CNA Review

About CNA

CNA is a commercial property and casualty insurer headquartered in Chicago. Its main insurer, Continental Casualty Company, was incorporated in 1897, and CNA Financial Corporation trades on the NYSE (CNA), with Loews Corporation owning about 92% of its common stock as of mid-2025. CNA describes itself as one of the largest U.S. commercial property and casualty insurers.

For contractors, CNA has a dedicated construction team and names classes such as electrical, roofing, concrete, grading and excavation, general contractors, and sheet metal, mechanical, A/C and plumbing. Its small business BOP, CNA Connect, offers property and general liability for more than 600 classes of business and automatically includes blanket additional insured status with products-completed operations coverage for contractors. CNA also writes workers' comp, commercial auto, umbrella and excess, professional and pollution liability, builders risk and cyber, and larger contractors can use its CNA Paramount package.

CNA sells only through independent agents and brokers. Agents quote and bind small business policies on its CNA Central platform, and CNA says 80% of small business classes are issued in real time, with most others within two hours. It also offers construction risk-control resources, including PrepWise and SORCE for Construction.

The trade-off: you cannot buy CNA directly, prices are quoted rather than published, and the experience depends on the agent who places and services your policy. A contractor that wants an insurer with contractor-specific BOP terms and room to add workers' comp, auto and umbrella can ask an agent to quote CNA.