Business insurance · Morocco · Head-to-head
AtlantaSanad Assurance vs Wafa Assurance
Two Morocco business insurance options, compared side by side for Morocco trades.
Which should you choose?
AtlantaSanad Assurance and Wafa Assurance are both Tier A, which every business insurance entry without a reputation warning receives, so the tier does not separate them. Weigh the pros, cons, pricing and Morocco-specific notes below against your trade and region.
AtlantaSanad Assurance
Tier A · ListedTous Risques Chantiers et RC décennale pour les professionnels
AtlantaSanad Assurance is a licensed Moroccan insurer formed by the 2020 merger of Atlanta and Sanad. Its professional and business range includes a Tous Risques Chantiers policy and an RC décennale product, alongside machinery-breakdown, workplace-accident and fleet cover. No prices are published.
Pros
- + Licensed insurer on the ACAPS list
- + Both main construction covers: TRC and RC décennale
- + Related lines for contractors: machinery breakdown, workplace accidents, fleet
Cons
- − No published prices
- − Product pages work only with JavaScript; cover details not confirmed here
- − The frozen link points to an old page address
Morocco note
AtlantaSanad lists a separate RC décennale product (its page address names it 'Albinna') next to its Tous Risques Chantiers policy. Moroccan press reported in January 2025 that both covers had become mandatory, so ask for both and check the technical-control conditions.
Wafa Assurance
Tier A · ListedTous Risques Chantier et RC décennale pour les professionnels du BTP
Wafa Assurance, which says it is a subsidiary of the Attijariwafa bank group, sells Tous Risques Chantier cover to public and private BTP firms of any size, covering damage to the works and the civil liability of everyone on site. It also sells RC décennale against collapse for ten years from reception, plus Tous Risques Montage and machinery-breakdown cover. Cover is arranged through its advisers and no prices are published.
Pros
- + Both main construction covers: TRC and RC décennale
- + TRC covers the liability of every party on site
- + Related lines: Tous Risques Montage, machinery breakdown, RC after works
- + Licensed insurer on the ACAPS list
Cons
- − No published prices; quote through an adviser
- − No online quote seen
- − Décennale cover depends on checks by an approved technical-control body
Morocco note
Wafa's RC décennale page cites article 769 of the DOC and law 59-13 and says the cover depends on the works being checked by an approved technical-control body, so book the contrôle technique before asking for cover. Moroccan press reported in January 2025 that TRC and RC décennale insurance had become mandatory.
More Morocco options
See all Morocco business insurance vendors and the rest of the Morocco directory.