Business insurance · New Zealand
BuiltIn
NZ’s construction-insurance specialist broker — 20+ years
Market position
A specialist broker working exclusively with building and trade professionals, placing cover with multiple underwriters (Ando, IAG, Vero, QBE, Lloyds, DUAL, AIG). It offers the full trades stack: public liability, contract works, tools/equipment, commercial vehicles, professional indemnity (incl. LBP-specific), bonds and a Residential Completion Guarantee. The strongest trades-specific fit of the NZ insurers.
New Zealand-specific note
NZ-only construction-risk broker for 20+ years; explicit ties to NZ trades bodies, LBP-aware professional indemnity, and instant online quote/bind.
Pros
- + Pure trades/construction specialist — deepest fit for builders/electricians/plumbers
- + Broad cover incl. contract works + Residential Completion Guarantee (rare)
- + Instant online quote portal + advisers
- + Partners with NZ trades bodies (TANZ, NAWIC, etc.)
Cons
- − Broker model = quote-based, no flat pricing
- − Premiums depend on third-party underwriters
- − Limited public scale beyond "20 years"
- − Smaller brand awareness vs mass-market insurers
Typical New Zealand pricing
Quote-based (instant online quotes via portal)
Why this matters for New Zealand trades
Trades are registered/licensed (e.g., the Plumbers, Gasfitters and Drainlayers Board; the Electrical Workers Registration Board), and payroll software must handle IRD payday filing, KiwiSaver, and GST.
New Zealand trades vendor selection is shaped by registration/licensing regimes (registered electricians, certifying plumbers/gasfitters), IRD payday filing, KiwiSaver, and GST.
Frequently asked
Is BuiltIn a good fit for New Zealand trades?
A specialist broker working exclusively with building and trade professionals, placing cover with multiple underwriters (Ando, IAG, Vero, QBE, Lloyds, DUAL, AIG). It offers the full trades stack: public liability, contract works, tools/equipment, commercial vehicles, professional indemnity (incl. LBP-specific), bonds and a Residential Completion Guarantee. The strongest trades-specific fit of the NZ insurers. NZ-only construction-risk broker for 20+ years; explicit ties to NZ trades bodies, LBP-aware professional indemnity, and instant online quote/bind.
What does BuiltIn cost in New Zealand?
Quote-based (instant online quotes via portal). Pricing and availability can change by region — confirm current New Zealand pricing on the vendor's site before committing.
Is BuiltIn recommended?
Yes — it is a Tier S (Recommended) pick in our New Zealand directory for business insurance, based on market fit and reputation. Still compare it against the alternatives for your specific trade and region.