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Tivly Review
Free commercial-insurance matching service that connects your business with an agent from a network of 450+ providers
Quick verdict
Tivly is best for trade businesses that would rather make one call and be connected with an insurance agent than shop agents or insurers themselves. Quote speed: One intake call of about 10 minutes on average, according to Tivly, then a live handoff to a matched agent; Tivly says same-day proof of coverage is available. Pricing: Quoted by the matched agent's insurer; Tivly says its matching service is free and publishes no premium ranges. Tivly is a matching service, not the insurer: price and service depend on the agent and insurer you are matched with, the process starts with a phone call, your details are shared with partner providers, and its pages do not say how it is paid.
About Tivly
Tivly, originally CommercialInsurance.net, is a commercial-insurance matching service founded in 2009 by Mark McClure and Chad Jaquays. It does not write policies. You describe your business, mostly in one short call, and Tivly connects you with an insurance agent from what it says is a network of more than 450 business insurance providers. Tivly says it has helped more than 2.5 million businesses and that its service is free.
The legal entity is Commercial Insurance.Net, LLC, doing business as Tivly, which says it is a licensed insurance agency in all states (in California and New York it operates as Norman Commercial Insurance.Net, LLC). Lines available through its partners include general liability, commercial auto, workers' compensation, property, professional liability, business owner's policies, cyber, cargo, umbrella and inland marine. Tivly says same-day proof of coverage is available.
After the intake call, which Tivly says takes about 10 minutes on average, it connects you right away with the agent it matched, and that agent quotes and services your policy. Tivly's privacy policy says it shares your information with partner insurance providers so they can quote. Its pages do not say how Tivly is paid, so ask the matched agent how they are compensated and compare the quote with others.
The trade-off: one call can get you to an agent without shopping around yourself, but the price and service depend on the agent and insurer you are matched with, and the process starts with a phone call rather than a self-serve online quote.
How it works
Tell Tivly about your business (trade, size, location and the coverage you need), mainly in one call that Tivly says takes about 10 minutes on average. Its matching platform picks an agent from its network of more than 450 providers, and Tivly connects you with that agent during the call. The agent quotes, binds and services the policy with the insurer. Tivly says its service is free and that same-day proof of coverage is available; its privacy policy says your details are shared with the partner providers so they can quote.
Pros & cons
What works
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Large partner network
Tivly says it works with more than 450 business insurance providers nationwide, so there are many agents it can match you with.
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One call to reach an agent
Tivly says its intake call averages about 10 minutes and ends with a live connection to the matched agent, so you are not calling agents one by one.
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Free to use
Tivly says its matching service is completely free for businesses.
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Wide range of lines
Partners offer general liability, commercial auto, workers' compensation, property, professional liability, business owner's policies, cyber, cargo, umbrella and inland marine.
What doesn't
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Matchmaker, not your insurer
Tivly connects you with an agent; that agent and the insurer they place you with handle the quote, policy and claims.
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Experience depends on the match
Pricing, service and claims handling depend on the agent and insurer you end up with, not on Tivly.
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Your details go to partners
Tivly's privacy policy says it discloses your information to partner insurance providers so they can quote, and it shares data with marketing and advertising partners.
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Starts with a phone call
Tivly's process runs through an intake call and a live handoff rather than a self-serve online quote.
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Compensation not disclosed
Tivly's pages do not say how it is paid; ask the matched agent about commissions and compare quotes.
Coverage
- Insurance lines
- general liabilityworkers compcommercial autobopprofessional liabilitycommercial propertyumbrellainland marine
- Geographic coverage
- Tivly says Commercial Insurance.Net, LLC (DBA Tivly) is a licensed insurance agency in all states
- Premiums
- Quoted by the matched agent's insurer; Tivly says its matching service is free and publishes no premium ranges
- Quote speed
- One intake call of about 10 minutes on average, according to Tivly, then a live handoff to a matched agent; Tivly says same-day proof of coverage is available
- Trade coverage
- HVACPlumbingElectricalRoofingGeneral ContractorsLandscaping & Lawn CareCleaning ServicesPest ControlPool ServiceLocksmithGarage DoorAppliance RepairHandyman ServicesMovingPaintingFlooringWaste & Junk Removal
- Affiliate program
- Unknown. Marketplace/lead economics: a publisher partner program may exist; outreach required to confirm.
Reviews and complaints at the source
We do not copy third-party review scores onto this page: they change often and we could not verify them. Read Tivly's current reviews at the source.
Frequently asked
Is Tivly an insurance company?
No. Tivly (Commercial Insurance.Net, LLC) is a licensed insurance agency that runs a matching service. It connects you with an agent from its network of more than 450 providers, and that agent quotes and services the policy with the insurer.
Why use Tivly for a trades business?
If you do not want to contact agents one by one, Tivly's intake call connects you with a matched agent who can quote the lines you need. It is free to use, according to Tivly. Compare the quote you get with at least one other source.
How does Tivly's process work?
You describe your business in a call that Tivly says averages about 10 minutes. Tivly matches you with an agent from its network and connects you during the call; the agent then quotes and binds the policy. Tivly says same-day proof of coverage is available.
Is Tivly trustworthy?
Tivly has operated since 2009. Remember that it is a matchmaker: your long-term experience is with the agent and insurer you are matched with, and its pages do not say how Tivly is paid.
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