Business insurance · Morocco
AtlantaSanad Assurance
Tous Risques Chantiers et RC décennale pour les professionnels
Market position
AtlantaSanad Assurance is a licensed Moroccan insurer formed by the 2020 merger of Atlanta and Sanad. Its professional and business range includes a Tous Risques Chantiers policy and an RC décennale product, alongside machinery-breakdown, workplace-accident and fleet cover. No prices are published.
Morocco-specific note
AtlantaSanad lists a separate RC décennale product (its page address names it 'Albinna') next to its Tous Risques Chantiers policy. Moroccan press reported in January 2025 that both covers had become mandatory, so ask for both and check the technical-control conditions.
Pros
- + Licensed insurer on the ACAPS list
- + Both main construction covers: TRC and RC décennale
- + Related lines for contractors: machinery breakdown, workplace accidents, fleet
Cons
- − No published prices
- − Product pages work only with JavaScript; cover details not confirmed here
- − The frozen link points to an old page address
Typical Morocco pricing
Quote-based; no public prices.
Why this matters for Morocco trades
The DGI issues the identifiant fiscal (IF), runs SIMPL for TVA, IS and salary declarations, and is preparing e-invoicing in phases from late 2026, large companies and public-sector suppliers first (Hespress, August 2026). Under Décret n° 2-94-223, the Ministère de l’Équipement et de l’Eau qualifies and classifies BTP firms, and a firm’s class sets the maximum contract amount it can bid for; each tender file states the sector, qualification and class it requires. Moroccan press reported in January 2025 that Tous Risques Chantier and RC décennale insurance had become mandatory, and Wafa Assurance says its décennale cover depends on the works being checked by an approved technical-control body. Employers declare salaries and pay contributions through the CNSS Damancom portal, and public tender rules ask bidders for a CNSS certificate issued within the last year; the ICE has been mandatory on official documents since 1 July 2016, and invoices without it can be rejected by the tax administration, per Hespress.
Moroccan construction and trades software selection is shaped by the DGI’s planned electronic invoicing (due to start in phases from late 2026 with large companies and public-sector suppliers, according to Hespress, with the technical rules not yet published in August 2026), Tous Risques Chantier and RC décennale insurance (reported as mandatory since January 2025), TVA and mandatory invoice mentions such as the ICE, CNSS salary declarations and contributions through Damancom, and the qualification and classification of BTP firms by the Ministère de l’Équipement et de l’Eau for public tenders.
Frequently asked
Is AtlantaSanad Assurance a good fit for Morocco trades?
AtlantaSanad Assurance is a licensed Moroccan insurer formed by the 2020 merger of Atlanta and Sanad. Its professional and business range includes a Tous Risques Chantiers policy and an RC décennale product, alongside machinery-breakdown, workplace-accident and fleet cover. No prices are published. AtlantaSanad lists a separate RC décennale product (its page address names it 'Albinna') next to its Tous Risques Chantiers policy. Moroccan press reported in January 2025 that both covers had become mandatory, so ask for both and check the technical-control conditions.
What does AtlantaSanad Assurance cost in Morocco?
Quote-based; no public prices. Pricing and availability can change by region; confirm current Morocco pricing on the vendor's site before committing.