Feature
Payment Processing in trades software
In-app credit card and ACH payment collection, with payouts to your bank account.
8 min read
Quick summary
- What it is: In-app credit card and ACH payment collection, with payouts to your bank account.
- Tools that list it: 41 of the 127 in our directory
What is payment processing in trades software?
Built-in payment processing means you do not need a separate Stripe or Square account to take payments in the app. Fuller implementations take cards, ACH and mobile wallets, offer instant payouts for a fee, run recurring billing for service plans, handle partial payments and deposits, and send payment links by text or email. Check each platform's published rates, and ask whether processing is its own or a connected Stripe or Square account.
Why payment processing matters
Taking payment at the job site, or sending an invoice by text with a payment link, removes the wait for a mailed invoice and a mailed check. Customers can pay by card or phone when the job is done instead of writing a check later.
How to evaluate payment processing when buying
Compare fees against a standalone processor: Stripe's US pricing page lists 2.9% plus 30 cents per successful domestic card transaction and 0.8% for ACH Direct Debit, capped at $5 (checked October 2026). Look for ACH support (it can cost less than cards on large invoices), the fee for instant payouts, recurring billing for service plans, partial payments, and who handles card security compliance. Ask whether processing is the platform's own or a connected Stripe or Square account, since that decides who you call when a payment fails.
Tools that list payment processing (41)
Tools that name it among their key features in our data. Key-feature names are not standardised across tools, so a tool can offer payment processing without being listed here; check its review.
| Tool | Starting price | Best for |
|---|---|---|
| Albi | From $60/mo | Restoration and insurance-repair contractors that want CRM, job management, field documentation, drying logs and invoicing in one platform, and can meet a $6,000 minimum annual subscription on a one-year term |
| Arborgold | From $129/mo | Tree care, plant health care, lawn care and landscaping companies that want CRM, proposals, scheduling, crew time tracking and invoicing in one system, with chemical tracking and tree inventory mapping available on the higher plans |
| Automaid (formerly Launch27) | From $63.75/mo | Residential cleaning companies that sell through an online booking form with instant pricing and want unlimited users at a flat monthly price |
| Broadlume | Custom quote | Flooring retailers that want their website, online advertising, reviews, lead handling and showroom visualization from one vendor, with the option of Broadlume's business management software for back-office work |
| Contractor+ | Free tier available | Solo contractors and small trades teams that want a free, all-in-one estimating, invoicing, and job-management app on mobile |
| CorkCRM | From $149/mo | Painting companies that want one painting-focused system for leads, appointments, proposals, contracts, job scheduling, crew timecards and invoices |
| Docket | Custom quote | Roll-off dumpster rental and junk removal companies that want dispatch, container tracking, billing, payments, online ordering and a rental website in one system |
| Elromco | From $289/mo | Moving companies (Elromco says its customers range from small local movers to large interstate carriers) that want published month-to-month pricing and one system for instant online quotes, booking, dispatch, eBOL, storage and crew payroll |
| Encircle | From $261/mo | Restoration contractors that want fast, consistent field documentation (photos, moisture readings, drying logs, contents and floor plans) and a path from that documentation to an Xactimate estimate |
| Estimate Rocket | From $139/mo | Service and trade contractors, including painters, remodelers and franchise systems, that want estimating, proposals, scheduling, job costing and invoicing in one web app for a small office team plus field crews |
| FieldRoutes | Custom quote | Pest control and lawn care companies running recurring service routes that want scheduling, routing, sales and billing in one system |
| Floorzap | From $399/mo | Independent flooring retailers that want quoting, scheduling, inventory, invoicing, payments and customer texting in one cloud system, with QuickBooks kept for accounting |
| Houzz Pro | Free tier available | Remodelers, builders, interior designers and architects who want design tools, estimates, project management and marketing on Houzz in one app |
| Inspect Point | Custom quote | Fire and life-safety contractors with three or more technicians who want inspections, deficiency proposals, service work orders and invoicing in one system, and whose technicians use iPads or iPhones |
| Kickserv | From $60/mo | Small service businesses (1-15 employees) that run their books in QuickBooks and want simple scheduling and invoicing |
| Lavo CRM | From $46/mo | Owner-operators and small crews in pressure washing, soft washing and other exterior cleaning who want address-based instant quotes and zone-based scheduling in one trade-specific tool |
| Leap | From $79/mo | Exteriors and remodeling contractors (roofing, siding, windows, painting) that sell in the home and want a CRM plus a field sales-and-proposal app with built-in financing |
| LMN by Granum | From $297/mo | Landscaping companies (maintenance, design and build, and snow and ice) that want budget-based estimating tied to scheduling, crew time tracking and job costing |
| MarketSharp | From $182/mo | Remodelers, window and door, roofing, siding and other home improvement contractors that sell through in-home appointments and want lead tracking, marketing campaigns and production tracking in one CRM |
| Method:CRM | From $35/mo | Small businesses and contractors that run their books in QuickBooks (Online, Desktop or Enterprise) and want leads, estimates, a customer portal and workflows tied to that data |
| MoveitPro | Custom quote | Moving and storage companies that want CRM, estimates, dispatch, payments, a crew app and AI call tools from a vendor that came out of a moving business |
| Network Leads | From $224/mo | Moving companies, van lines and relocation brokers that buy leads and want their CRM, dispatch, payments and email and SMS marketing in the same system |
| PaintScout | From $99/mo | Painting contractors whose main need is fast, consistent estimates and professional proposals priced from their own production rates, with the option to add CRM and scheduling |
| Paythepoolman | From $65/mo | Owner-operators and small pool service companies that want routing, recurring billing, bids and a customer app at a low monthly price that adds only $15 per extra technician |
| Pool Founder | From $49/mo | Pool service companies with 1 to 10 technicians (Enterprise above that) that want pool-specific routing, chemistry logging and billing at a flat price that does not rise with pool count |
| QFloors | From $89/mo | Flooring stores that want one cloud system for sales, inventory, purchasing, job costing and full accounting in place of QuickBooks |
| QuoteIQ | From $25/mo | Solo operators and small home service crews, including painters, who want estimating, scheduling, invoicing and payments in one app priced per company with a paint calculator and AI tools |
| RollMaster | Custom quote | Flooring retailers and contractors that want estimating, inventory, job costing and full accounting in one cloud system instead of QuickBooks |
| Roofr | Free tier available | Residential roofing contractors who want measurement reports, proposals, e-signatures, payments and material ordering in one system, with unlimited users on every plan |
| Routeware | Custom quote | Private waste haulers and city or county solid waste departments that need route optimization, dispatch, in-cab driver tools, billing and customer or resident self-service across a collection fleet |
| Service Autopilot | From $49/mo | Lawn care, landscaping, snow removal, cleaning, pest control and pool service businesses with recurring routes that want scheduling, dispatch, routing and billing in one system, with automations on the higher plans |
| ServiceCore | Custom quote | Portable restroom, septic (including grease trap) and roll-off dumpster operators with several trucks who want scheduling, routing, unit tracking and billing in one system that syncs with QuickBooks Online |
| SingleOps | From $200/mo | Tree care and plant health care companies, from single-crew outfits to multi-crew operations, that want estimating, tree inventory, scheduling, crew work orders and invoicing in one system |
| SmartMoving | Custom quote | Moving companies, including multi-location and franchise operators, that want sales, estimating, dispatch, crew, storage and payments in one system and are willing to go through a quote |
| Solea | Custom quote | Pest control companies with five or more technicians that want the phones, scheduling, routing, billing and collections in one pest-specific system and are comfortable buying by quote |
| Supermove | Custom quote | Moving and storage companies of any size that want sales, dispatch, crew, storage and billing tools in one system, with AI help on sales calls |
| The Customer Factor | From $37.46/mo | Owner-operators and small crews in window cleaning, pressure washing, carpet cleaning and house cleaning who want one flat monthly price for customers, scheduling, invoicing and automated reminders |
| Trash Flow | No monthly plan (see pricing note) | Residential, commercial and roll-off trash haulers, plus landfills and transfer stations, that want Windows software they buy in modules and can test with a free 90-day demo |
| Yardbook | Free tier available | Solo landscapers and small lawn and landscape crews that want scheduling, estimates, invoices and routing without a monthly fee to start |
| ZenFire | Custom quote | Fire protection contractors, from solo inspectors to multi-company groups, that want NFPA forms, recurring inspections, scheduling and invoicing in one system and want to trial it before buying |
| ZenMaid | From $19/mo | Residential cleaning and maid service businesses that want scheduling, automated client reminders, booking forms and card payments at a low monthly base price plus a fee per team member |
Related features
Invoicing
Creating, sending, and tracking invoices for completed work, with payment collection.
Membership Management
Recurring service plans with auto-renewal billing, member-priority dispatching, and tier-specific pricing.
Consumer Financing
In-app financing offers (such as Wisetack, GreenSky or Sunbit) for big-ticket repairs and installations.
QuickBooks Integration
A sync between field service software and QuickBooks for customers, invoices, payments and accounts, one way or two way depending on the tool.
Related trade pages
Frequently asked questions
What are typical FSM payment processing fees?
It depends on the platform, so get the published rate card before you sign. For comparison, Stripe's US pricing page lists 2.9% plus 30 cents per successful domestic card transaction and 0.8% for ACH Direct Debit, capped at $5 (checked October 2026). Ask whether instant payouts cost extra.
Can I take tap-to-pay or Apple Pay payments?
Some platforms support card readers or tap-to-pay on a phone, and some accept Apple Pay or Google Pay through payment links; Skimmer and Paythepoolman, for example, list Apple Pay and Google Pay. Check the options in each platform's payment settings during the trial.
How fast do payments hit my bank?
Payout timing depends on the processor and your account. Ask each platform for its standard payout schedule, and what instant or same-day payouts cost, in writing.
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