesman liability cover out to multiple insurers

A well-known Irish broker comparing around 14 insurers for business and tradesman cover. It offers public liability for tradesmen from roughly €1.3m upwards plus employers liability, with dedicated tradesman/liability pages. Its strength is breadth of market access and a recognised consumer brand.

Pros

+ Established, recognisable Irish broker brand
+ Compares ~14 insurers
+ Dedicated tradesman + EL/PL content
+ Phone advisory team

Cons

− Comparison broker, not the underwriter
− PL limits start lower (~€1.3m base) vs specialists’ €6.5m
− Pricing quote-only
− Better known for motor/home than trades

Ireland note

Irish-regulated broker operating only in the Irish market; tradesman content framed for Irish trades businesses.

Typical Ireland pricing: Quote-based (PL usually from ~€1.3m upwards)

Full review → Visit →

KennCo Underwriting

Tier A · Workable

100% Irish-owned underwriting agency with a construction & allied-trades liability product

KennCo (founded 2008, Rathfarnham, Dublin) is one of Ireland’s largest underwriting agencies, serving 500+ Irish brokers. It offers a commercial liability product for the construction industry — main contractors and allied trades — with PL indemnity of €6.5m. It is distributed through brokers, not direct to tradespeople.

Pros

+ 100% Irish-owned underwriter (not just a broker)
+ Construction/allied-trades product purpose-built
+ PL limit €6.5m
+ Large national broker network (500+)

Cons

− Trades cover sold via brokers only, not direct
− Consumer site is car/home/van only
− Pricing quote-only
− Must go through an intermediary

Ireland note

Dublin-based, 100% Irish-owned, underwriting Irish construction-sector risks through a domestic broker network.

Typical Ireland pricing: Quote-based via brokers (PL indemnity €6.5m)

Full review → Visit →

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