Business insurance · New Zealand
BizCover (NZ)
Online SME insurance comparison — instantly compare and buy tradie cover
Market position
An online small-business insurance comparison-and-buy platform (not a direct underwriter) working with a panel of NZ insurers, covering around 900 occupations including trades. Tradies instantly compare and buy public/product liability, professional indemnity and general liability online. It markets an explicit "Tradie Insurance NZ" product.
New Zealand-specific note
Dedicated .co.nz with an NZ insurer panel and 18,000+ NZ customers and an NZ-tailored "Tradie Insurance NZ" product — but an Australian-founded group.
Pros
- + Transparent indicative pricing (public liability "~$30/mo on average")
- + Fully online instant quote/compare/buy, cancel anytime
- + 6 cover levels ($1m–$20m)
- + Established (since 2008), 18,000+ NZ SME customers
Cons
- − Comparison platform/broker, not a direct insurer
- − Generalist — less trades-depth than BuiltIn
- − Australian-HQ group (not NZ-owned)
- − Self-serve = lighter advisory for complex risks
Typical New Zealand pricing
From ~NZ$30/mo average for public liability ("guide only"); cover $1m–$20m
Why this matters for New Zealand trades
Trades are registered/licensed (e.g., the Plumbers, Gasfitters and Drainlayers Board; the Electrical Workers Registration Board), and payroll software must handle IRD payday filing, KiwiSaver, and GST.
New Zealand trades vendor selection is shaped by registration/licensing regimes (registered electricians, certifying plumbers/gasfitters), IRD payday filing, KiwiSaver, and GST.
Frequently asked
Is BizCover (NZ) a good fit for New Zealand trades?
An online small-business insurance comparison-and-buy platform (not a direct underwriter) working with a panel of NZ insurers, covering around 900 occupations including trades. Tradies instantly compare and buy public/product liability, professional indemnity and general liability online. It markets an explicit "Tradie Insurance NZ" product. Dedicated .co.nz with an NZ insurer panel and 18,000+ NZ customers and an NZ-tailored "Tradie Insurance NZ" product — but an Australian-founded group.
What does BizCover (NZ) cost in New Zealand?
From ~NZ$30/mo average for public liability ("guide only"); cover $1m–$20m. Pricing and availability can change by region — confirm current New Zealand pricing on the vendor's site before committing.